ðə ɹɪzˈʌlt ɪz ðæt mˈoʊst bˈæŋks nˈaʊ tɹˈaɪ tə fˈɔːɹkæst ðɛɹ lɪkwˈɪdᵻɾi ɹᵻkwˈaɪɚmənts ænd meɪntˈeɪn ɪmˈɜːdʒənsi stˈændbaɪ kɹˈɛdɪt lˈaɪnz æɾ ˈʌðɚ bˈæŋks.
The result is that most banks now try to forecast their liquidity requirements and maintain emergency standby credit lines at other banks.