ˌɛfˌɛfˈɛs kɹiːˈeɪts ɐ pətˈɛnʃəl faɪnˈænʃəl kˈɑːnflɪkt ʌv ˈɪntɹɛst wɪð pˈeɪʃənts, æz ɪɾ ɪnsˈɛntɪvˌaɪzᵻz ˌoʊvɚjˌuːɾɪlᵻzˈeɪʃən,—tɹˈiːtmənts wɪð ɐn ˌɪnɐpɹˈoʊpɹiətli ɛksˈɛsɪv vˈɑːljuːm ɔːɹ kˈɔst.
FFS creates a potential financial conflict of interest with patients, as it incentivizes overutilization,—treatments with an inappropriately excessive volume or cost.