The Bank of England has provided the UK 's banks with new regulatory test scenarios for them to prepare for , with one key issue being how banks can cope with a sudden surge of foreign interest in mortgage lending . Barclays , banks , Lloyds , RBS , and Standard Chartered are subject to the tests . A second test scenario involves weak global trade , UK interest rates being cut to zero , and increased competition from smaller lenders .
The Bank of England has provided the UK's banks with new stress test scenarios for them to prepare for, with one key test being how banks can cope with a sudden slowdown of foreign interest in UK assets. Barclays, HSBC, Lloyds, RBS, and Standard Chartered are subject to the tests. A second test scenario involves weak global trade, UK interest rates being cut to zero, and increased competition from smaller lenders.