haʊˈɛvɚ, ɐ bˈæŋk wɪðˌaʊt səfˈɪʃənt lɪkwˈɪdᵻɾi tə mˈiːt ðə dᵻmˈændz ʌv ðɛɹ dᵻpˈɑːzɪɾɚz ɹˈɪsks ɛkspˈiəɹɪənsɪŋ ɐ bˈæŋk ɹˈʌn.
However, a bank without sufficient liquidity to meet the demands of their depositors risks experiencing a bank run.