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"Every rental company requires valid insurance for financial security. Without it, AVIS may refuse your rental. Exceptions where insurance may not be necessary include: Existing coverage that applies to international rentals and matches your chosen car type/class. Additional insurance from your credit card provider that covers rentals abroad. If you don't meet these criteria, purchasing some form of protection is essential. You can secure your deposit by purchasing Excess Fee Insurance during booking on our website, or opt for Full Coverage Insurance or Excess Reduction at the AVIS rental counter."
<https://www.voyagecopilot.com/car/nz/provider-in-neighborhood/102782/avis-car-hire-khan-dangkor-phnom-penh>