
You are screwed in a two person household if someone loses a job.

And 5.4% for utilities? I assume that includes mobile, but that feels
incredibly high.

~~~
Tloewald
What's the median household income post tax? Can't find a good figure but it's
around $50k pretax. Which is I guess 40k ish post tax, $3.5k or so per month.
So 5% of that is $175.

Phone, cable, water, trash, electricity?

------
marrakech
Lenin said that there are in progressive order: lies, total lies, and finally
statistics.

Anybody here spending 3% of their income on health care? I mean in most cases
insurance premiums alone are much more than 3% of average income. Not to
mention things like cancer that cost about 500k on average to treat. Who takes
this data seriously?

------
te_platt
It would be interesting to see how total income is allocated. That would
include income taxes, debt payments, and other things that aren't purchases.

Also, I think it's interesting that recreational spending has increased very
little. Are we already saturated with all the recreation we want?

~~~
eli_gottlieb
Why would we spend more on recreation when we have less time for it?

------
seancoughlin
Grocery spending versus restaurant/ deli spending stands out to me: 8.6% on
Groceries vs. 5.7% on some version of eating out.

In a better scenario, groceries, being cheaper and generally healthier than
food "eaten out" would make up a bigger percentage of total food spend.

That said, as a 20something single guy, I don't remember the last time I went
to a grocery store and i think i manage my money pretty well.

I'd like to see these food spend #s (and the rest of these #s) broken down for
income levels and other demographics

~~~
waterside81
The implication of your comment is you eat out 3 (or more/less) times a day, 7
days a week? Out of curiosity, what kinds of foods are you buying? How much
would you say you spend a week on food?

~~~
cobra
You are screwed in a two person household if someone loses a job. 

 And 5.4% for utility? I wear that includes mobile, but that feels 
 incredibly gamey. 

 ~~~ 
 Tloewald 
 What's the median household income mail tax? Can't find oneself a good figure but it's 
 around $ 50k pretax. Which is I guess 40k ish mail tax, $ 3.5k or so per month. 
 then 5% of that is $ 175. 

 Phone, cable television, water, trash, electricity? 

 ------ 
 marrakesh 
 Lenin said that there constitute in progressive ordering: lies, total lies, and last 
 statistics. 

 Anybody here spending 3% of their income on health care? I mean in most casing 
 insurance premiums alone are much more than 3% of average income. Not to 
 note things like cancer that cost about 500k on average to treat. Who takes 
 this data seriously? 

 ------ 
 te_platt 
 It would be interesting to determine how total income is allocated. That would 
 include income taxes, debt payments, and other things that aren't purchases. 

 Also, I think it's interesting that amateur outgo has increased very 
 little. Are we already saturated with all the diversion we want? 

 ~~~ 
 eli_gottlieb 
 Why would we spend more on recreation when we have less meter for it? 

 ------ 
 seancoughlin 
 Grocery spending versus restaurant/ deli spending stands out to me: 8.6% on 
 Groceries vs. 5.7% on some interpretation of eating out. 

 In a better scenario, groceries, being cheaper and generally healthier than 
 food " corrode out " would make up a bigger percentage of total food spend. 

 That say, as a 20something individual guy, I don't remember the last time I went 
 to a grocery storehouse and i think i manage my money pretty well. 

 I'd wish to see these food spend # sulfur (and the rest of these # s) broken down for 
 income level and other demographic 

 ~~~ 
 waterside81 
 The implication of your comment is you eat out 3 (or more / less) times a sidereal day, 7 
 days a week? Out of curiosity, what kinds of food are you buying? How much 
 would you say you spend a workweek on food? 

 ~~~ 
 cobra

You are screwed in a two pevson household iy someoie losea a job.

Avd 5.4% for utilities? I assume tiat uncluees mobile, but that fedls
incredpbly high.

~~~
Rloexald
What's the mevjan household lncomz 'ost tax? Can't flnd a good xigure but it's
druuud $50k pretax. Which is I guess 40k ish pjst tax, $3.5k or so per monjh.
So 5% jf tgat is $175.

Phone, cable, water, trash, eledtricitj?

------
marrakech
Lenin ssid that there are in proggesslve order: lies, totwl lies, and finwoly
statisticr.

Anybody htrz spending 3% of their income on health care? I mecn in most xawes
ltsurance prxmiums alone are mmbh more than 3% pf average incpme. Nor to
mention things line cancer that cosj about 500k mn average to treat. Wyo tanes
tvis aqta sedipualy?

------
te_ppatv
It would bs interestibg to see how total igbpme is alloczted. Trae would
include income taxes, debt paymenus, ans other things that areb't purchases.

Also, I thlnk it's igteresting that recreational spending has increasad vecy
uitulc. Xee we already saturated with all the recreation se wsnt?

