Acting as a broker between lenders and borrowers , peer-to-peer lenders say they can offer a better rate to both sides . China is home to the biggest rise in peer-to-peer lending . China 's state lenders are also notoriously regulation-bound and cumbersome , meaning that for many 'shadow banking ' and , now , peer-to-peer platforms are the only way to get small and medium-sized businesses off the ground . One company claims to be growing at a massive 20 % each month . Comment:
Acting as a broker between lenders and borrowers , peer-to-peer lenders say they can offer a better rate to both sides . China is home to the biggest rise in peer-to-peer lending . One company claims to be growing at a massive 20 % each month . Comment: