fɔːɹ bˈæŋks, ðɪ ˈæsɛts tˈɪpɪkli ɪŋklˈuːd kəmˈɜːʃəl ænd pˈɜːsənəl lˈoʊnz, mˈɔːɹɡɪdʒᵻz, kənstɹˈʌkʃən lˈoʊnz ænd ɪnvˈɛstmənt sᵻkjˈʊɹɹᵻɾiz.
For banks, the assets typically include commercial and personal loans, mortgages, construction loans and investment securities.