Capture a lifestyle photography scene in a bustling coffee shop where a young black woman, stylishly dressed, uses her smartphone to pay via a loyalty app at the counter. The coffee shop is cozy and well-lit, with a rustic charm. Patrons around her are engaged in conversations or working on laptops, creating a lively yet intimate atmosphere. The focus is on the woman, her smartphone interaction, and the warm, welcoming environment. --ar 4:5