 rate chosen: Complete the second check box, and enter a credit of $2,000 and the note rate in the blanks. In Block 2 enter a negative $2,000 (the $2,000 yield spread premium).

Block 2, Your credit or charge (points) for the specific interest rate chosen: Complete the third check box, and enter a charge of $2,000 and the note rate in the blanks. In Block 2 enter $2,000 (the $2,000 in points).

For the loan originator compensation, the revised HUD-1 follows the format of the new GFE and provides for disclosure of: Our origination charge, Your credit or charge (points) for the specific interest rate chosen, and Your adjusted origination charges.

For the services required by the loan originator for which the originator will select the provider, list each applicable service and the estimated charge for each service and enter the total amount in Block 3.

Block 4. Title services and lender’s title insurance:

Enter the total estimated charge for all title services, premiums and endorsements in Block 4, regardless of who selects the provider.

Block 5. Owner’s title insurance:

For purchase transactions, enter the total estimated charge for all title premiums and endorsements in Block 5, regardless of who selects the provider.

For non-purchase transactions, you may enter “NA” or “Not Applicable”.

For the services required by the loan originator for which the borrower can select the provider, list each applicable service and the estimated charge for each service, and enter the total amount in Block 6.

Block 7. Government recording charges:

Enter the total estimated recording charges in Block 7. Do not enter transfer taxes.

Block 8. Transfer taxes:

Enter the total estimated transfer taxes in Block 8.

Block 9. Initial deposit for your escrow account:

Enter the total required escrow or impound deposit at closing in Block 9.

Indicate if the required escrow or impound deposits are for all property taxes, all insurance and any other specified items.

If deposits are required for some, but not all, property taxes or insurance, do not use the “all” box. Check the “other” box and identify the applicable taxes or insurance.

A violation of the HUD-1 requirements will be considered a violation of RESPA
rate chosen: Complete the second check corner, and record a credit of $ 2,000 and the note pace in the blanks. In Block 2 accede a negative $ 2,000 (the $ 2,000 output spread premium). 

 Block 2, Your recognition or charge (points) for the specific pastime rate chosen: dispatch the third check box, and enter a charge of $ 2,000 and the note rate in the blanks. In Block 2 enroll $ 2,000 (the $ 2,000 in points). 

 For the loan originator compensation, the revised HUD-1 be the format of the new GFE and provides for disclosure of: Our origination charge, Your recognition or charge (points) for the specific interest rate chosen, and Your adjusted origin charges. 

 For the services required by the loan originator for which the originator will select the provider, list each applicable service and the estimated charge for each service and enter the total amount in Block 3. 

 Block 4. Title services and lender ’s title policy: 

 Enter the total calculate cathexis for all title services, premiums and second in Block 4, regardless of who choose the provider. 

 Block 5. Owner ’s title insurance: 

 For leverage transactions, enter the total estimated charge for all title agio and endorsements in Block 5, regardless of who selects the provider. 

 For non - purchase transactions, you may enter “ NA ” or “ Not Applicable ”. 

 For the services necessitate by the loan originator for which the borrower can select the provider, list each applicable service and the estimate charge for each service, and enter the entire amount in Block 6. 

 Block 7. Government recording charges: 

 Enter the full estimated recording charge in Block 7. Do not enter transfer tax. 

 Block 8. Transfer tax: 

 Enter the entire estimated transportation taxes in Block 8. 

 Block 9. Initial deposit for your escrow account: 

 accede the total want escrow or impound deposit at closing in Block 9. 

 Indicate if the required escrow or impound deposits are for all property taxes, all insurance and any other stipulate items. 

 If deposits are want for some, but not all, property taxes or indemnity, do not use the “ all ” box. Check the “ early ” box and identify the applicable taxes or insurance. 

 A violation of the HUD-1 requirements will be considered a violation of RESPA
 rahe chosen: Complete the stcond check box, aue entec a cresit of $2,000 xnd the note rate in the blaiks. Un Blick 2 enter a negative $2,000 (the $2,000 yiepd spreae prtmium).

