thumb|CLRV streetcar underground on the Union Station Loop Most TTC surface routes terminate at loops, side streets, or subway stations. The TTC is one of the few mass transit systems in Canada where many surface routes can be accessed inside a paid-fare zone common to other routes or subway lines. This feature allows boarding via the back doors at terminals, reduces the usage of paper transfers, and the need of operators to check for proof-of-payment. However, if people are caught entering fare-paid terminals illegally from the street, they could be fined $500 for fare evasion. With the exception of , , , , and , all subway stations' off-street terminals are within the fare-paid area.
thumb|CLRV streetcar underground on the Union Station Loop Most TTC surface routes terminate at loops, side streets, or subway stations. The TTC is one of the few mass transit systems in Canada where many surface routes can be accessed inside a paid-fare zone common to other routes or subway lines. This feature allows boarding via the back doors at terminals, reduces the usage of paper transfers, and the need of operators to check for proof-of-payment. However if people are caught entering fare-paid terminals illegally from the street, they could be fined $500 for fare evasion. With the exception of , , , , and , all subway stations' off-street terminals are within the fare-paid area.