Create a high-resolution, informative graphic that visually explains the concept of credit scores in relation to home buying. The image should depict a large, colorful gauge ranging from 'Poor' to 'Excellent' with corresponding colors from red to green. Place a detailed, modern two-story house at the center of the gauge to symbolize the goal of home ownership. The background should be a simple, light blue sky with a grassy foreground to keep the focus on the gauge and house. Ensure the text labels for the credit score categories ('Poor', 'Fair', 'Good', 'Excellent') are clear and easily readable, with a bold, modern font. The overall design should be clean, professional, and suitable for a financial educational context. --ar 3:2 --s 250