how do you suggest handling a situation where your loved one has these issues and cannot face it anytime i attempt to even begin the topic the response is he walks away or cuts the conversation short and hangs up  he’s highly intelligent warm not working and not even paying for a critical item although there is money in the bank  it’s hard to understand  it seems there’s a lot of self shame and denial involved too and now there’s isolation from old friends and some family  what to do