3. A client workstation comprising: a processor; a display connected to the processor; a computer memory connected to the processor, the computer memory including: a viewing program for rendering information received from a server on the display, the display displaying a plurality of fields for entering a plurality of pass phrase answers without displaying a plurality of pass phrase questions, and an option for requesting the plurality of pass phrase questions corresponding to the plurality of the pass phrase of answers, and a client program for combining the pass phrase answers to form a single pass phrase, wherein if the option for requesting the set of the pass phrase questions is chosen, a field for entering a retrieval answer and an option for requesting a retrieval question corresponding to the retrieval answer is displayed.
3. A client workstation comprising: a processor; a display connected to the processor; a computer memory connected to the processor, the computer memory including: a viewing program for rendering information received from a server on the display, the display displaying a plurality of fields for entering a plurality of pass phrase answers without displaying a plurality of pass phrase questions, and an option for requesting the plurality of pass phrase questions corresponding to the plurality of the pass phrase of answers, and a client program for combining the pass phrase answers to form a single pass phrase, wherein if the option for requesting the set of the pass phrase questions is chosen, a field for entering a retrieval answer and an option for requesting a retrieval question corresponding to the retrieval answer is displayed. 9. The client workstation of claim 3 , the display displaying, if the input for displaying pass phrase questions is received, at least one field for entering a retrieval answer.