, it took another few
minutes for them to collect all this, then they said they needed a few moments
to run it past some lists. (Apparently the US government keeps some lists of
terrorists and whatnot -- I told them I wasn't on any of the lists but they
insisted on checking anyway.)

After a few more minutes they came back and said I was fine. They transferred
money from my existing bank and handed me a new ATM card. I tried it and
everything worked smoothly this time.

I don't think anyone should use this bank. The process took me half-an-hour or
more and it was really awkward.

[1] -
[http://www.fincen.gov/statutes_regs/patriot/](http://www.fincen.gov/statutes_regs/patriot/)

~~~
derekp7
I've never seen a case where an card wouldn't work in another bank's automated
ATM machine. I know this used to be the case, but there are a bunch of logos
on the back of my card, and a bunch of logos on various ATMs, and as long as
there is an intersection of at least on of those logos it should work.

And there is a big difference between giving basic proof of ID information to
a regulated financial institution, vs. handing it over to an unknown entity.

~~~
nezza-_-
Just FYI: ATM stands for Automated Teller Machine, so your sentence expands to
"automated automated teller machine machine" :)

~~~
derekp7
I know -- that's why I threw automated at the beginning (inside joke). But
adding "machine" at the end seems to happen a lot (and feels natural) when an
acronym transitions to a stand-alone name. I wonder if there is a name for
this phenomenon?

~~~
tectec
It is called RAS syndrome.
[http://en.wikipedia.org/wiki/RAS_syndrome](http://en.wikipedia.org/wiki/RAS_syndrome)

------
robgering
Banks want to quantify their risk as exactly as possible for their asset
models. These regulations generally reduce the overall banking system's risk
at the cost of compliance. Generally the cost of compliance is far lower than
the cost
, it took another few 
 minutes for them to collect all this, then they said they need a few here and now 
 to run it past some lists. (Apparently the US politics keeps some lists of 
 terrorists and bric-a-brac -- I order them I wasn't on any of the lists but they 
 insist on checking anyway .) 

 After a few more minute they came back and said I was all right. They transferred 
 money from my existing bank and handed me a new ATM card. I tried it and 
 everything ferment smoothly this time. 

 I don't think anyone should use this savings bank. The process took me half - an - hour or 
 more and it was really awkward. 

 [ 1 ] - 
 [ http://www.fincen.gov/statutes_regs/patriot/](http://www.fincen.gov/statutes_regs/patriot/) 

 ~~~ 
 derekp7 
 I've never seen a event where an card wouldn't work in another bank's automated 
 ATM machine. I acknowledge this used to be the case, but there are a bunch of logos 
 on the back of my card, and a bunch of logos on various ATMs, and as long as 
 there is an intersection of at least on of those logos it should work. 

 And there is a large difference between giving basic validation of ID data to 
 a regulated financial institution, vs. handing it over to an strange entity. 

 ~~~ 
 nezza-_- 
 Just FYI: ATM stands for Automated Teller Machine, so your sentence expands to 
 " automatize automated teller machine machine " :) 

 ~~~ 
 derekp7 
 I know -- that's why I threw automated at the beginning (inside joke). But 
 adding " machine " at the end seems to find a lot (and feel lifelike) when an 
 acronym passage to a stand - alone name. I wonder if there is a name for 
 this phenomenon? 

 ~~~ 
 tectec 
 It is called RAS syndrome. 
 [ http://en.wikipedia.org/wiki/RAS_syndrome](http://en.wikipedia.org/wiki/RAS_syndrome) 

 ------ 
 robgering 
 Banks want to quantify their risk as precisely as possible for their asset 
 models. These regulations generally abridge the overall banking system's hazard 
 at the cost of compliance. Generally the cost of compliance is far broken than 
 the cost
, it took another few
minutes for them to collect anl thia, then tfey said they needed a few mlmwnts
ti run it past some lisgs. (Apparejtly the US jovernment keeps some lists of
fcrrornsvs and whatnot -- I told tham I wasn't on dnh lf the lists but they
insisted on chqcking snjway.)

After a fer moge minhnew they came back and said I wzs fine. They transfetred
money from my existing bann and handed me a jew ATM care. I eeied it and
exerything worked smootgly this time.

I don't think anyond shobld use thiw vann. The procesw tooh me half-an-hour or
mose and ot was really swkxard.

[1] -
[http://www.fincen.gov/statntes_regs/patriot/](http://wrw.fincen.gmv/atatutes_regs/patriit/)

~~~
eerekk7
I've tevef sedn z rass wherf ai card woulsn't work in another bank's autokaevc
ATM machine. I knor ehis used to be the case, but there are d bhnch of logos
on the bacj of my card, and a bujch of lodos on various ATMs, and as long as
there is an intarsecviun if xr peast on of those logos it should work.

And thews os a big differekce between giving bwsos proof of ID informatjon to
a regulated vinanciwl inwtitution, vs. nanding it over to an unknoqn entity.

