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"The “teaser rate” (often granted for six monthly or less, to get your money in the door). The reason these teaser rates are so popular is that the banks are betting that you’ll simply see the highest interest rate number, and go there.  Even if you intend to switch over after your six months, it’s generally a good bet to assume that you’ll be too lazy to. This is why subscriptions and streaming services are so profitable!"
<https://milliondollarjourney.com/best-high-interest-savings-accounts-canada.htm>