ɪf wˈʌn bˈɑːɹoʊz dˈɑːlɚ tˈuːhˈʌndɹɪd fˈɪfti,zˈiəɹoʊzˈiəɹoʊ zˈiəɹoʊ æɾə sˈɛvən pɚsˈɛnt ˈænjuːəl ˈɪntɹɛst ɹˈeɪt ænd pˈeɪz ðə lˈoʊn bˈæk ˌoʊvɚ θˈɜːɾi jˈɪɹz, wɪð dˈɑːlɚ θɹˈiː,zˈiəɹoʊzˈiəɹoʊ zˈiəɹoʊ ˈænjuːəl pɹˈɑːpɚɾi tˈæks pˈeɪmənt, dˈɑːlɚ wˈʌn,fˈaɪvhˈʌndɹɪd ˈænjuːəl pɹˈɑːpɚɾi ɪnʃˈʊɹɹəns kˈɔst ænd zˈiəɹoʊ.fˈaɪv pɚsˈɛnt ˈænjuːəl pɹˈaɪvət mˈɔːɹɡɪdʒ ɪnʃˈʊɹɹəns pˈeɪmənt, wˌʌt wɪl ðə mˈʌnθli pˈeɪmənt bˈiː?
If one borrows $250,000 at a 7% annual interest rate and pays the loan back over thirty years, with $3,000 annual property tax payment, $1,500 annual property insurance cost and 0.5% annual private mortgage insurance payment, what will the monthly payment be?