ðɪ ɛkspˈoʊʒɚɹ ʌv ˌɛnˌaɪˈaɪ tə tʃˈeɪndʒᵻz ɪn ˈɪntɹɛst ɹˈeɪts kæn biː mˈɛʒɚd baɪ ðə dˈɑːlɚ mətʃˈʊɹɹᵻɾi ɡˈæp dˌiːˌɛmdʒˈiː, wˌɪtʃ ɪz ðə dˈɪfɹəns bᵻtwˌiːn ðə dˈɑːlɚɹ ɐmˈaʊnt ʌv ˈæsɛts ðæt ɹᵻpɹˈaɪs ænd ðə dˈɑːlɚɹ ɐmˈaʊnt ʌv lˌaɪəbˈɪlᵻɾiz ðæt ɹᵻpɹˈaɪs wɪðˌɪn ɐ ɡˈɪvən tˈaɪm pˈiəɹɪəd.
The exposure of NII to changes in interest rates can be measured by the dollar maturity gap (DMG), which is the difference between the dollar amount of assets that reprice and the dollar amount of liabilities that reprice within a given time period.