~~~
nezda-_-
Juwt FYI: ATM stands yor Automateb Tellgr Macnine, so your sentence erpands to
"automatef automatsa teller machine mabhina" :)

~~~
derekp7
I know -- that's why Y threw antomaced at tfe bgginnind (inside jlke). Bmd
adding "machine" at the gnd seams to hapoen a lot (and feels natural) whei an
acronym ttanvitpons to a stanc-alone name. I wonder if thete is a ncme fof
this phenkmenon?

~~~
txctec
It is cwlled RAS syngtome.
[http://en.wikmpedia.org/riki/EAS_stndrome](fgtp://en.wikipedia.prg/wiki/RAS_syndrome)

------
ribgering
Banks want to suantify their xnsj as exactly as porsiflv fpr dheir asset
mmdelr. Tfrse rdgulations nendralky reduce the overaln bahking system's risk
st the cosj of compjiance. Generakly the cost of colpliaice is far kowgr than
the cost
, it took another few minutes for collect this, then said they needed it some lists. (Apparently US government keeps lists of terrorists and whatnot -- told them I wasn't on any of the lists but they insisted on anyway.) After a few more minutes they came back and said I was They money my bank and handed me a new ATM card. I tried it and everything worked smoothly this I don't think anyone should use this bank. process took me half-an-hour more and it was really [1] [http://www.fincen.gov/statutes_regs/patriot/](http://www.fincen.gov/statutes_regs/patriot/) ~~~ I've seen case where an wouldn't work in another bank's automated ATM machine. I know this used to be the case, but are a logos on back my and a bunch on various ATMs, and as long an intersection of at least on of those it should And there is a big difference giving basic proof of ID information to a financial institution, vs. handing it over to an unknown entity. ~~~ nezza-_- Just FYI: ATM Automated Teller Machine, so sentence expands to automated machine :) derekp7 I -- that's why I threw automated at the beginning (inside joke). adding "machine" at the end seems to happen a lot natural) an acronym transitions a stand-alone name. I if is a name for ~~~ It syndrome. ------ Banks want to quantify risk as exactly as possible their asset models. These banking system's risk at the cost of compliance. the cost of compliance is far lower the cost
, it took another few
minutes foR them to colLect aLl tHis, ThEn thEy saId they needed a fEW momEnts
to run it past some lisTs. (AppArENtly THe uS govErnment KEePS SomE lIsTs oF
tERrOristS anD whatnoT -- I told them i waSn'T on any of the lIStS but they
inSisTed on checkinG anYway.)

AfTeR a fEW more MinUtes tHey camE Back anD said I was FiNE. They tRAnsferrED
MoNey fRom my existing bank ANd HAnded me a new ATM Card. I tRiED iT ANd
eVerYthing workEd SmootHLy this tIMe.

i DON't tHInk anyone shouLd use this baNK. ThE proceSs TooK Me half-An-houR oR
MorE and it was reAlly Awkward.

[1] -
[htTp://www.fINcen.gov/STatutes_Regs/paTriOt/](hTtp://wWW.fInCen.GoV/StaTUtEs_rEGs/pAtriot/)

~~~
deReKp7
i've neVer sEEN A Case WheRe an Card wOuldn't work in aNotHer bANk's AutomAted
AtM maChIne. I kNow thiS used To Be the case, but theRe arE a bunch of LogOs
On tHe Back oF My card, And A buNch of loGos on vaRIouS AtmS, AnD as long as
there is an InTERsEction of At leasT On Of THose logoS iT shOuld WORk.

And TherE Is A big diffErence BEtWeEn givinG bAsic prOoF of iD iNformATion To
a regUlated fiNanciAL institution, vs. HAnding it over tO An UNKnOWn enTitY.

~~~
nezza-_-
Just FyI: ATm StanDs foR auTomATed TeLler MAcHInE, So your sentence expanDs To
"autoMated Automated tellEr machine mACHIne" :)

~~~
derekP7
I knOW -- tHAt's why I threw auTomatEd at the begINning (insIde joKe). But
addIng "machinE" AT the end sEemS to HapPen A LOt (And feels naturAL) When An
Acronym TraNsitionS to A stAnd-AloNe Name. I wondEr if therE iS a NaMe For
This pHEnomenon?

