Generation Z are predominantly the children of Generation X,[REF][REF][REF] but they also have parents who are Millennials [REF].
A 2013 survey by Ameritrade found that 46% of Generation Z in the United States (considered here to be those between the ages of 14 and 23) were concerned about student debt, while 36% were worried about being able to afford a college education at all [REF].