Esure 's conservative reinsurance programme and low - risk approach to underwriting helped it weather the impacts of recent changes to the Ogden discount rate , according to the regulator . On its March , the insurer reported that its gross earned premiums ranged from £ 550 m ( $ 670 million ) to £ 655 m . The change in the discount rate meant that insurance firms will have to pay out more in lump - sum payments for personal injury claims .
Esure's conservative reinsurance programme and low-risk approach to underwriting helped it weather the impacts of recent changes to the Ogden discount rate, according to the company. On 10 March, the insurer reported that its gross earned premiums rose from £550m ($670m) to £655m YoY. The change in the discount rate means that insurance firms will have to pay out more in lump-sum settlements for personal injury claims.