text: "Mr.Soo ChoCHO HUNG BANK.14 1-ka Namdaemun-ro Chung-kuSeoul Seoul 100-757South Korea.www.chohungbank.co.kr  I am Mr.Soo Cho credit officer of CHO HUNG BANK. I have anurgent and very confidential business proposition for you.  On July 8 2000 a British Oil consultant/contractor withthe South Korea Solid Minerals Corporation Mr. PhillipMorris made a numbered time (Fixed) Deposit for twelvecalendar months valued at (Twenty-eight Million ThreeHundred Thousand American Dollars only) in my branch.  Upon maturityI sent a routine notification to hisforwarding address but got no reply. After a month we senta reminder and finally we discovered from his contractemployers that Mr. Phillip Morris died from an auto-mobileaccident.  On further investigation I found out that he died withoutmaking a WILLand all attempts to trace his next of kin wasfruitless.  I therefore made further investigation and discovered thatMr.Phillip Morris did not declare any kin or relations inall his official documentsincluding his Bank Depositpaperwork in my Bank.This sum of $28300000.00 is stillsitting in my Bank and the interest is being rolled overwith the principal sum at the end of each year. No one willever come forward to claim it.  According to Laws of South Korea at the expiration of (five) yearsthe money will revert to the ownership of theSouth Korea Government if nobody applies to claim the fund.  Consequently my proposal is that I will like you as aforeigner to stand in as the next of kin to Mr. PhillipMorris so that the fruits of this old man's labor will notget into the hands of some corrupt government officials.  This is simple I will like you to provide immediately your full names and address so that the attorney will prepare the necessary documents and affidavits that will putyou in place as the next of kin. We shall employ theservices of an attorney for drafting and notarization of theWILL and to obtain the necessary documents and letter ofprobate/administration in your favor for the transfer.  A bank account in any part of the world that you will provide the will then facilitate the transfer of this money to you as the beneficiaryext of kin.  The money will be paid into your account for us to share inthe ratio of 70%for me and 25% for you and 5%  for ExpensesIncurred in the course of the transaction .  There is no risk at all as all the paperwork for this transaction will be done by the attorney and with myposition as the credit officer guarantees the successfulexecution of this transaction. If you are interested pleasereply immediately to my email box.  Upon your response I shall then provide you with more details that will help you  understand the transaction.  Please send me your confidential telephone and fax numbersfor easy communication.  You should observe utmost confidentiality and rest assuredthat this transaction would be most profitable  for both ofus because I shall require your assistance  to invest myshare in your country.   Regards Soo ChoN.B:Endeavour to send your reply through my alternativee-mail address:soo@financesource.com"