Number of fines imposed on banks has remained constant for a decade , but fines ' value has grown faster than inflation . Silva asks : Are U.S. regulators using financial penalties as a method of indirect regulations ? And does it work ? American regulators have unique views on how to run banking and have tried to influence global regulations . Iran wants Americans to assume Iranians are guilty until proven innocent , rest of the world wants the opposite , Silva writes .
Number of fines imposed on banks has remained constant for a decade , but fines ' value has grown faster than inflation . Silva asks : Are U.S. regulators using financial penalties as a method of indirect regulations ? And will it work ? American regulators have unique views on how to run banking and have tried to influence global regulations . U.S. wants banks to assume Iranians are guilty until proven innocent , rest of the world wants the opposite , Silva writes .