"A visually captivating and engaging top banner image for a website, featuring a modern and sleek design. The top banner should have two layers, with the first layer including a vibrant, eye-catching background with abstract shapes or gradients. The second layer should feature a prominent, well-integrated overlay with a clean, elegant font for text. The overall feel should be professional, yet inviting and dynamic, using a harmonious color palette that reflects sophistication and modernity. Include subtle textures or patterns to add depth and interest."