In eight joined appeals, homeowners had mortgaged their property to a bank.
Some of the appeals were summarized alongside Etridge, but others were decided in separately reported cases such as Barclays Bank plc v Coleman & Anor (2000) 3 WLR 405; Bank of Scotland v Bennett (1999) 1 FLR 1115; and Kenyon-Brown v Desmond Banks & Co (2000) PNLR 266.