this is the train of thought that led me to becoming a lifelong earplug wearer it really helped tremendously with this fear  that said i only find the memory foam disposable ones to be comfortable if anyone else is in the same boat i thought id share that you can put them in a pillow case and wash them with the laundry let them air dry though because memory foam a couple of packages of them last for about 6 months for me - i hang a pillow case on my bed post to place them in when i wake