Alejandra Lopez-Fernandini : - La réforme de la loi sur les droits des personnes The past decade has seen Americans saving at historically low levels ; we 've substituted plastic for the piggy bank . She says crisis is forcing an increase in savings by American families . Lopez-Fernandini : Government , firms should automatically encourage saving . She says you can designate part of a tax refund to go into a savings account .
Alejandra Lopez-Fernandini : - La réforme de la loi sur les droits des personnes She says crisis is forcing an increase in savings by American families . Lopez-Fernandini : Government , firms should automatically encourage saving . She says you can designate part of a tax refund to go into a savings account .