Create a highly realistic, photo-style cover for an online course module titled 'Document Collection: Key Steps to Qualify Clients.' The focus should be on a clean, organized desk with real documents, folders, and forms spread out, along with a laptop displaying loan-related documents. The scene should look like a professional workspace where paperwork is being reviewed and organized. Include elements such as pens, a coffee cup, and perhaps an open folder with visible but blurred-out text to convey the process of gathering important financial and legal documents. The setting should evoke professionalism, clarity, and trust, with natural lighting coming through a window, and a modern office vibe. No text should be included. --ar 16:9  --s 750