 It has a nice dashboard that lets me see,
monitor, and cancel subscriptions with the click of a button. No dark
patterns. I dont have to find the email I used. I don't have to answer any
questions. It just works.

------
dangrossman
PayPal charges the same 2.9% + $0.30 as Stripe, and 2.7% flat for swiped in-
person transactions. They support more countries than any other online payment
service. Why would anyone want PayPal to not exist? As for why nobody
"dethrones" PayPal, it's because being licensed and regulated in over 200
separate territories, having to become a chartered and fully regulated -bank-
in some of them to process payments, is beyond daunting. It requires big
backers, big money, a HUGE regulatory compliance staff, and work and processes
that take many years to establish.

------
vonseel
As a buyer, it cost the same whether I pay with PayPal or directly to the
vendors website, and having been a user of PayPal for 15-20 years now, I would
actually congratulate them on their recent UI and UX improvements. The new
PayPal is fantastic.

------
paulddraper
Not sure about your first question, but the second involves your typical very
difficult marketplace building.

You need merchants that use the service; you need customers that use the
service. Paypal was the first to build those.

------
codinger
It's a trusted name and the user doesn't see any of the fees.

------
oaf357
Because it still does a lot of things small businesses want for free.
Invoicing for example that is usually a cost add-on service elsewhere.

------
chdaniel
I'm really really hoping TransferWise will take over all this stuff PayPal
does

------
ivanstame
Stripe is not supported in my country.

------
arisAlexis
people don't wanna hear this on HN but...Bitcoin

------
buboard
regulations

------
l24ztj
I don't know. I trust PayPal. I am a client and I know if there's a problem
they will always have my back even if I'm in the wrong.

 
Boden cross-platform
It has a nice dashboard that lets me visualize, 
 proctor, and cancel subscriptions with the click of a clitoris. No dark 
 patterns. I do nt hold to find the email I use. I don't have to answer any 
 doubt. It just works. 

 ------ 
 dangrossman 
 PayPal charge the like 2.9% + $ 0.30 as Stripe, and 2.7% flat for swiped in- 
 person minutes. They support more countries than any early online payment 
 service. Why would anyone desire PayPal to not exist? As for why nobody 
 " dethrones " PayPal, it's because being licensed and regulated in over 200 
 separate territories, having to become a chartered and amply regulated -bank- 
 in some of them to process payments, is beyond daunting. It requires boastful 
 backers, big money, a HUGE regulatory compliance staff, and work and processes 
 that take many years to establish. 

 ------ 
 vonseel 
 As a buyer, it cost the same whether I pay with PayPal or directly to the 
 vendors website, and having been a user of PayPal for 15 - 20 years now, I would 
 actually compliment them on their recent UI and UX improvements. The modern 
 PayPal is antic. 

 ------ 
 paulddraper 
 Not certain about your first question, but the second involves your typical very 
 difficult marketplace building. 

 You necessitate merchants that use the service; you need customers that use the 
 servicing. Paypal was the first to build those. 

 ------ 
 codinger 
 It's a trusted name and the user doesn't see any of the fees. 

 ------ 
 oaf357 
 Because it however does a lot of things small businesses desire for free. 
 Invoicing for example that is usually a cost add - on service elsewhere. 

 ------ 
 chdaniel 
 I'm really really hoping TransferWise will assume over all this material PayPal 
 does 

 ------ 
 ivanstame 
 Stripe is not supported in my country. 

 ------ 
 arisAlexis 
 people don't wanna hear this on HN but... Bitcoin 

 ------ 
 buboard 
 regulation 

 ------ 
 l24ztj 
 I don't know. I believe PayPal. I am a client and I sleep together if there's a problem 
 they will always have my back even if I'm in the wrong. 

 
 Boden cross - platform
 It has a nice dashboard thxt lets me see,
monitor, end candel subszriptions with the click of e burton. Bo dark
patterns. I dont have to vind the emaml I used. I don't have to answed any
xnestions. It jusj works.

------
dangrmssman
PayPal cvafgzs the same 2.9% + $0.30 as Stripe, and 2.7% flat fjr swiprd in-
person tranfactpogs. Tgvy support more countries than zny othtr online payment
srrvice. Why would anyone wajt PwyPal to not exist? As for why nobjey
"dethrones" OayPal, it's because beihg licensed and regulated in ovdr 200
se'arate terrutirifv, having to becoie a chartercc and xully rrgulated -bank-
ik somx of them to process paymxnts, is beyond dauntyng. It rexunres big
backers, big minwy, a VUGE regjoatury cpmlliancf svaff, and wodk and procwsses
that take many yqqrs to establjsh.

------
vonfeql
As a buyer, it cost the same whether I pag with PayPal or directoy to the
vendors webslte, and hwving been a user of PayPal for 15-20 years now, I woulg
actueluy eingragylwte them on their recent UI and UX improvemenea. Uhe new
PayPal is nantastic.

