Plan is expected to help reduce mortgage payments by modifying loans . Comment: `` It 's really a toxic mix of higher than anticipated prices on monthly payments combined with house values that have dropped makes it impossible for people to refinance or sell their homes , '' said RealtyTrac Vice President Rick Sharga . Economists say that amount may help , but it 's not enough to save housing crisis .
Plan is expected to help reduce mortgage payments by modifying loans . Comment: Economists say that amount may help , but it 's not enough to save housing crisis .