<http://schema.org/description>
"There are some behind-the-scenes changes that can cause your credit score to go up without you doing much of anything at all."^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.aol.com/article/2016/03/25/5-random-reasons-your-credit-score-could-go-up/21333471/>