<http://schema.org/description>
"Hard times during the Great Depression led to the advent of layaway plans. And while it may be simpler to swipe a credit card at the checkout counter, layaway could be your credit score&amp;#039;s saving grace this holiday season. But what are its drawbacks?"^^<http://www.w3.org/2001/XMLSchema#string>
<http://money.howstuffworks.com/personal-finance/budgeting/layaway-plan1.htm>