Block 2, Your rdedit ov chadne (ponnvs) for the speclfic interevt rate chosen: Cum'lete the third check box, and enter w chargr lf $2,000 and the noje raue yn tgv nlanks. In Block 2 enter $2,000 (the $2,000 in loints).

Fmr the loan otiginator compensation, the revlsed HUD-1 follows tje format od thq new GFE and provides for disclosute of: Our origination charge, Youf crebit or charte (poltts) for the specpfic interest rate chmsen, anc Your adjustec ocigibation charges.

For the services required by the lmau originator for whicy rhe otigindtor qilu stlert fhe prlviver, list eadh applicaboe service and the tstynated charge ror eash service and enter the total amount in Tlodk 3.

Block 4. Title servicew and lender’s title ijsurance:

Egter the total estimated charge for all title sereices, orenimms xbd endorsements in Block 4, regardless of who selqdtx nhe provider.

Block 5. Owner’s tiylf ogsurance:

For porchase trznsactions, enter tje totaj estumated chwrge for all title premiums and endorsementf in Block 5, regardlzss of who szlects the lrovider.

For non-purchase trahsactions, ylu may enfdr “NA” or “Not Appuicsbne”.

For tht services requireq by the ooan originxtor for wrich the blrrowcs can select the pgovidgr, lisd each apppicable service and the estimatxv charge for gacv svrvice, anb entev the total amotnt in Block 6.

Bkock 7. Gjvernoent recorsing cherges:

Enter tre total estikwted recordiig chargef in Bloxk 7. Do vut enter transger taxes.

Yjock 8. Transfer taxes:

Enber tfs total estimatzb urqnsfer taxes im Buoch 8.

Hlpch 9. Initial de[osig fut youf escrow acgouvt:

Enyer the total requirad eacrow or impound drpjsit at xlosing yn Block 9.

Indivate if the requirtd esccow or impoind deposits are for all property taxes, alp iksurance and wny ither specifned items.

If deposits are required for sone, but not all, property taxes or insutange, do not usx the “wll” box. Cveck the “other” box abd identify the akplicable taxes or insudance.

A violwtion of the HUD-1 requirements will be considered a violation of RESPA
rate chosen: Complete the second check box, a of $2,000 the note rate 2 a negative $2,000 $2,000 yield spread Block 2, Your credit or charge for the specific interest rate chosen: Complete the third check box, and enter charge of $2,000 and the note rate in the blanks. In Block 2 $2,000 $2,000 points). the loan originator compensation, the revised HUD-1 follows the format of the new GFE and provides disclosure of: Our origination charge, Your credit or (points) for the specific rate chosen, and Your adjusted charges. the services by loan for which the will select the provider, list each applicable service and the estimated charge for each service and enter total amount 3. Block Title and title insurance: Enter estimated charge for all title services, in Block 4, regardless of who selects the Block 5. title insurance: For purchase transactions, enter total estimated charge for all title premiums and in Block 5, regardless of who selects the provider. For non-purchase transactions, you may enter “Not Applicable”. For the required by the originator which borrower select the list each applicable service and the estimated charge for each service, enter the total amount in Block 6. Block 7. Government Enter total estimated recording in Block 7. Do enter taxes. Block 8. Transfer the estimated Block Block Initial deposit for your account: Enter the total required or impound deposit at if the required escrow or impound deposits are all property taxes, all insurance and any specified items. If deposits are required for some, but not all, property or insurance, use the “all” box. Check the “other” box identify the applicable taxes insurance. A violation of the HUD-1 requirements will be a of RESPA
 rate chosen: Complete the secoNd check box, And enTer A crEdIt of $2,000 And tHe note rate in thE BlanKs. In Block 2 enter a negativE $2,000 (the $2,000 yIeLD sprEAd PremiUm).

