_:n705838d6741742dbb86cd1f07752ce1bxb0
<http://schema.org/description>
"<div style=\"text-align: justify;\">An international financial institution is looking for a Credit Risk Manager to join their team in Malta. You will report directly to the Head of Credit and will be responsible for building credit risk strategies for a maturing credit card portfolio. You will also be tasked to developing an infrastructure of data, reporting &amp; analytics, to underpin credit optimization &amp; support product growth. The ideal person will have a minimum of 5 years&rsquo; experience within credit risk and, ideally, a bachelor&rsquo;s or master&rsquo;s degree in a quantitative/ numerical discipline. If you are looking for an international company with great career prospects, then we look forward to receiving your CV for this Malta based Credit Risk Manager role.</div> <div>&nbsp;</div> <div><strong>MAIN DUTIES AND RESPONSIBILITIES</strong></div> <ul> <li> <div>Take ownership of credit risk strategies at both customer acquisition and customer management stages. Including cut-off setting, initial-line-assignment, affordability, authorisation &amp; line management (increase/ decrease) programs.</div> </li> <li> <div>Accountable for leading ad hoc and regular analytics on key risk indicators; tracking variance to plan and informing above noted strategy setting.</div> </li> <li> <div>Develop an improved management information suite, covering risk appetite. With a dynamic capability to review live tests and interrogate trends.</div> </li> <li> <div>Manage the credit risk messaging across the bank; opportunity to discuss on-going performance and propose value add strategies to bank committee(s).</div> </li> <li> <div>Work closely with various bank teams, including Finance, Operations and Decision Science areas.</div> </li> <li> <div>Generate enhanced documentation outlining credit risk processes, including consideration of (changing) regulatory standard.</div> </li> <li> <div>Input into Collections &amp; Recoveries, and Fraud strategies.</div> </li> <li> <div>Facilitate growth plans by delivering effective &amp; timely credit solutions, with consideration of continuous improvement and customer experience.</div> </li> </ul> <div><strong>CANDIDATE PROFILE</strong></div> <ul> <li> <div>&nbsp;5+ years&rsquo; experience within credit risk</div> </li> <li> <div>Bachelor&rsquo;s or Master&rsquo;s degree in a quantitative/ numerical discipline</div> </li> <li> <div>Problem solving and analytical (including SAS/ SQL/ Python or similar experience)</div> </li> <li> <div>Exceptional communication and organization skills</div> </li> <li> <div>Ability to manage time and prioritize work</div> </li> <li> <div>Pro-active outlook and desire to innovate</div> </li> <li> <div>Experience with credit cards or other retail lending products.</div> </li> </ul> <div><strong>COMPANY BENEFITS</strong></div> <ul> <li> <div>An attractive salary</div> </li> <li> <div>A varied and challenging role that keeps you engaged</div> </li> <li> <div>Join a company delivering a great initiative for Malta!</div> </li> </ul> <div>Due to the high volume of applications we receive at GRS Recruitment, only shortlisted candidates will be responded to.</div> <div>&nbsp;</div> <div>To apply for this position, please email your CV to <strong>Laura Constantinou, <a href=\"mailto:laura@grsrecruitment.com?subject=Application%20Ref%232981\">laura@grsrecruitment.com</a></strong> quoting the above job reference or call <avayaelement class=\"contentWrapper\"><avayaelement callelement=\"+35627780664\" class=\"dcelink\" id=\"dceLink-1\" originaltext=\"+356 2778 0664\">+356 2778 0664</avayaelement></avayaelement> for further information.</div> <div><img alt=\"\" src=\"https://jobs.grsrecruitment.com/userfiles/GRS/WebContent/grs_SMvac_banking.png?created=21-03-26-13-48-23\" /></div> <p style=\"margin-bottom:14px; margin-left:48px\">&nbsp;</p>"
<https://jobs.grsrecruitment.com/job/credit-risk-manager-2981.aspx>