mˌʌltɪlˈɛvəl mˈɑːɹkɪɾɪŋ kˈʌmpəniz sˈɛlɪŋ fˈɔlti pɹˈɑːdʌkts hɐvbɪn nˈoʊn tə nˌɑːt ɐksˈɛpt kɹˈɛdɪt kˈɑːɹd pˈeɪmənts dˈuː tə tʃˈɑːɹdʒ bˈæks fɹʌm ʌnsˈæɾɪsfˌaɪd kˈʌstəmɚz, wˌɪtʃ ɪn tˈɜːn kɹiːˈeɪt ɐkɹˈuːd tʃˈɑːɹdʒ bˈæk fˈiːz fɚðə kˈʌmpəni.
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