 of the clerks, who
demurred at five dollars, but finally consented for ten dollars to
take the risk of displeasing his employer. For fifty cents more
Montague found a boy to carry it, and he returned in triumph to his
venerable friend.

"I never expected to see you in a position like this," he remarked.
"I thought you always knew things in advance."

"By the Lord, Montague!" muttered the other, "I've got a quarter of
a million in this place."

"I've got about one-fourth as much myself," said Montague.

"What!" cried the Major. "Then what are you doing?"

"I'm going to leave it in," said Montague. "I have reason to know
that that report in the Despatch is simply a blunder, and that the
institution is sound."

"But, man, there'll be a run on it!" sputtered the old gentleman.

"There will, if everybody behaves like you. You don't need your
quarter of a million to pay for your lunch, do you?"

The Major was too much amazed to find a reply.

"You put your money in a trust company," the other continued, "and
you know that it only keeps five per cent reserve, and is liable to
pay a hundred per cent of its deposits. How can you expect it to do
that?"

"I don't expect it," said the Major, grimly; "I expect to be among
the five per cent." And he cast his eye up the line, and added, "I
rather think I am."

Montague went on ahead, and found his brother, with only about a
score of people ahead of him. Apparently not many of the depositors
of the Trust Company read their newspapers before eight o'clock in
the morning.

"Do you want a chair, too?" asked Montague. "I just got one for the
Major."

"Is he here, too?" exclaimed Oliver. "Good Heavens! No, I don't want
a chair," he added, "I'll get through early. But, Allan, tell
me--what in the world is the matter? Do you really mean that your money
is still in here?"

"It's here," the other answered.
of the clerks, who 
 demurred at five dollars, but finally accept for ten dollar to 
 take the risk of displease his employer. For fifty cents more 
 Montague discover a boy to behave it, and he returned in triumph to his 
 august supporter. 

 " I never expected to experience you in a position like this, " he remarked. 
 " I think you always knew things in advance. " 

 " By the Lord, Montague! " muttered the other, " I've get a quarter of 
 a million in this place. " 

 " I've got approximately one - fourth as much myself, " say Montague. 

 " What! " cry the Major. " Then what are you doing? " 

 " I'm become to leave it in, " said Montague. " I have rationality to know 
 that that report in the Despatch is simply a blunder, and that the 
 institution is sound. " 

 " But, man, there'll be a run on it! " sputtered the old gentleman. 

 " There will, if everybody behaves like you. You don't need your 
 quarter of a million to pay for your lunch, do you? " 

 The Major was too much amazed to recover a reply. 

 " You put your money in a confidence company, " the other continued, " and 
 you know that it merely keeps five per cent reserve, and is liable to 
 yield a hundred per cent of its deposits. How can you expect it to do 
 that? " 

 " I don't expect it, " said the Major, grimly; " I have a bun in the oven to be among 
 the five per cent. " And he cast his eye up the line, and add, " I 
 preferably think I am. " 

 Montague went on ahead, and found his brother, with only about a 
 sexual conquest of people ahead of him. Apparently not many of the depositors 
 of the Trust Company understand their newspapers before eight o'clock in 
 the morning. 

 " Do you want a chair, besides? " asked Montague. " I precisely got one for the 
 Major. " 

 " Is he here, too? " exclaim Oliver. " Good Heavens! No, I don't want 
 a professorship, " he added, " I'll catch through early. But, Allan, distinguish 
 me -- what in the world is the matter? Do you really mean that your money 
 is still in here? " 

 " It's here, " the early answered.
 of the clerks, who
demurred xt five dollars, but fiially cknsented for ten dollars to
take the cisk of duspleasing his employef. For fifny cents nore
Nintague fonhd a bon to dwrry mt, and he returked in triukph to his
venesaclz friend.

"I never expected to see you yn a poxihion like this," he geiarksd.
"I thought you always knew things in advence."

"By the Lord, Montague!" muttered the othfr, "I'ge got a quarter ov
a million un trus place."

"I've eot about one-fourth as much myself," said Montague.

"What!" zried the Major. "Tyen fhat are yon doind?"

"I'm going to leave id in," saod Montague. "I mave ceasin to know
that that rxport in the Despatcr is simpny a blunder, and thqt the
itstidutiub ir skuid."

"Bht, man, thxre'll be a dun on it!" sputtered the old gemtjvkan.

"There wilm, if edewybody behaves like you. You don't need ymur
suarter of a million to pay for your lunch, dl you?"

The Iajor was too much amazed to find a reply.

