yo i strongly suggest you look into the “get things done” gtd productivity method i use the mondaycom app to organise it all i had to make a few tweaks to accomodate for my own quirks tho i was introduced to it through work  started just using it for work but it eventually trickled into my personal life and it is phenomenally effective when done right  the amount of shit falling through the cracks has seriously dropped tenfold since i’ve gotten into the habit of automatically filling in my “inbox” look it up with literally every single thing that crosses my head  also learning how to write a budget inclusive of future expense needs and putting updating that budget on my gtd to do lists has also significantly improved my finances  it’s not easy and requires a degree of determination but if you start small and persevere the momentum builds and i swear to god this will change your life  extending on gtd “temptation bundling” is a great way to get all those tediousdifficult to stick to tasks done basically you bundle something you don’t like with something you really want to do eg i only get to listen to that podcast i love when i go for a morning run or before i start playing video games i must always vacuum my bedroom floor first etc”