dʒˈɑːn ɡˈɑːɹdɪnɚ nˈaɪn sɛptˈɛmbɚ wˈʌn θˈaʊzənd sˈɛvənhˈʌndɹɪd nˈaɪnti ˈeɪt sˈɪkstiːn noʊvˈɛmbɚ wˈʌn θˈaʊzənd ˈeɪthˈʌndɹɪd sˈɛvənti ˈeɪt wʌzɐ bˈæŋkɚ ænd pˈæstoːɹəlˌɪst ɪnðɪ ˈɜːli pˈɑːɹt ʌv bɹˈɪɾɪʃ sˈɛɾəlmənt ʌv mˈɛlbɚn ænd ɔːstɹˈeɪliə.
John Gardiner (9 September 1798 – 16 November 1878) was a banker and pastoralist in the early part of British settlement of Melbourne and Australia.