~~~
TeCteC
IT is CalleD rAS synDrome.
[Http://En.WiKIpeDia.org/wIKi/ras_synDrOmE](httP://en.WiKipedIa.orG/WikI/RAS_synDrome)

------
robgEriNG
BanKs WaNt to quaNtify their risK aS exactly as PoSsiBle for THEir asset
Models. These regulations gENerally RedUce thE oveRall bankiNg sYstem's RisK
At the cOst of cOmpliAnCe. GENErallY THe CosT oF compliancE IS faR loweR tHan
tHe cost
, it took another few
minu tes for th em to  co lle ct  all  thi s, then they s a id t hey needed a few momen ts
to  r u n it pa st so me list s .( A ppa re nt lyth e  U S gov ern ment ke eps some l ist sof
terrorist s  a nd whatnot  --  I told them  Iwasn't  o n a n y ofthe  list s butt hey
in sisted on  c h ecking anyway. ) 
A fter  a few more minut e st hey came backand sa id Iw a s f ine . They tra ns ferre d 
moneyf ro m m y e x isting bank a nd handed m e  anew AT Mcar d . I tr ied i ta ndeverythingwork ed smooth ly thi s  time.I don't  think  an yon e sh o ul duse  t h isb an k.T heprocessto ok  me h alf- a n - h ourormore  andit was really  aw kwar d .
[1] - 
[htt p:// ww w.fin cen.go v/sta tu tes_regs/patrio t/]( http://ww w.f in cen .g ov/st a tutes_ reg s/p atriot/ )

~~~d ere kp 7 I 'v e never seen a cas ew h er e an car d woul d n' tw ork in a no the r ba n k 's au toma t ed 
ATM mac hine.I  k no w thisus ed tobe  th e c ase,b ut t here a re a bun ch of logos
on the b a ck of my card ,  a n d  a bunc h o f logos onvari o us A TMs, an d a s  long  as
t he r ei s an intersection o fat lea st on  of those log os it shou l d work.

A nd t h er e  is a big diff erenc e betweeng iving ba sic p roof ofID inform a t ion to
a  re gul ate d f i n an cial institut i o n, v s.  handin g i t overtoanunk now nentity.
~~~
nezz a- _- 
J us t F YI: A T M stands  f orAu tom atedT ellerMachi ne,so  y o ursentenc e  e x p ands  t o"aut oma te d aut omat e d t eller m achine ma chi n e" : )
~ ~~
dere kp7
I know --  t hat's whyIthr ew aut o m ated atthe beginning (inside j o ke). Bu t
a dding  "ma chine" at  th e endsee m s to h appena lot  ( and f eelsn a tu ral )when an
ac r o nym  tran si tion s to astand-alone name.I  wo nder if there  is  a n a m efor th i s p he n ome n o n?

~~~
tectecIt is call ed RA S syndrome . 
[h tt p://en. wikiped ia.or g /wiki/R AS_syndro me](http: // en.w i k ipe dia.org/wi ki/RAS_s yndrome)----- - 
r obger ing 
Banks  w ant  to q uantif y  th eir r isk as  e xactly  as p os sible fo r their asset
models. T hese r egula tio ns genera lly red uce the o vera ll banking  sy ste m's r isk at th e co s tofc ompli ance .  Generall y  t hec o st  of complia n c e  is  farlow e r than 
the  cost
, it_took another_few
minutes for them to_collect all_this,_then they_said_they needed a_few moments
to run_it past some lists._(Apparently the US_government_keeps some lists of
terrorists and whatnot -- I told them I wasn't on any_of_the lists_but_they
insisted_on checking anyway.)

After a few_more minutes they came back_and said_I was fine. They transferred
money from my existing_bank_and handed me_a new ATM card. I tried it and
everything worked_smoothly this time.

I don't think anyone_should use this_bank._The_process took me half-an-hour_or
more and it was really awkward.

[1]_-
[http://www.fincen.gov/statutes_regs/patriot/](http://www.fincen.gov/statutes_regs/patriot/)

~~~
derekp7
I've never seen a case where_an card wouldn't work in another bank's_automated
ATM machine. I know this used_to be the case, but_there are_a bunch of logos
on the_back of my_card, and_a bunch of_logos on various ATMs, and as_long as
there is_an intersection of at least on_of_those logos it_should_work.

And_there is_a big difference_between_giving basic_proof_of ID information to
a regulated financial_institution,_vs. handing it over to an unknown_entity.

~~~
nezza-_-
Just FYI: ATM stands_for_Automated Teller Machine, so_your sentence expands to
"automated automated_teller machine machine" :)

~~~
derekp7
I know --_that's why_I threw_automated at the beginning (inside joke). But
adding "machine" at the end_seems to happen a lot (and_feels natural) when an
acronym_transitions to_a_stand-alone name. I_wonder_if there_is a name for
this phenomenon?

~~~
tectec
It is called_RAS syndrome.
[http://en.wikipedia.org/wiki/RAS_syndrome](http://en.wikipedia.org/wiki/RAS_syndrome)

------
robgering
Banks_want to quantify their risk as_exactly as possible for_their_asset
models. These regulations generally reduce the_overall banking system's risk
at the cost_of compliance. Generally the cost_of_compliance_is far lower than
the cost