mˈɔnɹoʊ bˈæŋk ænd tɹˈʌst wʌzɐ bˈæŋk hɛdkwˈɔːɹɾɚd ɪn mˈɔnɹoʊ, mˈɪʃɪɡən, ɐ sʌbsˈɪdjɚɹi ʌv ˌɛmbˌiːtˈiː faɪnˈænʃəl kˈoːɹp., ɐ bˈæŋk hˈoʊldɪŋ kˈʌmpəni.
Monroe Bank & Trust was a bank headquartered in Monroe, Michigan, a subsidiary of MBT Financial Corp., a bank holding company.