well youre not alone take comfort in that last night i finally took care of some bills that have been laying around on my desk for months the numbers slowly creeping up by taking care of them i mean email my city and ask for a payment plan because now after theyve gone up i really cant pay them all at once anymore  i feel so bad for it too but i never see the urgency of a payment of which the effect is not immediately visible  i already automated most of my payments these just come in once a year it only took me 5 fucking minutes