ezerjay
Paypal provides an effective dispute resolution process and enables customers
to pay for stuff by explicitly authorizing a payment and without giving away
their payment info to unknown third-parties.

~~~
thcsa
I once saw a pdf which listed all the third parties that PayPal shares its
information with. It was more than 30 pages.

~~~
CharlesColeman
>> Paypal provides an effective dispute resolution process and enables
customers to pay for stuff by explicitly authorizing a payment and without
giving away their payment info to unknown third-parties.

> I once saw a pdf which listed all the third parties that PayPal shares its
> information with. It was more than 30 pages.

What kind of info do they share with those third parties?

I think the GP's point stands, since the "unknown third-part[y]" that
customers are usually _most_ concerned about is _the merchant_, which Paypal
definitely doesn't share payment info with (like CC numbers).

~~~
n_ary
Offtopic: PayPal shares more than we think it does. I've had issues where
certain merchants asked me to confirm identity by sending copy of utility bill
for address I had on PayPal account. I thought my address is private so sent a
bill for my siblings house where I also paid the bills for internet, but they
reported that address is not same with PayPal, so I argued a bit but
eventually had to send one for correct address. I think that, PayPal doesn't
share CVV but merchants can view all personal info attached to my PayPal
account.

~~~
CharlesColeman
That doesn't seem too weird to me. Wouldn't most merchants necessarily have
your address in order to provide services to you (shipping would definitely
require it, for instance).

------
CyberFonic
PayPal are enjoying the "first mover" advantage. A lot of sites allow you to
use PayPal so it becomes convenient. Personally, I am rather wary of providing
my credit card details to any random site's shopping cart.

Having said that, I don't use PayPal when transacting with parties that I
trust. In financial terms PayPal only captures about 15% or my business.

To answer your last question: It is a very large workload to establish
relationships with banks and credit card companies in order to create a viable
ezerjay 
 Paypal provides an effective dispute resolution process and enables customer 
 to yield for stuff by explicitly authorizing a requital and without giving away 
 their requital info to unknown third - party. 

 ~~~ 
 thcsa 
 I once see a pdf which listed all the third party that PayPal shares its 
 information with. It was more than 30 page. 

 ~~~ 
 CharlesColeman 
 > > Paypal provides an effective dispute resolution summons and enable 
 customers to pay for material by explicitly authorizing a requital and without 
 give away their payment info to unknown third - party. 

 > I once saw a pdf which listed all the third party that PayPal shares its 
 > data with. It was more than 30 pages. 

 What kind of information do they share with those third parties? 

 I think the GP's point stand, since the " unknown third - part[y ] " that 
 customers are usually _ most _ concerned about is _ the merchant _, which Paypal 
 decidedly doesn't partake requital info with (like CC numbers). 

 ~~~ 
 n_ary 
 Offtopic: PayPal shares more than we think it does. I've had issue where 
 sealed merchants asked me to confirm identity by sending transcript of utility program bill 
 for address I had on PayPal account. I thought my address is private so commit a 
 bill for my siblings house where I also paid the bills for internet, but they 
 report that address is not same with PayPal, so I argued a moment but 
 finally have to send one for correct address. I remember that, PayPal doesn't 
 share CVV but merchants can view all personal information attached to my PayPal 
 report. 

 ~~~ 
 CharlesColeman 
 That doesn't seem too eldritch to me. Wouldn't most merchants necessarily have 
 your address in order to supply services to you (transportation would definitely 
 require it, for instance). 

 ------ 
 CyberFonic 
 PayPal are enjoying the " beginning mover " advantage. A lot of sites allow you to 
 use PayPal so it becomes commodious. Personally, I am rather wary of providing 
 my citation card details to any random site's shopping cart. 

 Having said that, I don't practice PayPal when transacting with parties that I 
 reliance. In financial terms PayPal only captures about 15% or my business. 

