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" 1. Overall winner: Shutterfly.com scored near or at the top of almost every test. The site is smartly laid out, making it easy to create a beautiful photo album in a few clicks. Shutterfly excelled from start to finish, with more than 100 page layouts, multiple designing options, and good photo quality, applauded by our photo editors. An 8 1/2&amp;quot; by 11&amp;quot; hardcover book costs about $42 (all prices include tax and shipping).  2. For Mac users: In second place, Apple&amp;#039;s iPhoto program (part of iLife software, standard on Macs since 2003, or $79 for upgrade) lets you organize and design layouts right on your hard drive \u2014 no need to upload your photos to a site. Backgrounds and layouts are limited, but our consumers liked what they saw, scoring the finished product highly for style. An 8 1/2&amp;quot; by 11&amp;quot; hardcover book costs about $40. Mac only.  3. Value selection: Despite its low price, the photo quality of the book from cvsphotocenter.com rated the highest with our photo editors. The site was relatively simple to use and earned strong marks for ease of upload and book-delivery time, but it didn&amp;#039;t have as many creative options as others tested. However, at just under $25, an 8&amp;quot; by 11&amp;quot; hardcover book is a great deal, especially if you want to order copies for relatives.  4. Most versatile: OurHubbub.com offers basic layouts or allows total artistic freedom, letting you choose everything from photo size and placement to caption fonts and more. Of course, so much control means a project can become a daylong event. Our sample book&amp;#039;s cover rated well with consumers, and with over 50 styles to chose from, you&amp;#039;re sure to find a fave. An 8 3/4&amp;quot; by 11&amp;quot; hardcover costs about $45. "^^<http://www.w3.org/2001/XMLSchema#string>
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