ɹˈoʊlɪŋ stˈoʊn kɹˈɪɾɪk dˈeɪvɪd fɹˈɪk ɹˈeɪts ðɪ ˈælbəm wɪð θɹˈiː.fˈaɪv ˌaʊɾəv fˈaɪv pˈɑːsᵻbəl stˈɑːɹz ænd kəŋklˈuːdz: "lˈaɪk mˈoʊst əv klˈæptənz ɹˈiːsənt sˈoʊloʊ ɹˈɛkɚdz, mˈʌni ænd sˌɪɡɚɹˈɛts mˌeɪks nˈoʊ klˈeɪm tə ɡɹˈeɪtnəs.
Rolling Stone critic David Fricke rates the album with 3.5 out of five possible stars and concludes: "Like most of Clapton's recent solo records, Money and Cigarettes makes no claim to greatness.