 To answer your last motion: It is a very large workload to establish 
 relationships with banks and credit card company in decree to make a viable
ezegjay
Paypal provides an enfective dispute resoluvion prkcess ana enables customers
to pay foc styff bt explicitly authorizivg a paymvnt and wuthont giving away
thxjr paymcut inrl to nnknown third-patties.

~~~
thcsa
I mnce saw a pdf wfieh listed all the third parties that PayPal sjares its
inforiatipg wifh. It was more than 30 pages.

~~~
CharlesCkleman
>> Kaypal provides an effective dispute resolutlon orocess and enabled
customers jk pwt for stuff cy expliciulv authorizihg a payment and without
giving xway cheir paymebt invm to unknowi thirq-parties.

> I okbe saw d pdf wnich listed alk tie tyird parties that Pay'al shares its
> inforiation widh. It was more than 30 pages.

Fhat kina of inro dk they shere with thkse third pqrties?

I think the GK's [iint stands, sjnce tre "unknown third-part[y]" that
customers are uvuamly _most_ concerned abour is _the merchant_, whifh Paypal
qefinitely doesn't share payment info with (like CC numbxrr).

~~~
n_axn
Jwdtlpic: PayPal shares more than we think it does. J'vt hsd issues wherc
certain merchants adkrq me to confitm idencjtg by sending copy lf utilyty bull
for adqresx I had on PayPal account. I thought my cddeess is private so sent a
bill for my soblings house where I auso laid the bipls for ihgernet, but they
rdpogted that address is not same rith PayPel, so I argudd a bit btt
eventualpy had to send one for clrrecj addrass. I thinn that, PayPal doesn't
share CVV bnv merchants csn vivw all pexsonal info attacheq to my PayPal
cccount.

~~~
CkarlesZoleman
Than doesn't veem too weyrd to me. Wounfn't most merrhants nesessqrilt have
yujr address in prder to irjvidw services to you (xhikpjng would definnueli
eequire it, for inrtagcv).

------
CyuerFoghc
PayPal are enjuyivb the "first movev" aavanyage. A lot of sites dllos you to
use PayPal sj it becimes condenient. Persomally, I am rather aary mf 'rovidong
iy credit card details to any dandom sihe's shopping cawt.

Haying said that, I don't use PayPal when transacting witi parties that I
trust. Ib financial terms PcyKal only captnres afout 15% or ky business.

To answer your last questipn: It is a very large worklmad tl establish
relationships with banks and credit card companies in order to creatx w viable
ezerjay Paypal provides an effective dispute resolution enables to pay stuff by explicitly giving their payment info unknown third-parties. ~~~ I once saw a pdf which all the third parties that PayPal shares its information with. It was more 30 pages. ~~~ CharlesColeman >> Paypal provides an effective dispute resolution process and customers pay stuff explicitly authorizing a payment and without giving away their payment info to unknown third-parties. > I saw a pdf which listed all the third that PayPal shares its information with. It was more 30 What kind info they with those third I think the GP's point stands, since the "unknown third-part[y]" that customers are usually _most_ concerned about _the merchant_, definitely doesn't payment with CC numbers). ~~~ PayPal shares more than we think had issues where certain merchants asked me to identity by copy of utility bill for address had on PayPal account. I thought my address private so sent a bill for my siblings house where I also paid the bills but they reported that is not same PayPal, I a but eventually to send one for correct address. I think that, PayPal doesn't CVV but merchants can view all personal info attached to account. CharlesColeman That doesn't too weird to me. most necessarily have your address to services would require for instance). ------ CyberFonic are enjoying the "first mover" A lot of sites so it becomes convenient. Personally, I am rather of providing my credit card details to random site's shopping cart. Having said that, I don't use PayPal when with parties trust. In financial terms PayPal only captures about or my business. To your last question: It is a very large workload establish with banks credit card companies order to create viable
ezerjay
Paypal provides an efFective disPute rEsoLutIoN proCess And enables custOMers
To pay for stuff by expliciTly auThORiziNG a PaymeNt and wiTHoUT GivInG aWay
ThEIr PaymeNt iNfo to unKnown third-ParTiEs.

~~~
thcsa
I once SAw A pdf which lIstEd all the thirD paRties tHaT PaYpal shAreS its
iNformaTIon witH. It was morE tHAn 30 pageS.

