33. The method of claim 32 , wherein if the first tokenized set comprises a different number of tokens as the second tokenized set, further comprising the step of performing three-step tokenization.
33. The method of claim 32 , wherein if the first tokenized set comprises a different number of tokens as the second tokenized set, further comprising the step of performing three-step tokenization. 34. The method of claim 33 , wherein the step of performing three-step tokenization comprises the steps of: a. in real time, tokenizing at the microprocessor the first character string and the second character string to create a third tokenized set comprising a plurality of third tokens from the first character string and a fourth tokenized set comprising a plurality of fourth tokens from the second character string, wherein each of the third and fourth tokens comprises at least one leading consonant or leading consonant placeholder, at least one vowel or vowel placeholder, and at least one trailing consonant or trailing consonant placeholder; b. in real time, after the tokenizing step analyzing at the microprocessor each third token from the third tokenized set and a corresponding fourth token from the fourth tokenized set to determine if the third tokenized set comprises an equal number of tokens as the fourth tokenized set; c. if the third tokenized set comprises an equal number of tokens as the fourth tokenized set, analyzing in real time the characters in each of the third tokens in the third tokenized set and the characters in the corresponding fourth token from the fourth tokenized set to determine if the first character string and the second character string are phonetically equivalent, wherein said analyzing step is performed using a second compiled language library (CLL) comprising a set of consonants, a set of vowels, and a plurality of leading consonant equivalencies, vowel equivalencies, and trailing consonant equivalencies, wherein a correspondence exists if the characters in each of the third tokens in the third tokenized set are identical to the characters in the corresponding fourth token from the fourth tokenized set or if the third tokens in the third tokenized set are phonetically equivalent to the characters in the corresponding fourth token from the fourth tokenized set; and d. if a correspondence exists in immediately foregoing step (c), outputting in real time a result from the microprocessor across the network indicating that the potential customer's identity is verified, and if a correspondence does not exist in immediately foregoing step (c), outputting in real time a result from the microprocessor across the network indicating that the potential customer's identity is not verified.