olor photo of a person impulsively shopping online or in-store, with an overflowing shopping cart or bags. The image captures their worried expression as they check their bank account, highlighting their tendency to run short of money before the next paycheck. A sparse savings jar or an empty wallet is visible, symbolizing their lack of savings. The photo includes bills and overdue notices, emphasizing the financial strain they face. A calendar is seen marking the days to the next paycheck, further accentuating the contrast between their indulgent spending and the resulting financial difficulties