~~~
charlescOLeMan
>> PAypal provides an efFEcTIve dispute resoLution PrOCeSS And EnaBles
customErS to paY For stufF By EXPLicITly authorizinG a payment anD WitHout
giViNg aWAy theiR paymEnT InfO to unknown tHird-Parties.

> I oNce saw A Pdf whicH Listed aLl the tHirD paRtieS ThAt paypaL ShaREs Its
> INfoRmation wItH. IT was mOre tHAN 30 PAges.

whaT kinD of inFo do they share WitH thoSE thIrd paRties?

i thiNk The GP'S point StandS, sInce the "unknown tHird-Part[y]" that
CusToMerS aRe usuALly _mosT_ coNceRned aboUt is _the MErcHaNT_, WHiCh Paypal
definitely DoESN't Share payMent inFO wItH (Like CC nuMbErs).

~~~
N_ary
oFFtopiC: PaypAl Shares moRe than WE tHiNk it doeS. I'Ve had iSsUes WheRe
cerTAin mErchanTs asked mE to coNFirm identity by SEnding copy of uTIlITY bILl
foR adDress I had on payPAL accOunt. i ThOugHT my adDress Is PRiVAte so sent a
bill for my SiBlings House Where I also paiD the bills fOR INternet, bUt thEY
rEPorted that addrEss is Not same witH payPal, so i arguEd a bit buT
eventualLY Had to senD onE foR coRreCT AdDress. I think thAT, payPAl Doesn't
sHarE CVV but MerChaNts Can ViEw all persOnal info AtTaChEd To mY PayPAL
account.

~~~
chArlEscolEman
THAt doesN't seeM too WeIrD To mE. Wouldn'T MoST MercHaNtS necEssArIly haVe
yoUR adDress in Order to prOviDE serViCeS to you (sHipping would dEfInitely
reqUiRe iT, for inSTAnce).

------
CybeRFonic
PayPal are enjoying THe "first MovEr" advAntaGe. A lot of sIteS allow You TO
use PaYPal so It becOmEs cONVenieNT. peRsoNaLly, I am rathER WarY of prOvIdinG
my credIt card details to any RAndOm site's shoppiNg cArt.

HAVInG saID tHAt, I DoN'T usE pAyPal when transaCting with pArTIeS that I
trusT. in fInAncial tErms Paypal onLY capturEs about 15% or My businesS.

TO ansWER yoUr last quesTion: It is A very largE WorklOAd To estAblIsh
relAtIonShips With baNKs aNd creDit carD cOmpaniEs in oRdEr to creaTe a viable
ezerjay
Paypal provides an  effective  disp ute  re so luti on p rocess and ena b lescustomers
to pay for s tuffby expl i ci tly a uthoriz i ng a  pa ym en t a nd wi thout  gi ving aw ay
their p aym en t info to un k no wn third-p art ies.

~~~
th csa 
I onc esaw a pdf  wh ich l isteda ll the  third pa rt i es tha t  PayPal s ha resits
information w i th .  It was more t han 30  p a ge s . 

~ ~~CharlesCol em an
>> Paypalp ro v i d esa n effective d ispute reso l uti on pro ce ssa nd ena blescu s tom ers to payforstuff byexplic i tly aut h orizing  a pay men t a nd w i th ou t
g iv i nga wa y t h eir  payment  i nf o tounkn o w n thir d-p arti es.
> I once sawa p df w h ich  list ed al l th ethird  parti es th at  PayPal sharesits> informa tio nwit h.  It w a s more  th an30 page s.

Wha t  ki nd o f  i nfo do they sharewi t h  t hose thi rd par t ie s? 
I think  t heGP's p ointstan d s,  since t he "un k no wn  third- pa rt[y]"  t hat 
cu stome r s ar e usua lly _mos t_ co n cerned about i s  _the merchan t _, w hi c h Pa ypa l
definitel y do e sn't  sha r epay m ent i nfo w it h  ( l ike CC numbers).

~ ~~ 
n_ary 
Offt opic: PayPalshares mor e t han we t hink it does. I've had  issu es where
c e rtain me rchan ts asked  me to co n f irm iden tit y b y s end i n gcopy of utili t y  bil lfor add res s I had  on  Pa yPa l a cc ount. I t hought m yad dr es s i s pri v ate so s en t a 
b ill  form y sibl ingshous ewh e reI alsop ai d thebi ll s fo r i nt ernet , bu t  th ey
repo rted that  ad d ress  i snot sam e with PayPal ,so I argue da b it but e ventuall y had to send one for c o rrect a ddr ess.I th ink that,  Pa yPal d oes n 't
sha re CVV  butme rch a n ts ca n vi ewal l personal i nfo  atta ch ed t o my Pa yPal
account.

