6. A computer-implemented method of validating a first negotiable document drawn on an account, comprising: generating an image of the first negotiable document using an imaging device; extracting a plurality of characteristics from the image; comparing, using a check validation computer system, the plurality of characteristics extracted from the image with characteristics extracted from a plurality of negotiable documents that are known to be valid for the account; and affirming or negating the first negotiable document's validity based on the comparison, wherein the extracted characteristics include one or more characteristics associated with one or more foreground information fields on the first negotiable document, wherein the characteristics include: a size of the information field, a shape of the information field, an absolute location of the information field, and a location of the information field relative to other information fields, and wherein the foreground information fields include: one or more fields identifying a payer, one or more fields identifying a financial institution holding the account, a magnetic ink character recognition field, a document number field, one or more fields identifying a payee, a legal amount field, a courtesy amount field, a date field, a signature field and a memo field.
6. A computer-implemented method of validating a first negotiable document drawn on an account, comprising: generating an image of the first negotiable document using an imaging device; extracting a plurality of characteristics from the image; comparing, using a check validation computer system, the plurality of characteristics extracted from the image with characteristics extracted from a plurality of negotiable documents that are known to be valid for the account; and affirming or negating the first negotiable document's validity based on the comparison, wherein the extracted characteristics include one or more characteristics associated with one or more foreground information fields on the first negotiable document, wherein the characteristics include: a size of the information field, a shape of the information field, an absolute location of the information field, and a location of the information field relative to other information fields, and wherein the foreground information fields include: one or more fields identifying a payer, one or more fields identifying a financial institution holding the account, a magnetic ink character recognition field, a document number field, one or more fields identifying a payee, a legal amount field, a courtesy amount field, a date field, a signature field and a memo field. 7. The computer-implemented method of claim 6 , further comprising validating whether the first negotiable document is fully negotiable.