6. A method, comprising: receiving selection criteria for an account; searching, by a computer, an account database for one or more accounts having account data that satisfies at least a portion of said selection criteria, wherein said account database comprises account data associated with one or more accounts, each of the one or more accounts representing an account receivable; receiving an offer from a buyer for at least one of said one or more accounts having account data that satisfies at least a portion of said selection criteria; and accepting automatically the offer in response to the offer fulfilling a term of a commitment for the at least one of said one or more accounts having account data that satisfies at least a portion of said selection criteria, the term of the commitment comprising a fixed price upon which a seller automatically accepts the offer.
6. A method, comprising: receiving selection criteria for an account; searching, by a computer, an account database for one or more accounts having account data that satisfies at least a portion of said selection criteria, wherein said account database comprises account data associated with one or more accounts, each of the one or more accounts representing an account receivable; receiving an offer from a buyer for at least one of said one or more accounts having account data that satisfies at least a portion of said selection criteria; and accepting automatically the offer in response to the offer fulfilling a term of a commitment for the at least one of said one or more accounts having account data that satisfies at least a portion of said selection criteria, the term of the commitment comprising a fixed price upon which a seller automatically accepts the offer. 10. The method of claim 6 , wherein said account data is transferred to the account database from a credit reporting agency database, said credit reporting agency database comprising personally-identifiable account data.