mˈɛmɚɹi kˈɑːɹd ɹˈiːdɚz, ʌnlˈaɪk smˈɑːɹtfoʊnz, tˈɛlᵻfˌoʊnz ænd ˈʌðɚ dɪvˈaɪsᵻz, sˈʌtʃ ɐz kˈæmɹəz ænd dˈɪdʒɪɾəl kˈæmɹəz, ɐlˈaʊ fˈɔːɹmæɾɪŋ ɪn ɐ fˈaɪl sˈɪstəm ˈʌðɚ ðɐn ˌɛfˌeɪtˈiː ˌɛfˌeɪtˈiː sˈɪkstiːn, fˈæt θˈɜːɾi tˈuː, ˈɛks ˌɛfˌeɪtˈiː tʊ ˌɛntˌiːˌɛfˈɛs ɪn wˈɪndoʊz, ˈɛkst, ˈɛkst tˈuː, ˈɛkst θɹˈiː ɪn lˈɪnʌks ɔːɹ ˌeɪtʃˌɛfˈɛs, ˌeɪtʃˌɛfˈɛs plˈʌs fɔːɹ mˈæk ˌoʊˈɛs.
Memory card readers, unlike smartphones, telephones and other devices, such as cameras and digital cameras, allow formatting in a file system other than FAT (FAT16, FAT32, exFAT) to NTFS in Windows, ext, ext2, ext3 in Linux or HFS, HFS + for Mac OS.