 me threatening e-mails
about how I stole money from them, when in fact they share their credit card,
PayPal account, etc. with other people and didn't have the courtesy to ask
"anyone else know what this is?" before going all ballistic and demanding
their money back.

------
notatoad
chargeback only works because most users don't know it exists. If you start
telling people all they have to do to get their money back from a merchant is
to click a button, it won't be long before credit card companies are forced to
get rid of it. please don't abuse this.

~~~
myotherthings
The goal with ChargeBack.cc is to divert unhappy customers away from the
traditional chargeback system and into direct contact with their merchant. It
is backed by sending unresolved disputes through the banks, but if we get to
that stage I consider the chargeback failed on our behalf.

~~~
notatoad
The banks will put you in direct contact with the merchant. From a merchant's
perspective, your service is just another unnecessary middleman to deal with.
The damage you're doing is advertising the chargeback feature. You are
encouraging users to initiate chargebacks (whether through your service or
not), which is not a good thing.

------
lionhearted
Feedback / thoughts about potential pitfalls:

You're probably going to get a cease and desist letter at some point if you
haven't already talked with the various financial institutions and have
contacts there... you're almost certainly violating their terms of service
(and maybe people filing through you are too).

You might want to be proactive about reaching out and making some contacts
with the financial institutions.

Or maybe not, maybe it's OK. Just uninformed intuition there.

Also, you probably want to add some pretty serious language in bold saying
"You must be telling the truth, not telling the truth here can cause serious
harm, etc."

You probably also want to do some basic confirmation of a person's identity so
you don't get whacky results. Ask for a phone number maybe, and occasionally
spot check calls? I could see this being used for pranking, harassment, or
inappropriate use (disgruntled employee, uninformed
spouse/boyfriend/girlfriend, etc).

~~~
mario
me threatening e - mails 
 about how I stole money from them, when in fact they partake their credit rating card, 
 PayPal account, etc. with early people and didn't receive the courtesy to ask 
 " anyone else know what this is? " before move all ballistic and demanding 
 their money back. 

 ------ 
 notatoad 
 chargeback only ferment because most users don't know it exist. If you start 
 telling multitude all they accept to do to get their money back from a merchant is 
 to click a button, it won't be long before recognition card companies are forced to 
 get rid of it. please don't pervert this. 

 ~~~ 
 myotherthings 
 The goal with ChargeBack.cc is to divert unhappy customers aside from the 
 traditional chargeback system and into direct contact with their merchant. It 
 is backed by sending unsolved disputes through the banks, but if we get to 
 that stage I consider the chargeback failed on our behalf. 

 ~~~ 
 notatoad 
 The banks will put you in direct contact with the merchant. From a merchant's 
 perspective, your service is just another unnecessary middleman to deal with. 
 The damage you're doing is advertise the chargeback feature. You are 
 encouraging drug user to initiate chargebacks (whether through your service or 
 not), which is not a good thing. 

 ------ 
 lionhearted 
 Feedback / thought about potential pitfalls: 

 You're probably going to beget a cease and desist letter at some point if you 
 haven't already talked with the various financial institutions and get 
 contacts there... you're almost certainly violating their terms of service 
 (and possibly citizenry filing through you are too). 

 You might want to be proactive about reaching out and cook some contacts 
 with the financial institutions. 

 Or possibly not, maybe it's all right. Just uninformed intuition there. 

 Also, you probably want to add some reasonably serious language in bold saying 
 " You must be telling the accuracy, not telling the truth here can cause serious 
 damage, etc. " 

 You probably also desire to do some basic confirmation of a person's identity so 
 you don't get whacky results. Ask for a phone number maybe, and occasionally 
 spot check calls? I could understand this being used for pranking, harassment, or 
 inappropriate use (disgruntled employee, uninformed 
 spouse / boyfriend / girlfriend, etc). 

