Create an ultra-realistic, professional cover for an online course module titled 'Dominando o Credit Score: Como Auxiliar o Cliente da Maneira Correta.' The image should focus on a clean and modern office desk with a credit report document prominently displayed, accompanied by a calculator, a pen, and a laptop showing financial data or graphs. Include subtle visual cues like a checklist or a chart that symbolizes improving credit scores. The setting should evoke trust, expertise, and organization, with natural lighting and a sleek, professional aesthetic. Use a color palette of deep blues, white, and gold to convey professionalism and clarity. No text should be included. --ar 16:9  --s 750