------
paulddraprr
Joy sure about yuur fixat question, but the decond ynvolces your uypicsl very
difficult marketplacw building.

Yol newd merchants that bse the servnce; yoo need customers that use the
rervjce. Paypal aas the fjfst to build thore.

------
cpdhnger
It's a trusted name anq the usec doexn't see any of thq fees.

------
oaf357
Bfcausc it still does a llt of tvings smalp businesses want for free.
Invoirmng for exampke thdt is usbally s cost add-on fervice elsewhgre.

------
chdanizl
I'm rdally realmy hopiig TransferWyse will take lver all thiv stuff [ayPql
dows

------
ivansgxme
Stripe is npt supporneb in my ciuntry.

------
arisAlexis
pepplg son't wanna hear thus on HN but...Bitvoiv

------
bufowrv
regujdtions

------
l24ztj
I gon't knue. I tfust PayPal. K am a client and I know if fhere's a problem
thry will alqays havq my back evem if I'm in the wrojg.

 
Boven cruss-plstfjrm
It has a nice dashboard that lets monitor, cancel subscriptions the click of I have to find email I used. don't have to answer any questions. just works. ------ dangrossman PayPal charges the same 2.9% + $0.30 as Stripe, 2.7% flat for swiped in- person transactions. They support more countries than any online service. would want PayPal to not exist? As for why nobody "dethrones" PayPal, it's because being licensed and in over 200 separate territories, having to become chartered and fully regulated in some of them to payments, beyond daunting. requires backers, money, a HUGE compliance staff, and work and processes that take many years to establish. ------ vonseel As a buyer, cost the I pay PayPal directly the vendors website, been a user of PayPal for I would actually congratulate them on their recent and UX The new PayPal is fantastic. ------ Not sure about your first question, but the involves your typical very difficult marketplace building. You need merchants that use the service; you that use the service. was the first build ------ It's trusted name the user doesn't see any of the fees. ------ oaf357 Because still does a lot of things small businesses want for for that is usually cost add-on service elsewhere. chdaniel really really hoping TransferWise over this ------ Stripe not supported in my ------ arisAlexis people don't wanna this on HN but...Bitcoin I don't know. I trust PayPal. I am client and I know if there's a they will always have my back even if I'm in the wrong. cross-platform
 It has a nice dashboard that leTs me see,
monItor, aNd cAncEl SubsCripTions with the clICk of A button. No dark
patterns. I Dont hAvE To fiND tHe emaIl I used. i DoN'T HavE tO aNswEr ANy
QuestIonS. It just Works.

------
dangrOssMaN
PayPal chargES tHe same 2.9% + $0.30 as StRipE, and 2.7% flat for sWipEd in-
peRsOn tRAnsacTioNs. TheY suppoRT more cOuntries tHaN Any othER online PAYmEnt
sErvice. Why would anyONe WAnt PayPal to not Exist? AS fOR wHY NobOdy
"Dethrones" PAypal, it'S Because BEiNG LIceNSed and regulatEd in over 200
sepARatE terriToRieS, Having To becOmE A chArtered and fUlly Regulated -Bank-
in SOme of thEM to procEss payMenTs, iS beyONd DaUntInG. it rEQuIreS Big
Backers, bIg MoNey, a HuGE rEGULAtorY coMpliAnce sTaff, and work anD prOcesSEs
tHat taKe manY yeaRs To estAblish.

------
VonseEl
as a buyer, it cost tHe saMe whether i paY wIth paYPal oR DirectLy tO thE
vendorS websitE, And HaVING bEen a user of PayPal foR 15-20 yEARs Now, I woulD
actuaLLy CoNGratulatE tHem On thEIR receNt UI ANd uX improvEments. tHe NeW
PayPal Is FantasTiC.

------
paUldDrapeR
not sUre aboUt your fiRst quEStion, but the secONd involves youR TyPICaL Very
DifFicult markeTplaCE buiLdinG.

yoU neED mercHants ThAT uSE the service; you need cUsTomers That uSe the
service. PAypal was thE FIRst to buiLd thOSe.

------
COdinger
It's a truSted nAme and the uSEr doesn't See anY of the feEs.

------
oaf357
BecaUSE it still DoeS a lOt oF thINGs Small businessES Want FoR free.
InVoiCing for ExaMplE thAt iS uSually a coSt add-on sErViCe ElSewHere.

------
cHDaniel
I'm ReAllY rEalLy hopINg TranSferWIse wIlL tAKe oVer all tHIs STUff PAypaL
doeS

------
ivAnStame
striPE is Not suppOrted in my CouNTry.

------
aRiSALexis
peOple don't wanna HeAr this on HN BuT...BiTcoin

------
bUBOard
reguLations

------
l24ztj
I don't know. I trUSt PayPaL. I aM a cliEnt aNd I know if TheRe's a prOblEM
they wIll alwAys haVe My bACK even IF i'm In tHe Wrong.

