Alejandra Lopez - Torres : America saves less than nearly all big countries . She says crisis is causing an increase in savings by American people . Lopez - Fernandini : Government , it should automatically encourage saving . She says you can use part of a tax credit to go into a savings account .
Alejandra Lopez-Fernandini : America saves less than nearly all big countries . She says crisis is forcing an increase in savings by American families . Lopez-Fernandini : Government , firms should automatically encourage saving . She says you can designate part of a tax refund to go into a savings account .