( RealSimple.com ) -- If your spirits are high but cash is low , do n't despair : These shimmery , party-ready styles each cost $ 100 or less . Chico 's Necklace . Layering jewelry can be mystifying , which is why this single piece composed of rhinestones , faux pearls , beads , and chains is so genius . To buy : $ 79 , chicos.com . RealSimple.com : Party skirts for every figure . Aryn K Blouse . An understated blouse in pleated silk lets a bold skirt shine . To buy : $ 98 , houseoflolo.com . White House Black Market Skirt . This sleek acetate-blend pick manages to be both current ( red is big right now ) and timeless ( pencil skirts will always be in style ) . To buy : $ 98 , whbm.com . RealSimple.com : 7 money saving , stress less holiday tips . Lisa Stewart Earrings . Hammered and crystal-flecked , these modern gold-plated danglers have an old-fashioned elegance . To buy : $ 70 , lisastewartonline.com . Lulu 's Dress . Gold is merry and brightâ€ ” but it will also look fitting come spring . Just add gray or black opaque tights to this mid-thigh -- length polyester-blend stunner . To buy : $ 61 , lulus.com . BCBG Max Azria Belt . Why should jewels be limited to jewelry ? Check out this elastic belt with a gorgeous , gemlike centerpiece . To buy : $ 58 , bcbg.com . RealSimple.com : Pretty smart . Colour Me Bracelets . This rich mix of gold-tone banglesâ€ ” some plain , some textured with beadsâ€ ” ties the outfit together . To buy : $ 15 for eight , colourme.com . BCBG Max Azria Earrings . Opulent drops of rhinestones and black orbs look like an estate-sale find . To buy : $ 78 , 866-497-1041 . Ann Taylor Top . Shiny black thread on this two-tone polyester top offers a low-key way to dazzle . To buy : $ 88 , anntaylor.com . RealSimple.com : Hostess gifts . Just Cavalli Skirt . This slim satin skirt has the right amount of stretch to be comfortable and flattering . To buy : $ 32 , peppermintpark.com . ( Real Simple readers get a free three-month shopping membership with the promo code REALSIMPLE . ) Banana Republic Bracelet . Spare yet sparkly : a rhinestone-covered bead suspended on a gray leather cord . To buy : $ 25 , 888-277-8953 . Spanx Tights . Take control with a pair of opaque tights that slenderize and smooth . To buy : $ 26 , spanx.com . RSVP Heels . You 'll stand head and shoulders above the rest in black suede peep toes with hidden inch-high platforms . To buy : $ 63 , zappos.com . Roberta Chiarella Earrings . Faux-diamond studs are a silent partner for a statement necklace . To buy : $ 28 , robertachiarella.com . Banana Republic Necklace . This beaded tulle bib makes a powerful impact , but it 's practically weightless . To buy : $ 49.50 , bananarepublic.com . RealSimple.com : Stocking stuffers . Cult Candy Top . The bell-shaped hem hits just past the hips . To buy : $ 21 , peppermintpark.com . ( Real Simple readers get a free three-month shopping membership with the promo code REALSIMPLE . ) KiraKira Earrings . Silver Moroccan-shaped hoops are finished off with a hanging pearl . To buy : $ 98 , kirakirajewelry.com . Simply Vera Vera Wang Top . Forgiving in all the right places : This polyester-blend style has a camouflaging drape and a tie-it-yourself waist . To buy : $ 54 , 866-887-8884 . Sushma Patel Carina Bracelet . Even just one crystal-encrusted bangle provides a sliver of brightness against a dark-colored outfit . To buy : $ 100 for a stack of bangles , sushmapatel.us . Loft Skirt . The lace embellishments down the sides give this knee-length polyester-blend pencil skirt a life outside the office . To buy : $ 69.50 , loft.com . RealSimple.com : Unique gift ideas for anyone . Get a FREE TRIAL issue of Real Simple - CLICK HERE ! Copyright © 2011 Time Inc. All rights reserved .
Major brands like Vera Wang have more affordable ' premium ' brands . BCBG Max ##x is great for stylish and family friendly belts and earrings . Ann Taylor and others have versitile products for under $ 100 .