Lmao reading all the comments &amp; it's all insanely accurate. What gets me the most is the friend who is in the same industry as us (having been in the same course), who then decides to become a FA instead.   
Nothing wrong with that; meet-up, sure I will hear you out;

but then goes on to recommend some insanely expensive policy. Like,  I get that you earn commission etc. but you were from the same industry/job/role as us so you know how much we earn yet you still recommend those that you know would be high for us. smh