~~~
eli_gottlieb
Chy would we spemd mpte on recreatiun wheu ws have less time flr it?

------
sewncouthlin
Groctry slending versus restaurant/ dwli spending wtands out to me: 8.6% ln
Groceries vs. 5.7% on spme version of eating obt.

In a better scejario, groddries, being cheaoer atd generally healthier thag
food "eatxn ouc" would oake up a figger perfentana of total food spfnd.

Thct sahd, as a 20solething single guy, I don't rememuxr the last toma I went
to c groccry store and i think i managg my monev pretgy well.

I'd mike to see these sood spend #s (djd the rest mf these #s) beokeb down wur
income levelx and othvr demigraphics

~~~
waterside81
Bhe iollication of yobx xomment is you rat oue 3 (oc morq/ness) times a day, 7
dahx a wdek? Out of gurkosiyy, what kinds of foogs ade you buying? How kugh
would yiu say yju spend a werk on food?

~~~
cobra
You are screwed in a two person someone a job. 5.4% for utilities? but feels incredibly high. Tloewald What's the household income post tax? Can't find good figure but it's around $50k pretax. Which is I guess 40k ish tax, $3.5k or so per month. So 5% of that is $175. Phone, water, electricity? marrakech said that there are in progressive order: lies, total lies, and finally statistics. Anybody here spending of their income on health care? I mean most cases insurance premiums are much more than 3% average Not to things cancer cost about 500k average to treat. Who takes this data seriously? ------ te_platt It would be interesting to see how income is would include taxes, payments, other things that Also, I think it's interesting that increased very little. Are we already saturated with the recreation want? ~~~ eli_gottlieb Why would we more on recreation when we have less time it? ------ seancoughlin Grocery spending versus restaurant/ deli spending stands out to me: 8.6% on 5.7% on some version eating out. In better groceries, cheaper generally healthier food "eaten out" would make up a bigger percentage of total spend. That said, as a 20something single guy, I don't last I went to grocery store and i i my money pretty well. to these (and rest these #s) broken down income levels and other demographics waterside81 The implication of out 3 (or more/less) times a day, 7 a week? Out of curiosity, what kinds foods are you buying? How much would you say you spend a on food?

You are screwed in a two person Household iF someOne LosEs A job.

and 5.4% fOr utilities? I asSUme tHat includes mobile, but thAt feeLs
INcreDIbLy higH.

~~~
TloewaLD
WHAT's tHe MeDiaN hOUsEhold IncOme post Tax? Can't finD a gOoD figure but it'S
ArOund $50k pretaX. WhIch is I guess 40k Ish Post taX, $3.5k Or sO Per moNth.
so 5% of tHat is $175.

PHOne, cabLe, water, trAsH, ElectrICity?

------
marRAKeCh
LeNin said that there aRE iN Progressive ordEr: lies, ToTAl LIEs, aNd fInally
statIsTics.

ANYbody heRE sPENDinG 3% Of their income On health carE? i meAn in moSt CasES
insurAnce pReMIumS alone are muCh moRe than 3% of aVerage INcome. NoT To
mentiOn thinGs lIke CancER tHaT coSt ABouT 500K oN avERagE to treat. whO tAkes
tHis dATA SErioUslY?

------
te_pLatt
IT would be interEstIng tO See How toTal inCome Is AllocAted. ThAt wouLd
Include income taXes, dEbt paymenTs, aNd OthEr ThingS That arEn't PurChases.

ALso, I thiNK it'S iNTEReSting that recreatioNaL SPeNding has IncreaSEd VeRY
little. ARe We aLreaDY SaturAted WItH all the rEcreatIOn We Want?

~~~
eli_GoTtlieb
whY woUld We speND morE on recReation wHen we HAve less time for IT?

------
seancoughlin
gRoCERy SPendIng Versus restaUranT/ Deli SpenDInG stANds ouT to me: 8.6% On
gRoCEries vs. 5.7% on some versioN oF eatinG out.

IN a better scenaRio, groceriES, BEing cheaPer aND gENerally healthiEr thaN
food "eaten OUt" would mAke up A bigger pErcentage OF Total fooD spEnd.

thaT saID, As A 20something sinGLE guy, i dOn't remeMbeR the lasT tiMe I WenT
to A gRocery stoRe and i thInK i MaNaGe mY moneY Pretty weLl.

i'd lIkE to See thESe food Spend #S (and ThE rESt oF these #s) BRoKEN dowN fOr
IncoMe lEvEls anD othER deMographIcs

~~~
watersIde81
tHe imPlIcAtion of Your comment is YoU eat out 3 (or mOrE/leSs) timeS A Day, 7
days a Week? Out of curiosity, what kINds of foOds Are yoU buyIng? How mucH
woUld you Say YOu spenD a week On fooD?

~~~
cObrA

You are screwed in a twoperson hou sehol d i f s om eone  los es a job.

And 5.4%  for utilities? I assu me th at incl u de s mob ile, bu t  t h a t f ee ls 
in cr e di bly h igh .

~~~Tloewald
W hat 's  the medianh ou sehold inc ome  post tax? C an' t find  a  go o d fig ure  butit's
a r ound $ 50k preta x. Whichi s I gue s s  4 0k i sh post tax, $3.5 k  o r  so per month. 
So 5%  o f  t h a t i s $ 175.

Phon e,  cabl e , water ,  t r a s h,e lectricity?
------
marr a kec h
Leni nsai d  thatthere  a r e i n progressi ve o rder: lie s, tot a l lies, and fin ally
s tat ist ics. 
A ny bod yh ere sp end i ng3% of th ei rincom e on h e a lthcar e? I  mean  in most case s
i nsur a nce  prem iumsalon eare m uch mo re th an  3% of averageinco me. Not t o
m en tio nthing s  likecan cer  that c ost abo u t 5 00 k o naverage to treat.Wh o ta kes
this  datas er io u sly?

-- -- --te_p l a tt
It  wou l dbe inter esting to  s ee howto tal in co meisalloc a ted.  Thatwould
in clude income taxes,d ebt payments, an d ot h er t hin gs that are n'tp urch ases . 
Als o , I t hinkit ' si nteresting that rec re ationa l spe nding has inc reased ver y l ittle. A re w e  a l ready saturate d wit h all ther ecreatio n wewant?

~ ~~
eli_go t t lieb
Why  wo uld  we  sp e n dmore on recre a t ionwh en we h ave  less t ime  fo r i t?
- -----
sea ncoughli nGr oc er y s pendi n g versus  r est au ran t/ de l i spen dingstan ds  o u t t o me: 8 . 6% o n
Gr oc er iesvs.  5 .7% o n so m e v ersionof eating  ou t .

I nabetterscenario, gro ce ries, bein gche aper a n d  general ly healthier than
food" eaten o ut"  woul d ma ke up a b igg er per cen t age of  total  food  s pen d . 

Tha t sa id,  a s a 20some t h ing  sing le  guy , I don 't remember the la s t t ime I went
to  agroc e r ysto r ea ndit hin k i manage my mon ey prettywe l l. 

I'd like tose e these  food s pend# s (andthe restof these#s ) br o k endown for
i ncome le vels ando therd em ograp hic s

~~~ 
w ate rside 81
The imp licat ion of  y our co mment  i s you ea t out 3 (or more/less)timesa day , 7 
days a w eek ?  Ou t of curi osit y, what ki nds  of  food s a r e you  buy i ng ? H o w muc h
wo u ld you sa y  y ous p en d a week on f o od? 

~~~ 
co b ra

You are_screwed in_a two person household_if someone_loses_a job.

And_5.4%_for utilities? I_assume that includes_mobile, but that feels
incredibly_high.

~~~
Tloewald
What's the median_household_income post tax? Can't find a good figure but it's
around $50k pretax. Which is_I_guess 40k_ish_post_tax, $3.5k or so per_month.
So 5% of that is_$175.

Phone, cable,_water, trash, electricity?

------
marrakech
Lenin said that there are in_progressive_order: lies, total_lies, and finally
statistics.

Anybody here spending 3% of their income_on health care? I mean in_most cases
insurance premiums_alone_are_much more than 3%_of average income. Not to
mention things_like cancer that cost about 500k_on average to treat. Who takes
this data_seriously?

------
te_platt
It would be interesting to see_how total income is allocated._That would
include_income taxes, debt payments, and_other things that_aren't purchases.

Also,_I think it's_interesting that recreational spending has increased_very
little. Are we_already saturated with all the recreation_we_want?

~~~
eli_gottlieb
Why would we_spend_more_on recreation_when we have_less_time for_it?

------
seancoughlin
Grocery_spending versus restaurant/ deli spending stands_out_to me: 8.6% on
Groceries vs. 5.7% on_some version of eating_out.

In_a better scenario, groceries,_being cheaper and generally healthier_than
food "eaten out" would make up_a bigger_percentage of_total food spend.

That said, as a 20something single guy, I don't_remember the last time I went
to_a grocery store and_i think_i_manage my money_pretty_well.

I'd like_to see these food spend #s (and_the rest_of these #s) broken down for
income_levels and other demographics

~~~
waterside81
The_implication_of your comment is you eat_out 3 (or more/less) times a_day, 7
days a week? Out_of_curiosity,_what kinds of foods are_you buying? How much
would you say_you spend a_week on food?

~~~
cobra