ɪt hˈæz, haʊˈɛvɚ, mˌeɪd mˈɛni lˈoʊnz ðæt ɐlˈaʊ bˈɑːɹoʊɚz tə pɹədˈuːs lˈɪɾəl dˌɑːkjuːməntˈeɪʃən ʌv ˈɪŋkʌm ɔːɹ ˈæsɛts.
It has, however, made many loans that allow borrowers to produce little documentation of income or assets.