ðə wˈiːk bᵻfˌoːɹ ðə fˈaɪlɪŋ, ðə kˈʌmpəni sˈɛd ðæt mˈɛnɪəv ɪts lˈɛndɚz hæd dᵻmˈændᵻd ðɛɹ mˈʌni bˈæk, ænd ðæt ˌeɪˌeɪtʃˈɛm wʌz ˈɔːlsoʊ ʌnˈeɪbəl tə dᵻlˈɪvɚɹ ˌɔn ɐbˌaʊt jˌuːˈɛs dˈɑːlɚɹ ˈeɪthˈʌndɹɪd mˈɪliən ɪn kəmˈɪtmənts fɔːɹ hˈaʊzɪŋ lˈoʊnz, ænd hæd lˈeɪd ˈɔf nˌɪɹli nˈaɪnti pɚsˈɛnt ʌv ɪts sˈɛvən,zˈiəɹoʊzˈiəɹoʊ zˈiəɹoʊ ɛmplˈɔɪiːz.
The week before the filing, the company said that many of its lenders had demanded their money back, and that AHM was also unable to deliver on about US$800 million in commitments for housing loans, and had laid off nearly ninety percent of its 7,000 employees.