Create a sophisticated and visually engaging cover for an online course module on 'Mortgage Process Overview.' The image should symbolize the entire mortgage financing journey through a blend of abstract and representational elements. Design a visual that portrays a flow or pathway, symbolizing stages such as application, underwriting, document verification, property appraisal, and loan approval, all interconnected in a seamless and elegant manner. Use visual metaphors like pathways, bridges, or interconnected gears to represent the phases. The color palette should be professional, utilizing deep navy blue, gold, and white, conveying trust and clarity. The style should be clean, modern, and slightly futuristic, emphasizing the complexity and flow of the process. No text should be included in the image. --ar 16:9  --s 750