ɪf ɐ hˈɔːɹs ɪz ɡɹˈuːmd, ɹˈɪdən ænd tˈeɪkən ˌɪntʊ kˌɑːmpətˈɪʃən baɪ sˈʌmwʌn ˈʌðɚ ðɐn ðɪ ˈoʊnɚ, ɪɾ ɪz jˈuːʒuːəli ɹᵻfˈɜːd tʊ æz "ɪn tɹˈeɪnɪŋ" ɔːɹ "æt tɹˈeɪnɪŋ," ænd ðɪ ˈoʊnɚ pˈeɪz ɐdˈɪʃənəl fˈiːz ˌɔn tˈɑːp ʌv fˈʊl bˈoːɹdɪŋ kˈɔsts.
If a horse is groomed, ridden and taken into competition by someone other than the owner, it is usually referred to as "in training" or "at training," and the owner pays additional fees on top of full boarding costs.