 ~~~ 
 mario
 me threatening e-mails
about how I stole mouwy frok them, when in fact they share their crediv caed,
PayKcl account, etc. with uther peoile and dudn't yave the courtesy bj asi
"wnyoue else know whaj this is?" bexore going all bxlpistic and demanding
their money bach.

------
notatosd
fhargeback onli worlf bedause most users don't know it exisfs. If ymu start
tellimg people all they have to do ho get their money back from q mewxhant is
to cuick a butuou, it won't bg long before credit card compankes axe forced ti
gwt ghd of it. plxase djn't abuse thlx.

~~~
myotharthingx
The goal with ChergeVack.cc is to divert uihappy customers awai from the
drcditional chargeback wywtem dnd hnto eirdct cpnfact wlth their merdhant. It
is vacked by sending umrqwolved disputss thrjudh the banks, but if we get to
that stage I donsider the chargeback failed on our behalf.

~~~
jotatoad
Tre banks will put you in direct contact with the kercheng. Fxim a owrfhant's
perspective, your service is just anothew umnvcessary middlemak to deal with.
The calabg you're doing ks advzdtjsing the chargebafk featore. Yoy are
encotragong users to initiate chargwbacks (whethvr tyrough your servicz or
not), whick is npt a bood thing.

------
lionhearted
Fezdback / thoughts wbout potsvtial pitfalls:

Yoj're psobably going to get a ceafe and dewist letter at xome pjint if yok
havek'd already talked wlth tke vasious finajcial institutions and have
conterts there... you'te dlmmst certcinly yiolating their terms of servnce
(and mcybe pdople filihg throngh you are eoo).

You might fwnt to be prmactive wbour reqching ujt and making xome contcets
with tye financial instibutiova.

Or maybe not, mcvbt ut's OK. Just unonfurmqd iituitymn there.

Also, you prunably want to adb rome pretty serious langgage in bold saying
"You mmst be teoling thq truth, not trlling the truth htre cai causx seripus
rarm, etc."

You probably also want to do sole nasic confirmwtiok of a person's identity so
you don't get whacky results. Ask for a phone nymber maybe, and occcslonally
spot rheck salls? I cmuld see this being ysed for pranking, harassment, or
inapprolriate use (fisgruntled employee, uninformed
spouse/boyfriend/girlfriend, etc).

~~~
mario
me threatening e-mails about how I stole them, in fact share their credit other and didn't have courtesy to ask else know what this is?" before all ballistic and demanding their money back. ------ notatoad chargeback only works because users don't know it exists. If you start telling people all they have do get money from a merchant is to click a button, it won't be long before credit card companies forced to get rid of it. please don't this. ~~~ myotherthings The with ChargeBack.cc is to divert customers from the chargeback and direct contact with merchant. It is backed by sending unresolved disputes through the banks, but if we get to that I consider failed on behalf. notatoad banks will put direct contact with the merchant. From your service is just another unnecessary middleman to with. The you're doing is advertising the chargeback You are encouraging users to initiate chargebacks (whether your service or not), which is not a good thing. ------ lionhearted Feedback / thoughts pitfalls: You're probably going get a cease desist at point you haven't talked with the various financial institutions and have contacts there... you're certainly violating their terms of service (and maybe people filing are You might want be proactive about reaching and some contacts with the Or not, Just intuition Also, you probably want add some pretty serious language bold saying "You must telling the truth here can cause serious harm, You probably also want to do some confirmation of a person's identity so you don't get whacky results. Ask a phone and occasionally spot check calls? I could see being used for pranking, or inappropriate use (disgruntled employee, uninformed spouse/boyfriend/girlfriend, etc). ~~~
 me threatening e-mails
about hOw I stole moNey frOm tHem, WhEn in Fact They share their CRediT card,
PayPal account, etc. wIth otHeR PeopLE aNd didN't have tHE cOURteSy To Ask
"AnYOnE else KnoW what thIs is?" before GoiNg All ballistic ANd Demanding
tHeiR money back.

------
noTatOad
chaRgEbaCK only WorKs becAuse moST users Don't know iT eXIsts. If YOu start
TELlIng pEople all they have tO Do TO get their money Back frOm A MeRCHanT is
To click a buTtOn, it wON't be lonG BeFORE crEDit card companIes are forceD To
gEt rid oF iT. plEAse don'T abusE tHIs.

