 are usually batched and sent out at the end of
the day, so they could edit the charge to the customer without incurring any
additional charges to their own merchant account.

~~~
reitzensteinm
Is that really the case? There has to be some kind of a transaction going on,
since the card can get declined with insufficient funds. Do they check whether
a transaction can proceed when you pay, and only then actually process the
transaction at night?

~~~
codyrobbins
Yeah, you can run an authorization transaction which only checks for
sufficient funds. It's what happens in a restaurant when you pay with a credit
card, get a receipt to sign, but can then add a tip to the total: a pre-auth
is done on the card when you give it to them initially, for the amount of the
bill plus some standard percentage, and the charge is actually run once they
have your signature and know the amount of the tip.

------
nate
For the folks thinking about the "they just don't want the hassle of changing
the order"/cash versus credit card thing, I could have also shared a very
similar example at Chipotle. Same girl, Stephanie, wanted a burrito bowl, but
wanted the onions and peppers added on top. Back then (not sure they still do
this) they always said, "that's a fajita burrito without the tortilla" and
instead of the $5 for the "bowl" she'd have to pay $7.

So I reminded her about the sub place. The next time she went to chipotle she
ordered the bowl, and then waited as they were making the thing and while it
was in the middle of the line, this time she would ask as an afterthought can
they add peppers and onions, and they never again raised the $7 versus $5
argument.

And if you know Chipotle, you pay AFTER your order is complete, so they could
have easily charged her extra without any hassle. But I believe just like the
ice cream example, since they already started making a bowl, they had it in
there head that they were committed to making the $5 bowl.

~~~
quellhorst
I think you mean a veggie bowl? According to their online ordering app,
peppers & onions are included. They charge extra for meat,
are usually batched and sent out at the end of 
 the sidereal day, so they could edit the cathexis to the customer without incurring any 
 additional charge to their own merchant report. 

 ~~~ 
 reitzensteinm 
 Is that really the case? There have to be some kind of a transaction going on, 
 since the card can get declined with insufficient funds. Do they check whether 
 a transaction can continue when you pay, and only then actually work the 
 transaction at night? 

 ~~~ 
 codyrobbins 
 Yeah, you can run an authorization transaction which only checks for 
 sufficient fund. It's what happens in a restaurant when you pay with a credit 
 menu, get a receipt to sign, but can then add a gratuity to the total: a pre - auth 
 is done on the card when you give it to them initially, for the amount of the 
 beak plus some standard percentage, and the charge is actually run once they 
 have your signature and know the amount of the tip. 

 ------ 
 nate 
 For the folks thinking about the " they just don't want the hassle of changing 
 the order"/cash versus credit card thing, I could have besides share a very 
 similar exercise at Chipotle. like girlfriend, Stephanie, wanted a burrito bowl, but 
 wanted the onions and peppers added on top. Back then (not indisputable they still do 
 this) they always said, " that's a fajita burrito without the tortilla " and 
 rather of the $ 5 for the " bowl " she'd have to pay $ 7. 

 So I remind her about the sub position. The next time she went to chipotle she 
 ordered the bowl, and then expect as they were making the thing and while it 
 was in the middle of the credit line, this time she would ask as an afterthought can 
 they add pepper and onions, and they never again raise the $ 7 versus $ 5 
 argument. 

 And if you acknowledge Chipotle, you pay AFTER your ordering is complete, so they could 
 have well charged her extra without any fuss. But I believe just like the 
 ice cream example, since they already started make a bowl, they had it in 
 there head that they were committed to making the $ 5 bowl. 

 ~~~ 
 quellhorst 
 I think you mean a veggie stadium? According to their online ordering app, 
 pepper & onions are included. They consign extra for meat,
 arf usually batched and sekt out at the enb of
the day, sk they cuuld edit the charge to the rustimer qithout incurring any
aaditional charges to uheir own merchanv accounb.

~~~
xeitzsksteium
Ms that really jhe case? These has to be smmd nind of a transaction going on,
since the catd can get decliged eyth jnsufficient funds. Do they check wgether
a transaction van proceed when you pay, ajd ojly then actually orocess the
jdanfqction at nieht?

~~~
codyrobbins
Yeah, you can run an authorization transxctiou which onli dhfwks for
suffmcient funds. It's wmst hap[ens in a restaurant ehei yoy pay with a credit
cacd, get a receipt to fign, but wau then add a tip to tye totan: a [re-ajrh
ir dknx oh the farv when you five it to rhem initially, for uhe qmount of the
gill pjuf some standard percentage, and the charce js actually run once thwy
have your signature and know the amount of the tip.

------
nate
For the folks thinking dbout ghe "tmey gysh don't want the hassle of changing
the order"/cafg fegsus credit card bhing, I could have apsp shared a veri
similax esample at Chipotle. Same gyrl, Srephanie, rantrd a burrito bowl, but
wanted the onions cnd peppers added on cop. Back theu (not xure yhey still do
this) they clways said, "that's a fajita currito without ghe tmrtilla" and
instead of the $5 for the "uowl" xhe'd haxe tp pay $7.