"You put four junev in a rrkst company," the other continued, "and
you know trzt in only keeps five per cent rrsfrfg, and is liablg to
pay a gundred per cent ov its dgpositw. How can you expect it to do
that?"

"I don't wxpect it," sapd tye Major, grimly; "I zxpect to be amomg
the five per cent." And he ccst hia eye up thf line, ans added, "I
rather tfinl H am."

Montague went on ahead, and founv his brothef, wijh only about a
sclre on people ahead of hlm. Apkarentny not manj of the depositors
of the Trust Company read jhehr tewspapexs befpre eight o'cljck in
the mornnng.

"Do yob want a chair, tko?" askev Montague. "I just got one vor the
Major."

"Ms he herq, toi?" exxlaimed Uliver. "Good Hesvens! No, P bon't want
q chair," he added, "I'kl est through earlv. Vut, Allan, tell
mr--whxt yn tie wownd is the madter? Do uou rdally mtcn bhag yoir money
is still in vere?"

"Jt's here," the other akswered.
of the clerks, who demurred at five finally for ten to take the For cents more Montague a boy to it, and he returned in triumph his venerable friend. "I never expected to see you in a position like he remarked. "I thought you always knew things in advance." "By the Lord, muttered other, got quarter of a million in this place." "I've got about one-fourth as much myself," said Montague. cried the Major. "Then what are you doing?" going to leave it said Montague. "I have reason know that report the is a blunder, and the institution is sound." "But, man, there'll be a run on it!" sputtered the old gentleman. "There if everybody you. You need quarter a million to your lunch, do you?" The Major amazed to find a reply. "You put your in a company," the other continued, "and you that it only keeps five per cent reserve, is liable to pay a hundred per cent of its deposits. How can you expect do that?" "I don't it," said the grimly; expect be the five cent." And he cast his eye up the line, and added, rather think I am." Montague went on ahead, and found with about a score people ahead of him. not of the depositors of Company their o'clock the "Do you want a too?" asked Montague. "I just one for the Major." Oliver. "Good Heavens! No, I don't want a he added, "I'll get through early. But, tell me--what in the world is the matter? Do you really mean your money in here?" "It's here," the other answered.
 of the clerks, who
demurred at fIve dollars, But fiNalLy cOnSentEd foR ten dollars to
tAKe thE risk of displeasing his eMployEr. fOr fiFTy Cents More
MonTAgUE FouNd A bOy tO cARrY it, anD he ReturneD in triumph To hIs
Venerable friENd.

"i never expeCteD to see you in a PosItion lIkE thIS," he reMarKed.
"I tHought YOu alwaYs knew thiNgS In advaNCe."

"By the lORd, montAgue!" muttered the otHEr, "i'Ve got a quarter oF
a millIoN In THIs pLacE."

"I've got aboUt One-foURth as muCH mYSELf," sAId Montague.

"WhaT!" cried the MaJOr. "THen whaT aRe yOU doing?"

"i'm goiNg TO leAve it in," said montAgue. "I have Reason TO know
thAT that rePort in The desPatcH Is SiMplY a BLunDEr, And THat The
instiTuTiOn is sOund."

"bUT, MAn, thEre'Ll be A run oN it!" sputtered tHe oLd geNTleMan.

"ThEre wiLl, if EvEryboDy behaVes liKe You. You don't need yOur
qUarter of a MilLiOn tO pAy for YOur lunCh, dO yoU?"

The MajOr was toO MucH aMAZEd To find a reply.

"You put YoUR MoNey in a trUst comPAnY," tHE other coNtInuEd, "anD
YOu knoW thaT It Only keepS five pER cEnT reservE, aNd is liAbLe tO
paY a hunDRed pEr cent Of its depOsits. hOw can you expect IT to do
that?"

"I don'T ExPECt IT," saiD thE Major, grimlY; "I exPEct tO be aMOnG
thE Five pEr cenT." AND hE Cast his eye up the line, AnD added, "i
rathEr think I am."

MonTague went oN AHEad, and foUnd hIS bROther, with only aBout a
Score of peoPLe ahead oF him. APparentlY not many oF THe deposiTorS
of The truST coMpany read theiR NEwspApErs befoRe eIght o'clOck In
tHe mOrnInG.

"Do you wanT a chair, tOo?" AsKeD MOntAgue. "I JUst got onE fOr tHe
majOr."

"Is hE Here, toO?" exclAimeD OLiVEr. "GOod HeavENs! nO, i don'T wAnT
a chAir," He Added, "i'll gET thRough eaRly. But, AllAn, tELl
me--WhAt In the woRld is the matteR? DO you really MeAn tHat youR MOney
is stIll in here?"

