ɪn wˈʌn θˈaʊzənd ˈeɪthˈʌndɹɪd sˈɪksti fˈaɪv, hiː wʌz wˈʌn ʌvðə fˈaʊndɚz ʌvðə pɹˈaɪvət bˈæŋk ʌv ˈeɪtʃ. ɡɹˈoʊbi ænd kˈoʊ., ænd ɐ pɹˈɪnsɪpəl ɪnðə maɪˈæmi vˈæli pˈeɪpɚ kˈʌmpəni, wˌɪtʃ hiː ˈɔːɹɡənˌaɪzd ɪn wˈʌn θˈaʊzənd ˈeɪthˈʌndɹɪd sˈɛvənti wˈʌn.
In 1865, he was one of the founders of the private bank of H. Groby & Co., and a principal in the Miami Valley Paper Company, which he organized in 1871.