Gulfport was protected by a levee rated to withstand a 100-year flood . Nearly all homes , businesses in Gulfport , Illinois , were destroyed by flooding . Illinois did n't provide flood protection since levee fails to withstand a 100-year flood . Only 10 of the town 's 200 residents have flood insurance ; many ca n't afford to rebuild . Risk assessment was accurate and flood dangers being re - evaluated , FEMA says .
Nearly all homes , businesses in Gulfport , Illinois , were destroyed by flooding . Illinois did n't provide flood protection since levee fails to withstand a 100-year flood . Only 10 of the town 's 200 residents have flood insurance ; many ca n't afford to rebuild . Risk assessment was accurate and flood dangers being re - evaluated , FEMA says .