📢 Bajaj Finance Q3 FY25 Results Consolidated

👉🏻 Financial Performance (YoY):
🔹 #AUM: ₹3,98,043 Cr (+28%)
🔹 Revenue: ₹15,768 Cr (+26%)
🔹 Net Interest Income (#NII): ₹9,382 Cr (+23%)
🔹 PAT: ₹4,308 Cr (+18%)
🔹 #ROA: 4.5% | #ROE: 19.1%

👉🏻 Operational Highlights:
🔹 New loans booked: 12.06 MM (highest-ever)
🔹 Customer franchise: 97.12 MM (+21% YoY)
🔹 Deposits book: ₹68,797 Cr (+19% YoY)
🔹 Cost of Funds: 7.96% (-1 bps QoQ)

👉🏻 Credit Quality:
🔹 GNPA: 1.12% (vs 0.95% YoY)
🔹 NNPA: 0.48% (vs 0.37% YoY)
🔹 Loan Loss & Provisions: ₹2,043 Cr

👉🏻 Strategic Updates:
🔹 Launched Bajaj Finance 3.0 transformation strategy.
🔹 Announced strategic partnership with Airtel to offer financial products.
🔹 Discontinued co-branded credit card business with RBL & DBS Bank.
#AUM #NII #ROA #ROE