ɐ plˈeɪɚ mˈʌst dˈiːl wɪð lˈoʊn ʃˈɑːɹks hˌuː ɑːɹ jˈuːsfəl bɪkˈʌz ðeɪ pɹəvˈaɪd ðə mˈʌtʃ nˈiːdᵻd ɪnˈɪʃəl kˈæpɪɾəl ɪnvˈɛstmənt, bˌʌt tʃˈɑːɹdʒ ɐ hˈaɪ ˈɪntɹɛst ɹˈeɪt ænd mˈʌst biː pˈeɪd bˈæk kwˈɪkli ɔːɹ ðə plˈeɪɚ lˈuːzᵻz ðə ɡˈeɪm.
A player must deal with loan sharks who are useful because they provide the much needed initial capital investment, but charge a high interest rate and must be paid back quickly or the player loses the game.