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"Mastercard. &amp;#34;&lt;a href=&quot;https://www.mastercard.us/content/dam/public/mastercardcom/na/us/en/documents/white-paper-delivering-promises-open-banking.pdf&quot; data-component=&quot;link&quot; data-source=&quot;inlineLink&quot; data-type=&quot;externalLink&quot; data-ordinal=&quot;1&quot;&gt;Delivering on the Promises of Open Banking&lt;/a&gt;,&amp;#34; Page 8. Accessed April 30, 2020."
<https://www.thebalance.com/what-is-open-banking-and-how-will-it-affect-you-4173727>