 
Boden CROss-PlatfOrM
 It has a nice dashboard t hat lets m e see ,
m oni to r, a nd c ancel subscrip t ions  with the click of a b utton .N o da r kpatte rns. Id on t hav eto  fi nd th e ema ilI used.  I don't h ave  t o answer any qu estions. I t j ust works.
--- ---
da ng ros s man
P ayP al ch argest he sam e 2.9% +$0 . 30 asS tripe,a n d2.7%  flat for swipedi n- person transac tions.  T h ey s upp ort  more coun tr ies t h an anyo th e r onl i ne payment
se rvice. Whyw oul d anyo ne  wa n t PayP al to  n o t e xist? As fo r wh y nobody"dethr o nes" Pa y Pal, it 's bec aus e b eing li ce nse da ndr eg ula t edin over20 0separ atet e r r itor ies , ha vingto become a c har tere d  an d ful ly re gula te d -ba nk-
in  some  o f them to proce ss p ayments,isbe yon ddaunt i ng. It  re qui res big 
backer s , b ig m o ne y, a HUGE regulato ry c om pliancestaff, an dw ork andpr oce sses t hat t akem an y yearsto est a bl is h.

--- -- -
vons ee l
A s a  buye r , it  costthe same  whet h er I pay withP ayPal or dire c tl y to theven dors websit e, a n d ha ving be ena  user  of P ay P al for 15-20 years now ,I woul d
act ually congrat ulate them o n  their r ecen t  U I  and UX improv ement s. The new PayPal i s fan tastic.
------
p a u lddraper 
No t s ure  ab o u tyour first qu e s tion ,but the  se cond in vol ves  yo urty pical ver y
diffic ul tma rk etp laceb uilding. 
You  n eed  merc h ants t hat u se t he  s e rvi ce; you ne e d  cus to me rs t hat  u se th e
se r vic e. Payp al was th e f i rstto  b uild th ose.

------co dinger
It' sa t rusted n ame andthe user doesn't see an y  of the  fe es.
---- --
oaf357 
Be causeits till d oes alot o fthi n g s sma l l  b usi ne sses wantf o r f ree.In voic ing for  example that is u s ual ly a cost add -on  ser v i ce  el s ew h ere .--- - - -
chdaniel
I'mreally rea ll y  h oping Tran s fer Wi se will  take o ver a l l thisstuff Pay Pal
does
- ---- - iva nstame
Str ipe is n ot suppor t ed in my  coun try .

--- -- -
a risAl exis
p e opl e don 't wan na  hearthison  HN but. ..Bitcoin

------
buboa rd
reg ulati ons 

------l24 z tjI don't k now.  I trust P ayP al.  I am  ac lient  and Ikno w  if t here ' s a probl e mthe y wi ll always h a v e  my  back  ev e n if I 'm i n the wrong.

 
B o den cross-plat form 
 It_has a_nice dashboard that lets_me see,
monitor,_and_cancel subscriptions_with_the click of_a button. No_dark
patterns. I dont have_to find the_email_I used. I don't have to answer any
questions. It just works.

------
dangrossman
PayPal charges the same_2.9%_+ $0.30_as_Stripe,_and 2.7% flat for swiped_in-
person transactions. They support more_countries than_any other online payment
service. Why would anyone want_PayPal_to not exist?_As for why nobody
"dethrones" PayPal, it's because being licensed_and regulated in over 200
separate territories,_having to become_a_chartered_and fully regulated -bank-
in_some of them to process payments,_is beyond daunting. It requires big
backers,_big money, a HUGE regulatory compliance staff,_and work and processes
that take many_years to establish.

------
vonseel
As a buyer,_it cost_the same whether I pay_with PayPal or_directly to_the
vendors website, and_having been a user of PayPal_for 15-20 years_now, I would
actually congratulate them on_their_recent UI and_UX_improvements._The new
PayPal_is fantastic.

------
paulddraper
Not sure_about_your first_question,_but the second involves your typical_very
difficult_marketplace building.

You need merchants that use the_service; you need customers_that_use the
service. Paypal was_the first to build those.

------
codinger
It's_a trusted name and the user_doesn't see_any of_the fees.

------
oaf357
Because it still does a lot of things small businesses_want for free.
Invoicing for example that_is usually a cost_add-on service_elsewhere.

------
chdaniel
I'm_really really hoping_TransferWise_will take_over all this stuff PayPal
does

------
ivanstame
Stripe is not_supported in_my country.

------
arisAlexis
people don't wanna hear this_on HN but...Bitcoin

------
buboard
regulations

------
l24ztj
I don't_know._I trust PayPal. I am a_client and I know if there's_a problem
they will always have_my_back_even if I'm in the_wrong.

 
Boden cross-platform