Alejandra Lopez - Torres : America saves less than nearly all big countries . She says crisis is causing an increase in savings by American people . Lopez - Fernandini : Government , it should automatically encourage saving . Having accessible savings is critical to our personal and economic security . She says you can use part of a tax credit to go into a savings account .
Alejandra Lopez - Torres : America saves less than nearly all big countries . She says crisis is causing an increase in savings by American people . Lopez - Fernandini : Government , it should automatically encourage saving . She says you can use part of a tax credit to go into a savings account .