sˌʌm kˈaɪndz ʌv mˈɛmɚɹi kˈɑːɹdz wɪð ðɛɹ ˈoʊn jˌuːˌɛsbˈiː fˈʌŋkʃənz duːnˌɑːt nˈiːd ðə kˈɑːɹd ɹˈiːdɚ, sˈʌtʃ ɐz ðɪ ɪntˈɛlɪdʒənt stˈɪk mˈɛmɚɹi kˈɑːɹd, wˌɪtʃ kæn plˈʌɡ dᵻɹˈɛktli ˌɪntʊ ɐ jˌuːˌɛsbˈiː slˈɑːt.
Some kinds of memory cards with their own USB functions do not need the card reader, such as the Intelligent Stick memory card, which can plug directly into a USB slot.