ʃiː wʌz bˈɔːɹn ˌɔn twˈɛnti ˈeɪt ɑːktˈoʊbɚ wˈʌn θˈaʊzənd sˈɛvənhˈʌndɹɪd fˈoːɹɾi fˈoːɹ æt θˈɜːɾi ˈɑːɹɡʲaɪl stɹˈiːt ɪn sˈoʊhoʊ, lˈʌndən ðə dˈɔːɾɚɹ ʌv wˈɪljəm bˈæŋks, ðə mˈɛmbɚɹ ʌv pˈɑːɹləmənt fɔːɹ ɡɹˈæmpaʊnd, ænd hɪz wˈaɪf sˈɛɹə.
She was born on 28 October 1744 at 30 Argyll Street in Soho, London the daughter of William Banks, the Member of Parliament for Grampound, and his wife Sarah.