Restaurants are putting more emphasis on mobile payments , however , some experts believe there is a limit to the effectiveness of the technology in a restaurant context . director of payment systems at Heartland restaurants , Christopher Sebes , said mobile payments in restaurants are " a solution in search of a problem . It 's not hard to pull out your wallet and swipe a credit card . " Toast CEO Chris Comparato says that as users realise the value of extended services offered by mobile payment apps , such as providing menus , ordering orders , switching to loyalty schemes and the like , will eventually see mobile customers win out over cash or card transactions .
Restaurants are putting more emphasis on mobile payments, however, some experts believe there is a limit to the effectiveness of the technology in a restaurant context. President of payment systems at Heartland Commerce, Christopher Sebes, said mobile payments in restaurants are "a solution in search of a problem. It's not hard to pull out your wallet and swipe a credit card." Toast CEO Chris Comparato says that as users realise the value of extended features offered by mobile payment apps, such as providing menus, ordering options, access to loyalty schemes and the like, will eventually see mobile payments win out over cash or card transactions.