Changes==
Hi,I have made the changes to the article. What I ended up with is slightly different than what I submitted below. I welcome your input. I tried to maintain the core and format of the orginal article. I thought that the original article only gave the insurance industry point of view, so I retained that and added the health insurance reformers or consumers point of view. I didn't want to get too technical or statistically, is that a word?, since this is a general interest encyclopedia. 
I learned about the wik from an article in the Atlanta Journal Constitution. April 17. 
I have created an account. Since I'm new, I'm not sure about procedures, so feel free to tell me if I mess up.

Jim—The preceding unsigned comment was added by  (talk • contribs) .

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