loʊkˈeɪʃən ɪnðə juːnˈaɪɾᵻd stˈeɪts bˌiːˌeɪˈeɪtʃ ɪz ɪntˈɛndᵻd tə mˈætʃ ðɪ ˈævɹɪdʒ mˈʌnθli ɹˈɛnt ɪnðɪ ˈɛɹiə wˌɛɹ ðə mˈɛmbɚɹ ɪz stˈeɪʃənd, ðˈʌs mˈoːɹ ɛkspˈɛnsɪv ɹˈiːdʒənz ðeɪ ɑːɹ ˈɪndɛkst baɪ zˈɪp kˈoʊdz tə lˈɪv ˈæləkˌeɪt mˈoːɹ bˌiːˌeɪˈeɪtʃ.
Location in the United States – BAH is intended to match the average monthly rent in the area where the member is stationed, thus more expensive regions (they are indexed by zip codes) to live allocate more BAH.