`` We implement the laws that are given to us and the laws right now deal with the floodplains management within that 100-year floodplain and the insurance purchase requirements in that area also . '' Nearly all homes , businesses in Illinois , Gulfport , were destroyed by floodwaters . FEMA did n't require flood insurance since levee rated to withstand a 100-year flood . 200 of the town 's Only 28 residents have flood insurance ; many ca n't afford to rebuild . Risk assessment was accurate and flood dangers being re-evaluated , FEMA says .
Nearly all homes , businesses in Illinois , Gulfport , were destroyed by floodwaters . FEMA did n't require flood insurance since levee rated to withstand a 100-year flood . 200 of the town 's Only 28 residents have flood insurance ; many ca n't afford to rebuild . Risk assessment was accurate and flood dangers being re-evaluated , FEMA says .