Premium pricing for directors and officers ( D&O ) liability insurance has increased after staying flat for several years , according to Fitch Ratings . analysts estimated industry statutory direct written premium rates go up by 8 % to 10 % this year . A decline in insurance capacity and reduced policy limits are delivering the larger rate increases , leading the direct loss rate to fall to 57 % in early 2019 . In 2017 and 2018 , full year loss ratios were at 62 % .
Premium pricing for directors and officers (D&O) liability insurance has increased after staying flat for several years, according to Fitch Ratings. Fitch estimated industry statutory direct written premium will go up by 8% to 10% this year. A decline in underwriting capacity and reduced policy limits are delivering the larger rate increases, leading the direct loss ratio to fall to 57% in H1 2019. In 2017 and 2018, full year loss ratios were at 62%.