Racial and economic redlining set the people who live in these communities up for failure from the start, so much so that banks would often deny people who came from these areas bank loans or offered them at stricter repayment rates. As a result, there was a very low rate at which people (in particular African Americans) were able to own their homes; opening the door for slum landlords (who could get approved for low interest loans in those communities) to take over and do as they saw fit.
RaCIal aNd eConomic REdLininG Set thE PEoplE wHo liVE iN TheSe ComMuNitIes uP for fAiLuRe from the stArt, so muCh so thAt banks wouLd ofTen denY PEOPle WHO CaME From these Areas bank loans OR offeReD THEm aT StRICTer repAymEnt rAtes. as A ResUlt, there waS a Very LOW rate At which people (In pARTiCuLAr afRican amerIcans) wErE aBlE to own ThEir homes; opeNiNg The door for slum landLoRds (wHO cOUld gEt apProveD for low intErEST loAns iN tHOsE communITieS) tO take OvEr And Do as thEy SAw fit.