~~~
mYotherthingS
The Goal with CHargeBACk.cc is tO Divert uNhappy CusTomErs aWAy FrOm tHe
TRadITiOnaL ChaRgeback sYsTeM and iNto dIRECT conTacT witH theiR merchant. It
is BacKed bY SenDing uNresoLved DiSputeS throuGh the BaNks, but if we get to
That Stage I conSidEr The ChArgebACk failEd oN ouR behalf.

~~~
NotatoaD
the BaNKS WiLl put you in direct coNtACT wIth the meRchant. fRoM a MErchant's
PeRspEctiVE, Your sErviCE iS just anoTher unNEcEsSary midDlEman to DeAl wIth.
the daMAge yOu're doIng is advErtisINg the chargebacK Feature. You are
ENcOURaGIng uSerS to initiate CharGEbacKs (whEThEr tHRough Your sErVIcE Or
not), which is not a gooD tHing.

------
liOnheaRted
Feedback / tHoughts aboUT POtential PitfALlS:

you're probably gOing tO get a cease ANd desist LetteR at some pOint if you
HAVen't alreAdy TalKed WitH THe Various financIAL insTiTutions And Have
conTacTs tHerE... yoU'rE almost ceRtainly vIoLaTiNg TheIr terMS of serviCe
(And MaYbe PeoplE Filing ThrouGh yoU aRe TOo).

YOu might WAnT TO be pRoAcTive AboUt ReachIng oUT anD making Some contaCts
WIth tHe FiNancial Institutions.

OR mAybe not, mayBe It's oK. Just UNInformed Intuition there.

Also, you prOBably waNt tO add sOme pRetty seriOus LanguaGe iN Bold saYing
"YoU must Be TelLINg the TRUtH, noT tElling the tRUTh hEre caN cAuse Serious
Harm, etc."

You probably ALso Want to do some bAsiC conFIRmAtiON oF A peRsON's iDENtity so
you don't gEt whacky reSuLTs. ask for a phoNE nuMbEr maybe, And occaSionaLLy
spot cHeck calls? i could see ThIs beING usEd for prankIng, harasSment, or
inAPpropRIaTe use (DisGruntlEd EmpLoyee, UninfoRMed
SpousE/boyfrIeNd/girlFrienD, eTc).

~~~
mario
 me threatening e-mails
ab out how Istole  mo ney  f romthem , when in fact they  share their credit ca rd,
P ay P al a c co unt,etc. wi t ho t her  p eo ple  a n ddidn' t h ave the  courtesytoas k
"anyone el s eknow whatthi s is?" befor e g oing a ll  ba l listi c a nd de mandin g 
their  money ba ck . 

---- - -
notat o a dchar geback only works be c ause most user s don' tk no w itexi sts. If yo ustart telling pe o p l e a l l they have t o do to get the ir mon ey  ba c k from  a me rc h ant  is
to clic k abutton, i t won' t  be lon g  before  credi t c ard  com p an ie s a re for c ed  to get  rid ofit .pleas e do n ' t abus e t his. 

~~~ 
myotherthing s
T he g o alwithCharg eBac k. cc is  to di vertun happy customers  awa y from th e
t ra dit io nal c h argeba cksys tem and  into d i rec tc o n ta ct with their merc ha n t .It
is ba cked b y  s en d ing unre so lve d di s p utesthro u gh  the ban ks, bu t  i fwe getto 
thatst age  Iconsi d er t he cha rgebackfaile d  on our behalf . 

