ðə lˈɔːsuːt dᵻskɹˈɪpʃən ɪŋklˈuːdz wˈʌn mɪslˈiːdɪŋ stˈuːdənts ɐbˌaʊt faɪnˈænʃəl ˈeɪd, ɪŋklˈuːdɪŋ fˈɛdɚɹəl faɪnˈænʃəl ˈeɪd; tˈuː tɹˈɪkɪŋ stˈuːdənts ˌɪntʊ tˈeɪkɪŋ ˈaʊt lˈoʊnz dᵻɹˈɛktli fɹʌm bˈɜːkli kˈɑːlɪdʒ; θɹˈiː dᵻsˈiːvɪŋ stˈuːdənts ɐbˌaʊt ˌɪnstɪtˈuːʃənəl ɡɹˈænts; fˈoːɹ dᵻsˈiːvɪŋ stˈuːdənts ɐbˌaʊt tɹˈænsfɜː kɹˈɛdɪts, mˈeɪdʒɚz, ænd kɚɹˈɪɹz; ænd fˈaɪv vˈaɪəleɪɾɪŋ lˈoʊkəl dˈɛt kəlˈɛkʃən lˈɔːz baɪ kənsˈiːlɪŋ ɪts aɪdˈɛntᵻɾi fɹʌm fˈɔːɹmɚ stˈuːdənts wɛn kəlˈɛktɪŋ dˈɛt, ɪŋklˈuːdɪŋ dˈɛt ðæt ɪz nˌɑːt ˈoʊd.
The lawsuit description includes (1) misleading students about financial aid, including federal financial aid; (2) tricking students into taking out loans directly from Berkeley College; (3) deceiving students about institutional grants; (4) deceiving students about transfer credits, majors, and careers; and (5) violating local debt collection laws by concealing its identity from former students when collecting debt, including debt that is not owed.