tʃˈæɾəl mˈɔːɹɡɪdʒ, sˈʌmtaɪmz ɐbɹˈiːvɪˌeɪɾᵻd sˌiːˈɛm, ɪz ðə lˈiːɡəl tˈɜːm fɚɹə tˈaɪp ʌv lˈoʊn kˈɑːntɹækt jˈuːzd ɪn sˌʌm stˈeɪts wɪð lˈiːɡəl sˈɪstəmz dᵻɹˈaɪvd fɹʌm ˈɪŋɡlɪʃ lˈɔː.
Chattel mortgage, sometimes abbreviated CM, is the legal term for a type of loan contract used in some states with legal systems derived from English law.