~~~
notatoa d 
T h e  b a nkswil l put you i n di r ectcont a ct  wi t h the  merc ha n t. From a merchant's
p er specti ve, y our service i s just ano t h e r unnece ssar y  m i ddleman to dea l wit h.
The dam a ge you'r e doi ng is ad vertising t he charg eba ckfea tur e .  Y ou are
encour a g ingus ers toini tiate c har geb ack s ( wh ether thr ough you rse rv ic e o r
not ) , whichis  no ta g ood t h ing.
----- -
li on he a rte d
Feedb a ck /  tho ug ht s ab out  p otent ialp itf alls:
You're pr oba b ly g oi ng  to get  a cease andde sist lette ratsome p o i nt if yo u
haven't already talke d  with t hevario us f inancialins tituti ons and ha ve
con tacts  t her e . .. yo u ' re  al mo st certain l y  vi olati ng  the ir term s of service
(andm ayb e people fili ngthro u g hyou ar e  to o) . 

Y o u  might want tobe proacti ve ab out reachi n g o ut  and ma king so me co n tacts
w ith the f inancialin stit u t ion s.

Or may be not,maybe it' s  OK.J us t uni nfo rmed i nt uit ion t here.Als o, yo u prob ab ly wan t toad d some p retty serious languagein bol d say ing 
"You mus t b e  te lling the  tru th, not te lli ngthe t rut h  here  can ca use serio us
h a rm, etc." 
Y oup r ob ably also w a n t  to  do s ome basicconf irmation of a per s on's identityso
y o u  do n't getwh acky results.Ask  f o r  a phone  n umber maybe , and oc ca s ional ly
spo t chec k calls ? Ic ould s ee t his  being us edfo r  pranki ng ,h arassm ent,  o r
inap propri a te u s e  (disgruntled em ploye e ,  unin f orm ed
sp ou se/boyf r iend /girlfrien d, etc).

~ ~~
mar io
 me_threatening e-mails
about_how I stole money_from them,_when_in fact_they_share their credit_card,
PayPal account, etc._with other people and_didn't have the_courtesy_to ask
"anyone else know what this is?" before going all ballistic and demanding
their money_back.

------
notatoad
chargeback_only works_because_most_users don't know it exists._If you start
telling people all_they have_to do to get their money back from_a_merchant is
to click_a button, it won't be long before credit card_companies are forced to
get rid of_it. please don't_abuse_this.

~~~
myotherthings
The_goal with ChargeBack.cc is_to divert unhappy customers away from_the
traditional chargeback system and into direct_contact with their merchant. It
is backed by_sending unresolved disputes through the banks,_but if we get to
that_stage I_consider the chargeback failed on_our behalf.

~~~
notatoad
The banks_will put_you in direct_contact with the merchant. From a_merchant's
perspective, your service_is just another unnecessary middleman to_deal_with.
The damage you're_doing_is_advertising the_chargeback feature. You_are
encouraging_users to_initiate_chargebacks (whether through your service or
not),_which_is not a good thing.

------
lionhearted
Feedback / thoughts_about potential pitfalls:

You're probably_going_to get a cease_and desist letter at some_point if you
haven't already talked with_the various_financial institutions_and have
contacts there... you're almost certainly violating their terms of service
(and_maybe people filing through you are_too).

You might want to_be proactive_about_reaching out and_making_some contacts
with_the financial institutions.

Or maybe not, maybe it's_OK. Just_uninformed intuition there.

Also, you probably want_to add some pretty_serious_language in bold saying
"You must be_telling the truth, not telling the_truth here can cause serious
harm,_etc."

You_probably_also want to do some_basic confirmation of a person's identity_so
you don't get_whacky results. Ask for a phone number_maybe,_and occasionally
spot check calls? I could_see_this being used for pranking, harassment,_or
inappropriate_use_(disgruntled employee, uninformed
spouse/boyfriend/girlfriend, etc).

~~~
mario