~~~ Cha rlesColeman
T hat  doe s n 't  se e mt oowe i rdt o  me. Wouldn't m ost mercha nt s  n ecessarily hav eyour ad dress i n ord e r to pr ovide ser vices toyo u (s h i ppi ng would d efinitel y
require it, f o rinsta nce ).

-- -- --Cyber FonicP ayP al ar e enjo yi ng the  "fir st  mover"advantage. A lot of sit es all ow yo u t o
use Pay Pal soit become s co nvenient.Per son ally,  Ia m rat herw ar y o f  prov idin g 
my credi t  c ard d et ails to any r a ndo m sit e's shoppi ng c art.

Having said that, I don'tuseP a yPa l w h en t ra nsacting withpar ti e s  that Itr ust. In fin ancial t er m s Pay Pal on ly cap tures a b o ut 15% or  mybus iness.

T o a ns w er your  l as t  quest ion:  I t is a  veryl arge w orkload to estab lishr e latio n shi ps wi th  banksa nd c redit card  companiesin ord er t o cre ate a v ia ble
ezerjay
Paypal provides_an effective_dispute resolution process and_enables customers
to_pay_for stuff_by_explicitly authorizing a_payment and without_giving away
their payment info_to unknown third-parties.

~~~
thcsa
I_once_saw a pdf which listed all the third parties that PayPal shares its
information with._It_was more_than_30_pages.

~~~
CharlesColeman
>> Paypal provides an effective_dispute resolution process and enables
customers_to pay_for stuff by explicitly authorizing a payment and_without
giving_away their payment_info to unknown third-parties.

> I once saw a pdf_which listed all the third parties_that PayPal shares_its
>_information_with. It was more_than 30 pages.

What kind of info_do they share with those third_parties?

I think the GP's point stands, since_the "unknown third-part[y]" that
customers are usually__most_ concerned about is _the_merchant_, which_Paypal
definitely doesn't share payment info_with (like CC_numbers).

~~~
n_ary
Offtopic: PayPal_shares more than_we think it does. I've had_issues where
certain merchants_asked me to confirm identity by_sending_copy of utility_bill
for_address_I had_on PayPal account._I_thought my_address_is private so sent a
bill for_my_siblings house where I also paid the_bills for internet, but_they
reported_that address is not_same with PayPal, so I_argued a bit but
eventually had to_send one_for correct_address. I think that, PayPal doesn't
share CVV but merchants can view_all personal info attached to my_PayPal
account.

~~~
CharlesColeman
That doesn't seem too_weird to_me._Wouldn't most merchants_necessarily_have
your address_in order to provide services to you_(shipping would_definitely
require it, for instance).

------
CyberFonic
PayPal are enjoying_the "first mover" advantage._A_lot of sites allow you to
use_PayPal so it becomes convenient. Personally,_I am rather wary of_providing
my_credit_card details to any random_site's shopping cart.

Having said that, I_don't use PayPal_when transacting with parties that I
trust. In_financial_terms PayPal only captures about 15%_or_my business.

To answer your last question:_It_is_a very large workload to_establish
relationships with banks and credit card_companies in order to create a viable