mˈɔːɹɡɪdʒ kˈælkjʊlˌeɪɾɚz ɑːɹ jˈuːzd baɪ kənsˈuːmɚz tə dɪtˈɜːmɪn mˈʌnθli ɹᵻpˈeɪmənts, ænd baɪ mˈɔːɹɡɪdʒ pɹəvˈaɪdɚz tə dɪtˈɜːmɪn ðə faɪnˈænʃəl sˌuːɾəbˈɪlᵻɾi əvə hˈoʊm lˈoʊn ˈæplɪkənt.
Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant.