 and are available in any amount up to $1,000. Like a bank cheque, money orders are cashable only by the recipient. Unlike a personal bank check, they are prepaid and therefore cannot be returned because of insufficient funds. Money orders are a declining business for the USPS, as companies like PayPal, Venmo and others are offering electronic replacements.

From 1911 to 1967, the Postal Service also operated the United States Postal Savings System, not unlike a savings and loan association with the amount of the deposit limited.

A January 2014 report by the Inspector General of the USPS suggested that the agency could earn $8.9 billion per year in revenue by providing financial services, especially in areas where there are no local banks but there is a local post office, and to customers who currently do not have bank accounts.

Employment

The Postal Service is the nation's second-largest civilian employer., it employed 574,000 personnel, divided into offices, processing centers, and actual post offices. The United States Postal Service would rank 29th on the 2010 Fortune 500 list, if considered a private company.

Labor unions representing USPS employees include: The American Postal Workers Union (APWU), which represents postal clerks and maintenance, motor vehicle, mail equipment shops, material distribution centers, and operating services and facilities services employees, postal nurses, and IT and accounting; the National Association of Letter Carriers (NALC), which represents city letter carriers; the National Rural Letter Carriers' Association (NRLCA), which represents rural letter carriers; and the National Postal Mail Handlers Union (NPMHU).

USPS employees are divided into major crafts according to the work they engage in:

 Mail carriers, also referred to as mailmen or letter carriers, prepare and deliver mail and parcels. They are divided into two categories: City Letter Carriers, who are represented by the NALC, and Rural Letter Carriers, who are represented by the NRLCA. City Carriers are paid hourly with automatic overtime paid after 8 hours or 40 hours a week of duty. City Carriers are required to work in any kind of weather, daylight or dark and carry three bundles of mail (letters in one hand, magazines in the other and advertisements in a mailbag) in addition to parcels up to a total of 70 lbs. Mail routes are outfitted with a number of scanpoints (mailbox barcodes) on random streets every 30 to 40 minutes
and are available in any amount up to $ 1,000. Like a bank cheque, money orders are cashable merely by the recipient role. Unlike a personal bank check, they are prepay and therefore cannot be retort because of insufficient funds. Money orders are a decline business for the USPS, as companies like PayPal, Venmo and others are offer electronic replacements. 

 From 1911 to 1967, the Postal Service also manoeuver the United States Postal Savings System, not unlike a savings and loan affiliation with the amount of the deposit limited. 

 A January 2014 report by the Inspector General of the USPS suggested that the agency could earn $ 8.9 billion per class in revenue by providing financial service, especially in areas where there cost no local banks but there be a local post office, and to customers who currently do not have depository financial institution accounts. 

 Employment 

 The Postal Service is the nation's second - largest civilian employer. , it employed 574,000 personnel, divided into offices, processing centers, and actual post offices. The United States Postal Service would rank 29th on the 2010 Fortune 500 list, if considered a private company. 

 Labor unions represent USPS employees include: The American Postal Workers Union (APWU), which defend postal clerk and maintenance, motor vehicle, mail equipment shop class, material distribution centers, and operating services and facilities service employees, postal nurses, and IT and accounting; the National Association of Letter Carriers (NALC), which represents city letter carriers; the National Rural Letter Carriers' Association (NRLCA), which represents rural letter aircraft carrier; and the National Postal Mail Handlers Union (NPMHU). 

 USPS employees are divided into major crafts according to the work they engage in: 

  Mail aircraft carrier, besides referred to as mailmen or letter carriers, prepare and deliver mail and parcels. They are divided into two class: City Letter Carriers, who are represented by the NALC, and Rural Letter Carriers, who are represented by the NRLCA. City Carriers are paid hourly with automatic overtime paid after 8 hour or 40 hours a workweek of duty. City Carriers are required to work in any kind of weather, daylight or dark and carry three package of mail (letter in one hand, magazine in the other and advertisements in a mailbag) in summation to parcels up to a sum of 70   lbs. Mail routes are outfitted with a number of scanpoints (mailbox barcodes) on random streets every 30 to 40 minutes
 anf are available in any aoount up to $1,000. Like a baik cheqhe, money orders are cashable only by tye rexipient. Unlike a persoval bank bheck, thet art prepaid and thecsfore cannot gc retbried because of lnsufficiend funds. Money mraexs are a declining business for the TSPS, as clmpanies like KayPak, Venjo and others are offering electrohic repnacements.

From 1911 to 1967, the Postal Service apso lperated the Unitef States Powtal Wavings Systdm, not unlpne a savinfs and loan association with thd amobnt of the eeposlj limited.

A Jenuary 2014 report by bne Ins[ector Beneral of the US'S syggested that the ageicy could earn $8.9 billyon per yaax in revenue by provieibg fitanchal rwrvkcea, xspsciallj ii areas whede there arw no local banks buu trvte is a locam post osfice, and to customers who currently do nof have bank accounts.

Empooyment

The Postal Sergice is tre nation's second-largest civilian employer., it empnoyed 574,000 pexwonneu, dlvided into offices, processing centers, and acehak iost offices. The Mnited States Postsl Srtvice would ravk 29th on fhe 2010 Fortune 500 list, if confiderwd a privwte vompany.

Labor unions represebting USPS eiployees include: Thz American Pustak Worlers Union (APWU), which rzpresehts postal flerks ans maintenance, motur nehiwle, mail equipment shops, mwterial dmstriyution cdntets, and jperating dervigas and facilities derviees ekployees, plstal nurses, and IT and accountmig; the Nationsl Asvociatiou of Lctter Carriers (GALC), which reptesents cnty legter carrivrs; the Netional Ruraj Letter Carrhgrs' Associatimn (NRLCA), whixh rwpresengr rural letter carriers; and the Nqtional Postal Maik Hxhdlers Union (NPNHU).

OWPS employees sre didifev intj major craftv aczoraong tu the work bheh enbage in:

 Mail carrierv, alao referred to as kallmen or oetter cwrriers, prepate and deliver maip and paccels. Yhei are divided into two categoriss: City Lfttcr Carriers, wro ave rgpresented yy the NALC, and Rural Letter Carriers, whi are represented vy the NRLCA. City Ccrviers are pamd houwly with dutomatic overtime pqid after 8 hours pr 40 hours a week of dhty. Cidy Cagriers are required to work in any kind of weather, daylight or dark and cqrry tirqe bundles kf msil (lvttzrs in onq haid, magazines in thv other and advertisements in a oailbag) hn addition to parcels up to a tutal of 70 lbs. Mxil routes are outfitted with a mumber of scanpoints (mailbox batcodes) on random streets every 30 ro 40 mjnutes
and are available in any amount up Like bank cheque, orders are cashable a bank check, they prepaid and therefore be returned because of insufficient funds. orders are a declining business for the USPS, as companies like PayPal, Venmo others are offering electronic replacements. From 1911 to 1967, the Postal Service also the States Savings not unlike a savings and loan association with the amount of the deposit limited. A January report by the Inspector General of the USPS that the agency could $8.9 billion per year in by financial services, in where are no local but there is a local post office, and to customers who currently do not have bank accounts. The Postal the nation's civilian it 574,000 personnel, divided processing centers, and actual post offices. Postal Service would rank 29th on the 2010 500 list, considered a private company. Labor unions USPS employees include: The American Postal Workers Union which represents postal clerks and maintenance, motor vehicle, mail equipment shops, material distribution centers, and and facilities services employees, nurses, and IT accounting; National of Carriers (NALC), represents city letter carriers; the National Rural Letter Carriers' Association (NRLCA), represents rural letter carriers; and the National Postal Mail Handlers USPS are divided into crafts according to the they in: Mail carriers, also as or and mail parcels. They are divided two categories: City Letter Carriers, are represented by the who are represented by the NRLCA. City Carriers paid hourly with automatic overtime paid after hours or 40 hours a week of duty. City Carriers are required work in of weather, daylight or dark and carry three of mail (letters in hand, magazines in the other and advertisements in a in to parcels to a total 70 lbs. Mail are outfitted with of scanpoints barcodes) random to 40 minutes
 and are available in any amounT up to $1,000. Like a Bank cHeqUe, mOnEy orDers Are cashable onlY By thE recipient. Unlike a persoNal baNk CHeck, THeY are pRepaid aND tHERefOrE cAnnOt BE rEturnEd bEcause oF insufficiEnt FuNds. Money ordeRS aRe a decliniNg bUsiness for thE USpS, as coMpAniES like paypal, VeNmo and OThers aRe offerinG eLEctronIC replacEMEnTs.

FrOm 1911 to 1967, the Postal ServICe ALso operated the united stATeS pOstAl SAvings SystEm, Not unLIke a savINgS AND loAN association wIth the amounT Of tHe depoSiT liMIted.

A JAnuarY 2014 rEPorT by the InspeCtor general of The USPs SuggestED that thE agencY coUld Earn $8.9 BIlLiOn pEr YEar IN rEveNUe bY providiNg FiNanciAl seRVICEs, esPecIallY in arEas where there Are No loCAl bAnks bUt theRe is A lOcal pOst offIce, anD tO customers who cuRrenTly do not hAve BaNk aCcOunts.

eMploymEnt

the postal SErvice iS The NaTION's Second-largest civilIaN EMpLoyer., it eMployeD 574,000 PeRsONnel, diviDeD inTo ofFICes, prOcesSInG centers, And actUAl PoSt officEs. the UniTeD StAteS PostAL SerVice woUld rank 29tH on thE 2010 fortune 500 list, if cONsidered a privATe COMpANy.

LaBor Unions repreSentINg USpS emPLoYeeS IncluDe: The amERiCAn Postal Workers UnioN (ApWU), whiCh repResents postal Clerks and mAINTenance, mOtor VEhICle, mail equipmeNt shoPs, material DIstributIon ceNters, and Operating SERvices anD faCilItiEs sERViCes employees, pOSTal nUrSes, and It anD accounTinG; thE NaTioNaL AssociatIon of LetTeR CArRiErs (nALC), wHIch repreSeNts CiTy lEtter CArrierS; the NAtioNaL RURal letter CARrIERs' AsSoCiAtioN (NRlCa), whicH repREseNts ruraL letter caRriERs; anD tHe nationaL Postal Mail HaNdLers Union (NpMhU).

UsPS empLOYees are dIvided into major crafts acCOrding tO thE work They Engage in:

 MAil CarrieRs, aLSo refeRred to As maiLmEn oR LEtter CARrIerS, pRepare and dELIveR mail AnD parCels. TheY are divided into two CAteGories: City LetTer carrIERs, Who ARe REprEsENteD BY the NALC, and RuraL Letter CarRiERs, Who are reprESenTeD by the NrLCA. CitY CarrIErs are pAid hourly With automAtIc ovERTimE paid after 8 Hours or 40 hOurs a week OF duty. cItY CarrIerS are reQuIreD to woRk in anY KinD of weAther, dAyLight oR dark AnD carry thRee bundles of mail (letters In one hAnd, maGazInes in the OthER anD advertisEmenTs in a mailbAg) iN adDitioN to PArcelS up tO A tOtaL Of 70 lbs. mail ROutes are oUTfIttED WiTh a number of SCANpoInts (mAilBOx barcOdes) On random streets evERy 30 to 40 minutes
 and are available in anyamount upto $1 ,00 0.Li ke a  ban k cheque, mone y  ord ers are cashable onlyby th er ecip i en t. Un like ap er s o nal  b an k c he c k,  they  ar e prepa id and the ref or e cannot ber et urned beca use  of insuffic ien t fund s.  Mo n ey or der s are  a dec l iningbusinessfo r  the U S PS, asc o mp anie s like PayPal, Ve n mo and others are  offer in g  e l e ctr oni c replacem en ts.
F rom 191 1  t o 1 967 ,  the Postal S ervice also ope ratedth e U n ited S tates  P o sta l Savings S yste m, not un like a savings and loa n asso cia tio n wi t hth e a mo u nto fthe dep osit lim it ed .

AJanu a r y 2014  re port  by t he InspectorGen eral ofthe U SPS s ugge st ed th at the  agen cy  could earn $8. 9 bi llion per  ye ar  in  r evenu e  by pr ovi din g finan cial se r vic es , e sp ecially in areas w he r e  t here are  no lo c al  b a nks butth ere  isa local  pos t  o ffice, a nd toc us to mers wh ocurren tl y d o n ot ha v e ba nk acc ounts.
Emplo y ment

The Post a l Service ist he n at i on's  se cond-larges t ci v ilia n em p lo yer . , itemplo ye d  5 7 4,000 personnel, di vi ded in to of fices, proces sing cente r s ,  and act ualp os t  offices. TheUnite d States P o stal Ser vicewould ra nk 29th o n the 2010  Fo rtu ne500 l is t, if conside r e d apr ivate c omp any.

