bˌiːˌeɪˈeɪtʃ ɹˈeɪts ɑːɹ dɪtˈɜːmɪnd ˈænjuːəli baɪ ðə dᵻpˈɑːɹtmənt ʌv dᵻfˈɛns ænd ɑːɹ ɪntˈɛndᵻd tə kˈʌvɚɹ ɐ pˈoːɹʃən ʌvðə hˈaʊzɪŋ kˈɔsts fɔːɹ mˈɪlətˌɛɹi pˌɜːsənˈɛl.
BAH rates are determined annually by the Department of Defense and are intended to cover a portion of the housing costs for military personnel.