Note that white caps on waves look white (and have high albedo) because the water is foamed up, so there are many superimposed bubble surfaces which reflect, adding up their reflectivities.
nˈoʊt ðæt wˈaɪt kˈæps ˌɔn wˈeɪvz lˈʊk wˈaɪt ænd hæv hˈaɪ ælbˈiːdoʊ bɪkˈʌz ðə wˈɔːɾɚɹ ɪz fˈoʊmd ˈʌp, sˌoʊ ðɛɹˌɑːɹ mˈɛni sˌuːpɚɹɪmpˈoʊzd bˈʌbəl sˈɜːfɪsᵻz wˌɪtʃ ɹᵻflˈɛkt, ˈædɪŋ ˌʌp ðɛɹ ɹᵻflɪktˈɪvᵻɾiz.