The Energy Saving fund , banks , the Nationwide Building fund and other building and finance firms are working together on a project called LENDERS which aims to ensure that more accurate estimates of energy costs for a home would mean banks and finance firms can more accurately assess a mortgage borrower 's ability to afford mortgage repayments . The lower energy costs of energy - efficient homes should mean those customers can afford larger mortgage loans .
The Energy Saving Trust, BRE, the Nationwide Building Society and other building and finance firms are working together on a project called LENDERS which aims to show that more accurate estimates of energy costs for a home would mean banks and building societies can more accurately assess a mortgage borrower's ability to afford mortgage repayments. The lower energy costs of energy-efficient homes should mean those customers can afford larger mortgage repayments.