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"&lt;i&gt;Mary Holm:&lt;/i&gt; Excuses don't wash - get in to KiwiSaver"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.nzherald.co.nz/mary-holm-on-investing/news/article.cfm?c_id=1502897&objectid=10647776>