ɪf ðə bˈæŋks lˌaɪəbˈɪlᵻɾiz ɹᵻpɹˈaɪs fˈæstɚ ðɐn ɪts ˈæsɛts, ðˈɛn ɪɾ ɪz sˈɛd tə bˈiː "lˌaɪəbˈɪlᵻɾisˈɛnsᵻtˌɪv."
If the bank's liabilities reprice faster than its assets, then it is said to be "liability-sensitive."