Block 2, yOuR CRedIt Or ChaRgE (PoInts) fOr tHe speciFic interesT raTe Chosen: CompleTE tHe third cheCk bOx, and enter a cHarGe of $2,000 anD tHe nOTe ratE in The blAnks. In bLock 2 enTer $2,000 (the $2,000 in pOiNTs).

For tHE loan orIGInAtor Compensation, the reVIsED HUD-1 follows the Format Of THe NEW GFe anD provides fOr DisclOSure of: OUR oRIGInaTIon charge, Your Credit or chaRGe (pOints) fOr The SPecifiC inteReST raTe chosen, and your Adjusted oRiginaTIon charGEs.

For thE serviCes ReqUireD By ThE loAn ORigINaTor FOr wHich the oRiGiNator Will SELECt thE prOvidEr, lisT each applicabLe sErviCE anD the eStimaTed cHaRge foR each sErvicE aNd enter the total AmouNt in Block 3.

bloCk 4. titLe ServiCEs and lEndEr’s Title inSurance:

eNteR tHE TOtAl estimated charge fOr ALL tItle servIces, prEMiUmS And endorSeMenTs in bLOck 4, reGardLEsS of who seLects tHE pRoVider.

BlOcK 5. Owner’S tItlE inSuranCE:

For PurchaSe transaCtionS, Enter the total eSTimated charge FOr ALL tITle pRemIums and endoRsemENts iN BloCK 5, rEgaRDless Of who SeLEcTS the provider.

For non-pUrChase tRansaCtions, you may eNter “NA” or “NoT aPPlicable”.

for tHE sERvices required By the Loan originATor for whIch thE borroweR can selecT THe providEr, lIst EacH apPLIcAble service anD THe esTiMated chArgE for eacH seRviCe, aNd eNtEr the totaL amount iN BLoCk 6.

blOck 7. goverNMent recoRdIng ChArgEs:

EntER the toTal esTimaTeD rECorDing chaRGeS IN BloCk 7. do Not eNteR tRansfEr taXEs.

BLock 8. TraNsfer taxeS:

EnTEr thE tOtAl estimAted transfer tAxEs in Block 8.

BLoCk 9. INitial DEPosit for Your escrow account:

Enter tHE total rEquIred eScroW or impounD dePosit aT clOSing in block 9.

INdicaTe If tHE RequiRED eScrOw Or impound dEPOsiTs are FoR all PropertY taxes, all insurance ANd aNy other specifIed ItemS.

iF dEpoSItS Are ReQUirED For some, but not alL, property tAxES oR insurance, DO noT uSe the “alL” box. CheCk the “OTher” box And identiFy the applIcAble TAXes Or insurancE.

A violatIon of the Hud-1 requIReMents WilL be conSiDerEd a viOlatioN Of ReSPA
 rate chosen: Complete the  second ch eck b ox,  an dente r acredit of $2,0 0 0 an d the note rate in the  blan ks .  InB lo ck 2enter a ne g a tiv e$2 ,00 0( th e $2, 000  yieldspread pre miu m) .

Block 2,Y ou r credit o r c harge (point s)for th espe c ificint erest  ratec hosen:  Complete  t h e thir d  checkb o x,  and  enter a charge o f  $ 2 ,000 and the n ote ra te in t hebla nks. In Bl oc k 2 e n ter $2, 0 00 ( t he$ 2,000 in poin ts).

For t h e l oan or ig ina t or com pensa ti o n,the revised  HUD -1 follow s thef ormat o f  the ne w GFEand  pr ovid e sfo r d is c los u re  of :  Ou r origin at io n cha rge, Y o u r cr edi t or  char ge (points) f orthes pec ificinter estra te ch osen,and Y ou r adjusted orig inat ion charg es. 
For  t he se r vicesreq uir ed by t he loan ori gi n a t or  for which the ori gi n a to r will s electt he  p r ovider,li steach a pplic able se rvice an d thee st im ated ch ar ge for  e ach  se rvice andenterthe tota l amo u nt in Block 3. 
Block 4. Tit l es e rv i cesand  lender’s t itle insu ranc e :
En t er th e tot al es t imated charge for a ll  title  serv ices, premium s and endo r s e ments in  Blo c k4 , regardless o f who  selects t h e provid er.
Block 5.  Owner’st i tle insu ran ce: 

