premise: Bank of America only has offline banking platforms.
hypothesis: Bank of America Corporation ( abbreviated as BofA ) is a multinational banking and financial services corporation headquartered in Charlotte , North Carolina . Its acquisition of Merrill Lynch in 2008 made it the world 's largest wealth management corporation and a major player in the investment banking market . It is one of the Big Four banks in the United States , along with Citigroup , JPMorgan Chase and Wells Fargo -- its main competitors . It has a retail banking footprint that serves approximately 46 million consumer and small business relationships at 4,600 banking centers and 15,900 automated teller machines ( ATMs ) . Bank of America provides its products and services through 4,600 retail financial centers , approximately 15,900 automated teller machines , call centers , and online and mobile banking platforms .