```ruby
class User::SignupService
  def initialize(resource, mailer = Mailers::WelcomeMessage)
    @user = resource
    @mailer = mailer
  end

  def create_account
    account = @user.accounts.create()
    @user.update(main_account: account.id)

    send_welcome_email

    account
  end

  private
  def send_welcome_email
    @mailer.perform @user
  end
end
```

Update service to add name and owner to new account
user
```ruby
class User::SignupService
  def initialize(resource, mailer = Mailers::WelcomeMessage)
    @user = resource
    @mailer = mailer
  end

  def create_account
    account_name = "Conta Privada - #{@user.name}"
    account = @user.accounts.create(name: account_name, owner: @user.id)
    @user.update(main_account: account.id)

    send_welcome_email

    account
  end

  private
  def send_welcome_email
    @mailer.perform @user
  end
end
```
assistant