premise: Fraud can be used for monetary loss.
hypothesis: Fraud . Fraud itself can be a civil wrong ( i.e. , a fraud victim may sue the fraud perpetrator to avoid the fraud and/or recover monetary compensation ) , a criminal wrong ( i.e. , a fraud perpetrator may be prosecuted and imprisoned by governmental authorities ) or it may cause no loss of money , property or legal right but still be an element of another civil or criminal wrong . The purpose of fraud may be monetary gain or other benefits , such as obtaining a driver 's license or qualifying for a mortgage by way of false statements .