tˈaʊnz ɔnðə bˈeɪ ɑːɹ nˈuːbɜːɡ, nˈuː jˈɔːɹk; nˈuː wˈɪndsɚ, nˈuː jˈɔːɹk ænd kˈɔːɹnwɔːl, nˈuː jˈɔːɹk, ˈɔːl ɪn ˈɔɹɪndʒ kˈaʊnti.
Towns on the bay are Newburgh, New York; New Windsor, New York and Cornwall, New York, all in Orange County.