Fo I reminfed hcs about the sub plwce. Tke neft time shf went to chipotle she
ordered tix bowl, and thgn fained as thzy werc making the thyng and while nt
was in the oiddle of nhe line, vhis time shq would ask av an afterthonght can
trey qdd peppers xnd onions, and they nevvr agaun raised the $7 verxus $5
zrgument.

And if vuo know Chipotle, yoj pwy AHTER rmur order is comolegr, so ghey could
hcvd eaxily charged her extsa wjthout any hassle. Nub I beliece just jike the
ice cteam example, since they alceady xtatted making a bowl, they had it jn
there hfad that they wqre gommytted to mcking the $5 bowl.

~~~
quellhorst
I think you meai a veggie bowl? Accordibg to their online pvdering app,
pxppers & onions dre included. They chqrge extra for mest,
are usually batched and sent out at of day, so could edit the incurring additional charges to own merchant account. reitzensteinm Is that really the case? has to be some kind of a transaction going on, since the card get declined with insufficient funds. Do they check whether a transaction can proceed you and then process the transaction at night? ~~~ codyrobbins Yeah, you can run an authorization transaction which only for sufficient funds. It's what happens in a when you pay with credit card, get a receipt sign, can then a to total: a pre-auth done on the card when you give it to them initially, for the amount of the bill some standard the charge actually once have your signature the amount of the tip. ------ folks thinking about the "they just don't want hassle of the order"/cash versus credit card thing, could have also shared a very similar example Chipotle. Same girl, Stephanie, wanted a burrito bowl, but wanted the onions and peppers added Back then (not sure still do this) always "that's fajita without the and instead of the $5 for the "bowl" she'd have to $7. So I reminded her about the sub place. The she to chipotle she the bowl, and then as were making the thing it in the this she would ask as afterthought can they add peppers onions, and they never $5 argument. And if you know Chipotle, you AFTER your order is complete, so they have easily charged her extra without any hassle. But I believe just the ice since they already started making a bowl, they it in there head they were committed to making the $5 bowl. ~~~ I you mean veggie bowl? According their online ordering peppers & onions They charge for
 are usually batched and sent oUt at the end Of
the Day, So tHeY couLd edIt the charge to tHE cusTomer without incurring aNy
addItIOnal CHaRges tO their oWN mERChaNt AcCouNt.

~~~
REiTzensTeiNm
Is thaT really the CasE? THere has to be sOMe Kind of a traNsaCtion going on,
SinCe the cArD caN Get deCliNed wiTh insuFFicienT funds. Do tHeY Check wHEther
a tRANsActiOn can proceed when yOU pAY, and only then acTually PrOCeSS The
TraNsaction at NiGht?

~~~
coDYrobbinS
yeAH, YOu cAN run an authoriZation transACtiOn whicH oNly CHecks fOr
sufFiCIenT funds. It's whAt haPpens in a rEstaurANt when yOU pay witH a credIt
cArd, Get a REcEiPt tO sIGn, bUT cAn tHEn aDd a tip to ThE tOtal: a Pre-aUTH
IS donE on The cArd whEn you give it to TheM iniTIalLy, for The amOunt Of The
biLl plus Some sTaNdard percentage, And tHe charge iS acTuAllY rUn oncE They
haVe yOur SignatuRe and knOW thE aMOUNt Of the tip.

------
nate
For the FoLKS tHinking aBout thE "ThEy JUst don't wAnT thE hasSLE of chAngiNG
tHe order"/cAsh verSUs CrEdit carD tHing, I cOuLd hAve Also sHAred A very
sImilar exAmple AT Chipotle. Same gIRl, Stephanie, waNTeD A BuRRito BowL, but
wanted tHe onIOns aNd pePPeRs aDDed on Top. BaCk THeN (Not sure they still do
tHiS) they aLways Said, "that's a fajIta burrito WITHout the tOrtiLLa" ANd
instead of the $5 For thE "bowl" she'd hAVe to pay $7.

SO I remInded her About the sUB Place. The NexT tiMe sHe wENT tO chipotle she
oRDEred ThE bowl, anD thEn waiteD as TheY weRe mAkIng the thiNg and whiLe It
WaS iN thE middLE of the liNe, ThiS tIme She woULd ask aS an afTertHoUgHT caN
they adD PePPErs aNd OnIons, And ThEy nevEr agAIn rAised thE $7 versus $5
arGumENt.

AnD iF yOu know CHipotle, you pay aFtER your ordEr Is cOmpletE, SO they couLd
have easily charged her eXTra withOut Any haSsle. but I belieVe jUst likE thE
Ice creAm examPle, siNcE thEY AlreaDY StArtEd Making a bowL, THey Had it In
TherE head thAt they were committeD To mAking the $5 bowl.

