Interest on subsidized student loans picked up by students while in school . Next best options are unsubsidized student loans and PLUS loans with interest rates . The rate will be lower still at 4.5 percent for loans originating during the next school year , and all the way down to 3.4 percent the following year . It warns against private student loans .
Interest on subsidized student loans picked up by students while in school . Next best options are unsubsidized student loans and PLUS loans with interest rates . It warns against private student loans .