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<http://www.citof.com/2020/02/20/12-terms-you-need-to-know-to-get-out-of-debt-and-clean-up-your-credit/>
<http://www.citof.com/2020/02/20/12-terms-you-need-to-know-to-get-out-of-debt-and-clean-up-your-credit/>