12. An apparatus as defined in claim 11 wherein the contact information is a portion of an XML document.
12. An apparatus as defined in claim 11 wherein the contact information is a portion of an XML document. 13. An apparatus as defined in claim 12 wherein the portion of the XML document is at least one of a personal contact card (PCC) associated with a user of the CAB client, or an entry from an address book (AB) of the user.