Cramming - Small charges that are secretly inserted into customer's credit card bills for services they did not order, buried so deep in credit card bills that many do not notice,[REF] usually with fake fees by vague financial services.
Office supply scam - A very common scam where a telemarketer will target business managers responsible for purchasing office supplies,[REF] falsely representing their identity and the cost of office supplies - the most popular being toner [REF].