So let's go to this crisis, and the two huge epidemics of loan origination fraud that drove the crisis, appraisal fraud and liar's loans, and what we're going to see in looking at both of these is we got warnings that were incredibly early about these frauds.
Vayamos a esta crisis, y las dos grandes epidemias de fraude originado por préstamos que nos llevaron a la crisis, el fraude de valuación y los préstamos mentirosos, y lo que veremos al revisar ambas, es que teníamos advertencias desde mucho antes sobre los fraudes.