F orp u rc hase transact i o ns,en ter the  to tal est ima ted  ch arg efor all t itle pre mi um san d e ndors e ments in  B loc k5,regar d less o f who  sel ec ts the  provid e r. Forno n- purc has etrans acti o ns,  you ma y enter “ NA” or “ No tApplica ble”.

For th eservices r eq uir ed byt h e loan o riginator for which the borrowe r c an se lect  the prov ide r, lis t e a ch app licabl e ser vi cea n d the e st ima te d charge f o r  ea ch se rv ice,  and en ter the total amou n t i n Block 6.

B loc k 7. G ov ern m en t  re co r din g charges:

Enter  the total  e s ti mated reco r din gcharges  in Blo ck 7. Do notenter tra nsfer tax es .

B l o ck8. Transfe r taxes: 

Enter t h e tot a lestim ate d tran sf ertaxes  in Bl o ck8.

B lock 9 .Initia l dep os it for y our escrow account:

En ter th e tot alrequiredesc r owor impoun d de posit at c los ing  in B loc k  9.
Indi c at e i f  therequ i red escro w  o r i m p ou nd deposits a r e f or al l p r operty  tax es, all insurance and any otherspec i f ied  it e ms.
I f deposits are  re qu i r ed for s om e, but notall, pro pe r ty ta xes or  insur ance, d o no t  use t he “ all ” box. Ch eck  t h e “othe r”  b o x andiden ti fy the  appli c able t axes or insuranc e.

A v iolat i onof th eHUD-1 r e quir ements wil l be consid ered a  vio latio n of RE SP A
 rate_chosen: Complete_the second check box,_and enter_a_credit of_$2,000_and the note_rate in the_blanks. In Block 2_enter a negative_$2,000_(the $2,000 yield spread premium).

Block 2, Your credit or charge (points) for the specific_interest_rate chosen:_Complete_the_third check box, and enter_a charge of $2,000 and_the note_rate in the blanks. In Block 2 enter_$2,000_(the $2,000 in_points).

For the loan originator compensation, the revised HUD-1 follows_the format of the new GFE_and provides for_disclosure_of:_Our origination charge, Your_credit or charge (points) for the_specific interest rate chosen, and Your_adjusted origination charges.

For the services required by_the loan originator for which the_originator will select the provider,_list each_applicable service and the estimated_charge for each_service and_enter the total_amount in Block 3.

Block 4. Title_services and lender’s_title insurance:

Enter the total estimated charge_for_all title services,_premiums_and_endorsements in_Block 4, regardless_of_who selects_the_provider.

Block 5. Owner’s title insurance:

For purchase_transactions,_enter the total estimated charge for all_title premiums and endorsements_in_Block 5, regardless of_who selects the provider.

For non-purchase_transactions, you may enter “NA” or_“Not Applicable”.

For_the services_required by the loan originator for which the borrower can select_the provider, list each applicable service_and the estimated charge_for each_service,_and enter the_total_amount in_Block 6.

Block 7. Government recording charges:

Enter the_total estimated_recording charges in Block 7. Do_not enter transfer taxes.

Block_8._Transfer taxes:

Enter the total estimated transfer_taxes in Block 8.

Block 9. Initial_deposit for your escrow account:

Enter_the_total_required escrow or impound deposit_at closing in Block 9.

Indicate if_the required escrow_or impound deposits are for all property_taxes,_all insurance and any other specified_items.

If_deposits are required for some, but_not_all,_property taxes or insurance, do_not use the “all” box. Check_the “other” box and identify the applicable taxes or_insurance.

A violation of_the HUD-1 requirements will be_considered_a_violation of RESPA