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"Shutterstock  By Donna Fuscaldo  The days of record-low interest rates and bidding wars may be a thing of the past in the new year. &amp;quot;For 2014, we expect that affordability will be worse,&amp;quot;"^^<http://www.w3.org/2001/XMLSchema#string>
<http://www.aol.com/article/2013/12/31/housing-market-2014-what-buyers-sellers-should-brace-for-now/20797741/>