ɹˈætklɪf tˈɜːnd tə ɡˈɑːlf ɛksˈɛpʃənəli lˈeɪt fɚɹə fjˈuːtʃɚ pɹəfˈɛʃənəl, ænd dˈɪdnt ˈoʊn ɐ sˈɛt ʌv klˈʌbz ʌntˈɪl hiː wʌz twˈɛntiwˌʌn.
Ratcliffe turned to golf exceptionally late for a future professional, and didn't own a set of clubs until he was twenty-one.