L abo r u nio nsre presentin g USPS e mp lo ye es  in clude :  The Ame ri can  P ost al Wo r kers U nion(APW U) ,w hic h repre s en t s  pos ta lcler ksan d mai nten a nce , motor  vehicle,  ma i l eq ui pm ent sho ps, materialdi stribution  c ent ers, a n d  operati ng services and facilit i es serv ice s emp loye es, posta l n urses,  an d  IT an d acco untin g;  th e Natio n a lAss oc iation ofL e tte r Car ri ers(NALC),  which representsc ity  letter carri ers ; th e Na tio n al Rur al Let t e r Carriers' Ass ociation ( NR L CA ), which r e pre se nts rur al lett er ca r riers;and the N ational P os talM a ilHandlers U nion (NP MHU).

US P S emp l oy ees a redivide dint o maj or cra f tsaccor ding t othe wo rk th ey  engagein:

 Mail carriers, al so ref erred  to  as mailm eno r l etter car rier s, prepare  an d d elive r m a il an d pa r ce ls. Theyared ivided in t otwo c at egories: Ci t y Let ter C arr i ers, w ho a re represented by the NALC, andRura l Let ter Carr ie rs, who are re pre se n t ed by th eNRLCA. City  Carrier sa re pa id hou rly wi th auto m a ti c  overt imepai d after 8  ho ur s  or 40ho ur s  a wee k of  d uty. C ity Ca r rier s are required toworki n  anyk ind  of w ea ther, d a ylig ht or dark  and carrythreebund les o f mail(l etters  in  o ne hand, m a gazines i n the  otheran d ad ver tiseme ntsi n  a ma ilba g)  in  addition t op ar ce l s u p to  a to ta l of  70 lbs.M ail rout esa re outf it ted w ith an um b e r of scanp oin ts (m a i lbox barco d es)o nr andom  stree ts eve ry 30 t o  40  m inutes
 and_are available_in any amount up_to $1,000._Like_a bank_cheque,_money orders are_cashable only by_the recipient. Unlike a_personal bank check,_they_are prepaid and therefore cannot be returned because of insufficient funds. Money orders are_a_declining business_for_the_USPS, as companies like PayPal,_Venmo and others are offering_electronic replacements.

From_1911 to 1967, the Postal Service also operated_the_United States Postal_Savings System, not unlike a savings and loan association_with the amount of the deposit_limited.

A January 2014_report_by_the Inspector General of_the USPS suggested that the agency_could earn $8.9 billion per year_in revenue by providing financial services, especially_in areas where there are no_local banks but there is_a local_post office, and to customers_who currently do_not have_bank accounts.

Employment

The Postal_Service is the nation's second-largest civilian_employer., it employed_574,000 personnel, divided into offices, processing_centers,_and actual post_offices._The_United States_Postal Service would_rank_29th on_the_2010 Fortune 500 list, if considered_a_private company.

Labor unions representing USPS employees include:_The American Postal Workers_Union_(APWU), which represents postal_clerks and maintenance, motor vehicle,_mail equipment shops, material distribution centers,_and operating_services and_facilities services employees, postal nurses, and IT and accounting; the National_Association of Letter Carriers (NALC), which_represents city letter carriers;_the National_Rural_Letter Carriers' Association_(NRLCA),_which represents_rural letter carriers; and the National Postal_Mail Handlers_Union (NPMHU).

USPS employees are divided into_major crafts according to_the_work they engage in:

 Mail carriers,_also referred to as mailmen or_letter carriers, prepare and deliver_mail_and_parcels. They are divided into_two categories: City Letter Carriers, who_are represented by_the NALC, and Rural Letter Carriers, who_are_represented by the NRLCA. City Carriers_are_paid hourly with automatic overtime paid_after_8_hours or 40 hours a_week of duty. City Carriers are_required to work in any kind of weather, daylight_or dark and_carry three bundles of mail_(letters_in_one hand, magazines in the other and advertisements in a_mailbag) in_addition to parcels_up to a total of 70 lbs. Mail routes are outfitted_with a number of scanpoints (mailbox barcodes)_on random streets every 30 to 40 minutes