The leading from of insurance coverage for drones is through landlord or renter insurance policies , Only 40 % of renters in the country have home insurance policies , which are the main vehicle through which recreational drone ##s are covered , leaving many uninsured . The average deductible for personal property is $ 500 , which includes popular drones . Coverage depends on the nature of the accident , with some companies offering drone - specific policies to reduce the variability . Verifly offers on - demand policies for around $ 10 per hour , in 45 states , through a mobile app .
The leading from of insurance coverage for drones is through homeowner or renter insurance policies, Only 40% of renters in the US have home insurance policies, which are the main vehicle through which recreational drone users are covered, leaving many uninsured. The average deductible for personal property is $500, which covers popular drones. Coverage depends on the nature of the accident, with some companies offering drone-specific policies to eliminate the variability. Verifly offers on-demand policies for around $10 per hour, in 45 states, through a mobile app.