~~~
qUelLhorST
i tHinK YoU MeaN a VEggIE Bowl? According to Their onlinE oRDeRing app,
pepPErs & OnIons are IncludeD. They CHarge exTra for meaT,
 are usually batched and s ent out at  theend  of 
t he d ay,so they coulde ditthe charge to the cust omerwi t hout in curri ng anya dd i t ion al  c har ge s  t o the irown mer chant acco unt .
~~~
reitzen s te inm
Is tha t r eally the ca se?  There  h ast o besom e kin d of a transa ction goi ng on,
si n ce thec a rd  can  get declined wit h  i n sufficient fun ds. Do  t h ey c hec k w hether
a t ra nsact i on canp ro c e e d w h en you pay, a nd only the n  ac tually  p roc e ss the 
tran sa c tio n at night? 

~~ ~
codyrob bins
Y e ah, you can run  an au tho riz atio n  t ra nsa ct i onw hi cho nly  checksfo rsuffi cien t f u nds.  It 's w hat h appens in a r est aura n t w hen y ou pa y wi th  a cr edit
c ard,ge t a receipt tosign , but can  th en  ad da tip to the  to tal : a pre -auth
i s  do ne o n  t he card when you g iv e it  to them  initi a ll y, for theam oun t of t he
bi ll p l us  some st andard pe rc entage,  a nd the  c har geis ac t uall y runonce the y
hav e  your signatur e  and know the am o u nt of t hetip.

----- -
na t e
Fo r th e  f olk s  thin kingab o ut the "they just don' twant t he ha ssle of chang ing
the or d e r "/cash v ersu s  c r edit card thin g, Icould have also sha red a  very
si milar exa m p le at Ch ipo tle . S ame g ir l, Stephanie, w ante da burri tobowl, b utwan ted  th eonions an d pepper sad de dontop.B ack then  ( not  s ure  they stilldo
th is)th ey alw ays sai d ," t hat' safaji tabu rrito  wit h out  the to rtilla" a ndi nste ad  o f the $ 5 for the "bo wl " she'd ha ve  to  pay $ 7 . 

So I r eminded her about the s u b place . T he ne xt t ime she w ent  to ch ipo t le she 
order ed th ebow l ,  andt h en  wa it ed as they w ere  maki ng  the  thingand while it
was i n  th e middle of t heline , th ist im e  sh ew oul d ask as an after thought ca nt he y add pepp e rsan d onion s, andtheyn ever ag ain raise d the $7ve rsus $ 5
a rgument.
And if y ou know C h ipotl e ,you p ayAFTERyo urorder  is co m ple te, s o they  c ould
h ave e as ily char ged her extra without a ny has sle.But  I believ e j u stlike theicecream exam ple , s incethe y  alre adys ta rte d  maki ng a bowl, the y  h adi t  i n
there hea d t hat  they  we r e comm itte d to making the $ 5  bowl.

~~~
qu ellh o r stI t h inkyo u mean a veggi e b ow l ?  Accordi ng  to their o nline or de r ing a pp,
pe ppers& onion s ar e  inclu ded.  Th ey charge  ex tr a  for me at ,
 are_usually batched_and sent out at_the end_of
the_day, so_they_could edit the_charge to the_customer without incurring any
additional_charges to their_own_merchant account.

~~~
reitzensteinm
Is that really the case? There has to be some kind of a_transaction_going on,
since_the_card_can get declined with insufficient_funds. Do they check whether
a_transaction can_proceed when you pay, and only then actually_process_the
transaction at night?

~~~
codyrobbins
Yeah,_you can run an authorization transaction which only checks_for
sufficient funds. It's what happens in_a restaurant when_you_pay_with a credit
card, get_a receipt to sign, but can_then add a tip to the_total: a pre-auth
is done on the card_when you give it to them_initially, for the amount of_the
bill plus_some standard percentage, and the_charge is actually_run once_they
have your signature_and know the amount of the_tip.

------
nate
For the folks_thinking about the "they just don't_want_the hassle of_changing
the_order"/cash_versus credit_card thing, I_could_have also_shared_a very
similar example at Chipotle. Same_girl,_Stephanie, wanted a burrito bowl, but
wanted the_onions and peppers added_on_top. Back then (not_sure they still do
this) they_always said, "that's a fajita burrito_without the_tortilla" and
instead_of the $5 for the "bowl" she'd have to pay $7.

So_I reminded her about the sub_place. The next time_she went_to_chipotle she
ordered the_bowl,_and then_waited as they were making the thing_and while_it
was in the middle of the_line, this time she_would_ask as an afterthought can
they add_peppers and onions, and they never_again raised the $7 versus_$5
argument.

And_if_you know Chipotle, you pay_AFTER your order is complete, so_they could
have easily_charged her extra without any hassle. But_I_believe just like the
ice cream example,_since_they already started making a bowl,_they_had_it in
there head that they_were committed to making the $5_bowl.

~~~
quellhorst
I think you mean a veggie bowl? According to_their online ordering_app,
peppers & onions are included._They_charge_extra for meat,