fˈɪnɪʃɪŋ hɪz ɐnˈæləsˌɪs, ðə kɹˈɪɾɪk sˈʌmd ðɪ ˈælbəm ˈʌp, "fɔːɹ ˈɔːl ðə tʃˈeɪndʒᵻz ænd ðə hˈaɪpˈaʊɚd sˈaɪdmɛn, ðˌoʊ, mˈʌni ænd sˌɪɡɚɹˈɛts ˈɛndᵻd ˌʌp bˌiːɪŋ dʒˈʌst ɐn ˈævɹɪdʒ ˈɛfɚt fɹʌm klˈæptən.
Finishing his analysis, the critic summed the album up, "For all the changes and the high-powered sidemen, though, Money and Cigarettes ended up being just an average effort from Clapton.