Create an image of a large, cozy town bank with a warm and inviting atmosphere. The bank should have a charming, traditional design with brick or stone walls, large windows, and a welcoming entrance. Include details like soft, glowing lights, comfortable seating in the lobby, and decorative elements that give a homely, friendly vibe. The background should reflect a well-maintained, prosperous town setting with hints of the cozy town vibe, --ar 16:9 --niji 6