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"1. But you DO make them knowing they guard against other events, correct?\n \n\n\n\t2. Don't be so confident. Privately held companies have a nasty habit of not announcing they are going bankrupt because they are usually hoping that some planned \"Hail Mary\" play will save them. Look to the Montgomery Ward bankruptcy as a textbook (literally) example. Companies do NOT announce faltering fortunes because to do so speeds up the process (executives lose their paychecks sooner) and pretty much guarantees the company's death. Usually, as a company is winding down, management is stripping as much out of the company as possible while surreptitiously looking for employment elsewhere. If you look at how bankruptcies happen in the service and retail sectors, consumer rarely get any advance notice. \n \n\n\n\tIn fact, that is why Sunday is the most ideal day for companies to file for Bankruptcy...\n \n\n\n\thttps://slate.com/news-and-politics/2002/08/why-do-companies-always-file-for-bankruptcy-on-sundays.html\n \n\n\n\tYour confidence runs contrary to reality....\n \n\n\n\tWhen Evernote goes belly up, in all likelihood, you will find out about it by a notice that you cannot connect to the Evernote database, and asking if you would like to work offline. \n \n"
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