bˌʌt sˌʌm ˈænɐlˌɪsts sˈeɪ ðæt ɪts pˈæʔn̩ts, nˌɑːt hˈaʊzᵻz ɔːɹ lˈoʊnz, ðæt wɪl tˈɪp ðə ɡlˈoʊbəl faɪnˈænʃəl mˈɑːɹkɪt ˌɪntʊ kɹˈaɪsɪs".ɹˈɛf nˈeɪm ˈiːkwəlz"kɹˈaɪsɪs"dˈɪdʒɪɾəl mədʒˈɔːɹᵻɾi, ˌeɪtʃtˌiːtˌiːpˈiː:slˈæʃslæʃ dˌʌbəljˌuːdˌʌbəljˌuːdˈʌbəljˌuː.dˌɪdʒɪtˌælmɐdʒˈɔːɹᵻɾi.ˈɔːɹɡ slˈæʃ fˈoːɹəm slˈæʃ tˈiː twˈɛnti wˈʌn θˈaʊzənd sˈɛvənhˈʌndɹɪd sˈɛvənti tˈuː slˈæʃ wɪlðəpˈæʔn̩tsˈɪstəmtɹˈɪɡɚfaɪnˈænʃəlkəlˈæpsɪn tˈuː θˈaʊzənd ˈeɪt "wɪl ðə pˈæʔn̩t sˈɪstəm tɹˈɪɡɚ faɪnˈænʃəl kəlˈæps ɪn tˈuː θˈaʊzənd ˈeɪt?slˈæʃ ɹˈɛf
But some analysts say that it's patents, not houses or loans, that will tip the global financial market into crisis".<ref name="crisis">Digital Majority, [http://www.digitalmajority.org/forum/t-21772/will-the-patent-system-trigger-financial-collapse-in-2008 "Will the patent system trigger financial collapse in 2008?]</ref>