sˈɪmɪlɚli, wˌɛn pˈeɪʃənts ɑːɹ ʃˈiːldᵻd fɹʌm pˈeɪɪŋ kˈɔstʃˈɛɹɪŋ baɪ hˈɛlθ ɪnʃˈʊɹɹəns kˈʌvɚɹɪdʒ, ðeɪ ɑːɹ ɪnsˈɛntɪvˌaɪzd tə wˈɛlkʌm ˌɛni mˈɛdɪkəl sˈɜːvɪs ðæt mˌaɪt dˈuː sˌʌm ɡˈʊd.
Similarly, when patients are shielded from paying (cost-sharing) by health insurance coverage, they are incentivized to welcome any medical service that might do some good.