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<http://schema.org/description>
"Robin Hartill, CFP®, is a senior editor and writer at The Penny Hoarder. She writes The Penny Hoarder's \"Dear Penny\" personal advice column, which is syndicated in the Sunday business section of the Tampa Bay Times. Her work has been published by The Motley Fool, USA Today, Yahoo! Finance and more. She is a graduate of the University of Florida."
<https://www.thepennyhoarder.com/credit-scores/dave-ramsey-credit-scores/?aff_id=86&aff_sub3=20200513>