<http://schema.org/description>
"If your credit is great, or even just in fairly decent shape, you may regularly receive offers for credit card balance transfers in the mail.   Whether or not you should accept a balance transfer"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.aol.com/article/2011/07/19/the-dos-and-donts-of-credit-card-balance-transfers/19986773/?gen=1>