ɪn kˈɑːntɹæst, mˈɔːɹɡɪdʒ kˈælkjʊlˌeɪɾɚz mˌeɪk ˈænsɚz tə kwˈɛstʃənz ɹᵻɡˈɑːɹdɪŋ ðɪ ˈɪmpækt ʌv tʃˈeɪndʒᵻz ɪn mˈɔːɹɡɪdʒ vˈɛɹɪəbəlz ɐvˈeɪləbəl tʊ ˈɛvɹɪwˌʌn.
In contrast, mortgage calculators make answers to questions regarding the impact of changes in mortgage variables available to everyone.