mˈɔːɹɡɪdʒ kˈælkjʊlˌeɪɾɚz ɑːɹ ˈɔːɾəmˌeɪɾᵻd tˈuːlz ðæt ɛnˈeɪbəl jˈuːzɚz tə dɪtˈɜːmɪn ðə faɪnˈænʃəl ˌɪmplɪkˈeɪʃənz ʌv tʃˈeɪndʒᵻz ɪn wˈʌn ɔːɹ mˈoːɹ vˈɛɹɪəbəlz ɪn ɐ mˈɔːɹɡɪdʒ faɪnˈænsɪŋ ɚɹˈeɪndʒmənt.
Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement.