31. The computer program of claim 30 , wherein the method further includes: calculating a user's personal financial parameters wherein the personal financial parameters include a user investment style, and a user bull/bear attitude.
31. The computer program of claim 30 , wherein the method further includes: calculating a user's personal financial parameters wherein the personal financial parameters include a user investment style, and a user bull/bear attitude. 33. The computer program of claim 31 wherein the method determines the user investment style by: displaying to the user a series of test scenarios; receiving responses to the series of test scenarios; and generating said user investment style based on the received responses.