text: "in business discussions with our Private Banking Services Department. Heinformed us that he had a financial portfolio of 15.37 million United StatesDollars which he wished to have us turn over (invest) on his behalf. I was theofficer assigned to his case; I made numerous suggestions in line with my dutiesas the de-facto chief operations officer of the Private Banking Servicesepartmentespecially given the volume of funds he wished to put into our bank.We met on numerous occasions prior to any investments being placed and howeverI encouraged him to consider various growth funds with prime ratings. Thefavored route in my advice to customers is to start by assessing data on 600traditional stocks and bond managers and 200 managers of alternativeinvestments. Based on my advice we spun the money around various opportunitiesand made attractive margins for our first months of operationthe accrued profitwith interest included stood at this point at over 16.2 million United StatesDollarsthis margin was not the full potential of the fund but he desired lowrisk guaranteed returns on investments.In mid 2002 he asked that the money beliquidated because he needed to make an urgent investment requiring cashpayments in Europe. He directed that I liquidate the funds and had it depositedwith a firm in Europe. I informed him that our bank would have to make specialarrangements to have this done and in order not to circumvent due process thebank would have to make a 9.5 % deduction from the funds to cater for bankingand statutory charges. He complained about the charges but later came aroundwhen I explained to him the complexities of the task he was asking of us.Cash movement across borders has become especially strict since the incidents of9/11. I contacted my affiliate in Europe and had the funds available in mainlandEurope I undertook all the processes and made sure I followed his preciseinstructions to the letter and had the funds deposited in a securityconsultancy firm the firm is a specialist private firm that accepts depositsfrom high net worth individuals and blue chip corporations that handle valuableproducts or undertake transactions that need immediate access to cash. Thissmall and highly private organization is familiar especially to the highlyplaced and well-connected organizations. In line with instructions the moneywas deposited; he told me he wanted the money there in anticipation of hisarrival from Norway later that week. This was the last communication we hadthis transpired aroundbFebruary 25th 2003. In June last year we got a callfrom the security firm informing us of the inactivity of that particularportfolio. This was an astounding position as far as I was concerned given thefact that I managed the private banking sector I was the only one who knew aboutthe deposit and I could not understand why he had not come forward to claim hisdeposit.I made futile efforts to locate him I immediately passed the task of locatinghim to the internal investigations department of our bank. Four days laterinformation started to trickle in that he was apparently dead a person whosuited his description was declared dead of a heart attack in Cannes South ofFrance; we were soon enough able to gather more information and the cause ofdeath was confirmed. The bank immediately launched an investigation intopossible surviving next of kin to alert about the situation and also to comeforward to claim his estate. If you are familiar with private banking affairsthose who patronize our services usually prefer anonymity but also some levelsof detachment from conventional processes. In his bio-data form he listed nonext of kin. In the field of private banking opening an account with us meansno one will know of its existence accounts are rarely held under a name;depositors use numbers and codes to make the accounts anonymous. This bank alsogives the choice to depositors of having their mail sent to them or held at thebank itself ensuring that there are no traces of the account and as I saidrarely do they nominate next of kin. Private banking clients apart from notnominating next of kin also usually in most cases leave wills in our care inthis case; he died Intestate.In line with our internal processes for account holders who have passed away weinstituted our own investigations in good faith to determine who should haveright to claim the estate this investigation for several months were futile.We have scanned every continent and used our private investigation affiliatecompanies to get to the root of the problem. It is this investigation thatresulted in my decision to obtain your contact details and contact you beingas a foreigner or rather non-Asian as a potential benefactor of the estateeven if you are in no way affiliated with this individual (the deceased).Myofficial capacity dictates that I am the only party to supervise theinvestigation and the only party to receive the results of the investigation.What this means with you being a foreigner I have considered the fact thatour dear late fellow died with no known or identifiable family member. Thisleaves me as the only person with the full picture of what the prevailingsituation is in relation to the deposit and the late beneficiary of thedeposit. According to practice the firm shall by the end of this financialyear broadcast a request for statements of claim to our bank failing toreceive viable claims they will most probably revert the deposit back to ourbank.This will result in the money entering our bank's accounting system andthe portfolio will be out of my hands and out of the Private Banking ServicesDepartment. This will not happen if I have my way.What I wish to relate to you might be a smack of unethical practice but I wantyou to understand something; it is only an outsider to the banking world whofinds the internal politics of the banking world aberrational. The world ofprivate banking especially is fraught with huge rewards for those who occupycertain offices and oversee certain portfolios; you should have begun by now toput together the general direction of what I propose. There is USD$15991674(Thirteen million nine hundred and ninety one thousand six hundredand seventy four united states dollars) deposited I alone have the depositdetails and they will release the deposit to no one unless I instruct them to doso.I alone know of the existence of this deposit for as far as the finance firm isconcerned the transaction with our deceased customer concluded when I sent thefunds to the firm all outstanding interactions in relation to the file are justcustomer services and due process. The finance firm has no single idea of what'sthe history or nature of the deposit they are simply awaiting instructions torelease the deposit to any party that comes forward and this is the situation.This bank has spent great amounts of money trying to track the family of thedeceased; they have investigated for months and have found no family buthowever the investigation has officially come to an end.My proposal; I am prepared to place you in a position whereby an instruction isgiven to the finance firm to officially release the deposit to you as theclosest surviving relation/associate and all etiquette shall be done inaccordance with the rule of law I certainly can guarantee you that. By thecommon lawthe power of bequeathing is coeval with the first rudiments of thelaw and this power has been extended to all a man's Personal and Real estate(Personalty & Realty). There is no ruling which prevents an inheritance frombeing so exhausted by legacies as to render it unworthy of the heir'sacceptance; basically all persons of sound mind are competent to bequeath anddevise real and personal estate excepting infants with all this I would saywe have the clear advantage to carry out a smooth and perfect operation wherebythe paper work shall be coordinated in such a way that your status as a sole"