Create an illustration showing an asset transfer process that bypasses probate. In the foreground, include icons of various assets, like a house, a bank account, and an insurance policy, each labeled. Use clear arrows pointing from each asset icon directly to a "Beneficiary" icon without any intermediary, symbolizing the direct transfer of assets. In the background, a subtle silhouette of a courthouse could represent the probate process, clearly separate from the main asset-to-beneficiary pathway. The overall color scheme should be calming and professional (e.g., blues, grays) to reflect the ease and security of non-probate transfers.  --q 2