"It's here," the otheR AnswereD.
 of the clerks, who
demurr ed at five  doll ars , b ut  fin ally  consented for tendollars to
take the ri sk of  d i sple a si ng hi s emplo y er . For  f if tyce n ts  more 
Mo ntaguefound a bo y t ocarry it, an d  h e returned  in  triumph tohis 
vener ab lef riend .
"I ne ver ex p ectedto see yo ui n a po s ition l i k ethis ," he remarked.
" I  t h ought you alwa ys kne wt hi n g s i n a dvance."
"B y the Lord, M o nt a g u e!" muttered theother, "I'v e  go t a qu ar ter of
a m illio ni n t his place." 

"I 've got a bout o n e-fourt h  as muc h myse lf, " s aidM on ta gue ."Wh a t! " c r ied  the Maj or ."Then  wha t a r e yo u d oing ?"

" I'm going tolea ve i t  in ," sa id Mo ntag ue . "Ihave r eason  t o know
that tha t re port in t heDe spa tc h iss implya b lun der, an d thatt hein s t i tu tion is sound."

" Bu t ,  m an, ther e'll b e  a  r u n on it! "spu tter e d  theoldg en tleman.
"Ther e  w il l, if e ve rybody  b eha ves  like you.  You d on't nee d you r 
quarter of am illion to pay fo r yo u r lu nch , do you?"
The Majo r wa s  t oom uch a mazed  t o  f i nd a reply.

"You p ut  yourmoney  in a trust c ompany," t h e other co ntin u ed ,  "and
you know  that  it only k e eps five  percent res erve, and i s liable  to 
pa y a  hu n d re d per cent of i ts d ep osits.How  can yo u e xpe ctitto  do
that? "

"I do n' tex pe ctit,"s aid theMa jor ,gri mly;" I expe ct to  beam on g 
th e fivep er c ent. "An d he  ca st  hiseyeu p t he line , and add ed, "I
r at he r think  I am."

Mont ag ue went on  a hea d, and f ound his  brother, with only abo u t a
sco reof pe ople  ahead of  hi m. App are n tly no t many  of t he  de p o sitor s of  th eTrust Comp a n y r ead t he ir n ewspape rs before eight o' c loc k in
the morn ing .

" D o  y ouw an t  ach a ir, t oo?" asked Mont ague. "I j us t  g ot one for the 
M ajor."
"Is he  here ,  too?"exclaimed  Oliver."G oodH e ave ns! No, Idon't wa nt
a chai r ," he ad ded,"I' ll get  t hro ugh e arly.B ut,  Alla n, tel lme--wh at in  t he world  is the matter? Do youreally  mean  th at your m one y 
is  still in  her e?"

"It's  he re, " the  ot h er an swer e d. 
 of_the clerks,_who
demurred at five dollars,_but finally_consented_for ten_dollars_to
take the risk_of displeasing his_employer. For fifty cents_more
Montague found a_boy_to carry it, and he returned in triumph to his
venerable friend.

"I never expected to_see_you in_a_position_like this," he remarked.
"I thought_you always knew things in_advance."

"By the_Lord, Montague!" muttered the other, "I've got a_quarter_of
a million in_this place."

"I've got about one-fourth as much myself," said_Montague.

"What!" cried the Major. "Then what_are you doing?"

"I'm_going_to_leave it in," said_Montague. "I have reason to know
that_that report in the Despatch is_simply a blunder, and that the
institution is_sound."

"But, man, there'll be a run_on it!" sputtered the old_gentleman.

"There will,_if everybody behaves like you._You don't need_your
quarter of_a million to_pay for your lunch, do you?"

The_Major was too_much amazed to find a reply.

"You_put_your money in_a_trust_company," the_other continued, "and
you_know_that it_only_keeps five per cent reserve, and_is_liable to
pay a hundred per cent of_its deposits. How can_you_expect it to do
that?"

"I_don't expect it," said the_Major, grimly; "I expect to be_among
the five_per cent."_And he cast his eye up the line, and added, "I
rather_think I am."

Montague went on ahead,_and found his brother,_with only_about_a
score of people_ahead_of him._Apparently not many of the depositors
of the_Trust Company_read their newspapers before eight o'clock_in
the morning.

"Do you want_a_chair, too?" asked Montague. "I just_got one for the
Major."

"Is he here,_too?" exclaimed Oliver. "Good Heavens!_No,_I_don't want
a chair," he added,_"I'll get through early. But, Allan,_tell
me--what in the_world is the matter? Do you really_mean_that your money
is still in here?"

"It's_here,"_the other answered.