Net interest income (NII) is the difference between revenues generated by interest-bearing assets and the cost of servicing (interest-burdened) liabilities.
nˈɛt ˈɪntɹɛst ˈɪŋkʌm ˌɛnˌaɪˈaɪ ɪz ðə dˈɪfɹəns bᵻtwˌiːn ɹˈɛvənˌuːz dʒˈɛnɚɹˌeɪɾᵻd baɪ ˈɪntɹɛstbˈɛɹɪŋ ˈæsɛts ænd ðə kˈɔst ʌv sˈɜːvɪsɪŋ ˈɪntɹɛstbˈɜːdənd lˌaɪəbˈɪlᵻɾiz.