ˈɪntʃɐkˌeɪp ɪŋkˈoːɹpɚɹˌeɪɾᵻd ðə bˈæŋk ˌɔn θɹˈiː mˈeɪ nˈaɪntiːnhˈʌndɹɪd twˈɛnti wɪð ɐn ˈɪʃuːd kˈæpɪɾəl ʌv pˈaʊnd tˈuː ˈɛm. ʃˈɛɹhoʊldɚz ɪŋklˈuːdᵻd lˈɔɪdz bˈæŋk ænd nˈæʃənəl pɹəvˈɪnʃəl bˈæŋk.
Inchacape incorporated the bank on 3 May 1920 with an issued capital of £2m. Shareholders included  Lloyds Bank and National Provincial Bank.