A sleek, modern black wallet with a metallic clip, placed on a high-gloss surface that reflects the city's skyline at twilight. The wallet should be slightly open, showing credit cards and cash, symbolizing wealth and urban life. The angle should be slightly tilted, giving a dynamic view of the wallet and its reflections. Use a camera with a full-frame sensor and a prime lens to capture the scene in high dynamic range, ensuring the lights of the city skyline twinkle vividly. The photo should have a hyper-realistic quality, with attention to the textures of the wallet, the crispness of the money, and the glossy surface. --ar 16:9  --style raw --s 750