<https://boards.ngccoin.com/topic/425649-buy-the-coin-not-the-holder/#comment-9778831>
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"Another excellent point!  Related to the previous discussion of normal distribution, even assuming that a coin deserves to be a certain grade, the price should reflect where it falls within that grade.  When dealing with very rare coins, or high-grade coins, in which the difference in price from one grade to the next may be a great deal of money, the variance in actual value of a particular coin will depend on where it falls within that normal distribution.  My problem with the AU50 dime I did not buy was that it was priced above the value for an AU50 dime of that specification, and it was, at best, a very weak example of that grade (in my opinion).  I bought the AU55 version, despite the fact that it cost a good deal more than I wanted to pay to fill that slot, because I felt (i) the coin was a very strong AU55 coin, and (ii) the price was on the low end of the AU55 price range.  I have yet to feel buyer's remorse after paying whatever I willingly chose, for an excellent coin; I have felt buyer's remorse when I got a worse coin than I thought I was buying (which, of course, is why I now only pay big bucks for slabbed coins, and even they must be coins that I either see in person or see excellent photos of before buying).\n \n"
<https://boards.ngccoin.com/topic/425649-buy-the-coin-not-the-holder/>