Valuation of hands In baccarat, the 2 through 9 cards (of any suit) are worth face value (in points); the 10, jack, queen, and king have no point value and are thus worth zero; aces are worth one point; jokers are not used. Hands are valued modulo 10; i.e., according to the units digit of the sum of their constituent cards. For example, a hand consisting of 2 and 3 is worth five, while a hand consisting of 6 and 7 is worth three, that being the value of the units digit in the combined point total of thirteen.Mathematically, the value of a hand is the modulo ten value; with all numbers greater than ten, subtract ten and return only the difference. The highest possible hand value in baccarat is therefore nine.
ValUation OF hands in baCCaraT, tHe 2 THroUgh 9 caRDs (Of aNY Suit) are wortH FaCE valUe (in poIntS); ThE 10, JAck, QUeEn, aND KiNg haVE NO pOInT Value and Are tHus woRth zeRo; AcES are wORTh one Point; jokerS Are not Used. hands Are vAlueD modUlo 10; i.e., acCording to the UniTs DIgit OF the Sum Of THeir constituenT Cards. for exaMplE, A hand ConSiStiNG of 2 ANd 3 is wortH fivE, WHIlE A hAND cONSisting of 6 aNd 7 is woRTh three, ThaT beiNg tHe value of tHe uniTs dIgit in the combined poInT tOTal Of THirteen.mAtheMatiCallY, The VALue OF A hand iS the MODulO ten vAlue; witH All numberS greatEr thAN Ten, SubTrAct teN And retuRn ONLY the diffeRencE. thE hiGhest possIBle HanD vaLUe In bAccArAT is thErEFore niNe.