17. A system for annotating electronic records based on input of a plurality of users, the system comprising: a processor; one or more processing units for accessing an annotation engine resident on a web server; an interface for receiving input from the plurality of users, the interface in communication with the annotation engine; and the annotation engine executable by the web server, the annotation engine comprising: instructions for accessing an electronic record resident on the web server and displaying the electronic record via the interface; instructions for receiving the input from the plurality of users, comprising: an indication of a portion of the electronic record corresponding to an annotation input by one of the plurality of users, an indication of a location for a discussion window in the electronic record, and a plurality of successive annotations for insertion into the discussion window, each of the plurality of successive annotations corresponding to the annotation; instructions for displaying the discussion window at the location in the electronic record; instructions for time-tagging and entering into the discussion window the plurality of successive annotations; instructions for updating the discussion window to display the plurality of successive annotations, instructions for associating the electronic record with the plurality of successive annotations and storing the plurality of successive annotations with the electronic record on the web server upon receipt of each of the plurality of successive annotations; instructions for customizing the discussion window based on a determination made by one of the plurality of users; and instructions for customizing the discussion window by assigning a color code to the discussion window, wherein the assigning of the color code is based on at least one of: a categorization of the discussion window; importance of the discussion window; and a characteristic of the discussion window.
17. A system for annotating electronic records based on input of a plurality of users, the system comprising: a processor; one or more processing units for accessing an annotation engine resident on a web server; an interface for receiving input from the plurality of users, the interface in communication with the annotation engine; and the annotation engine executable by the web server, the annotation engine comprising: instructions for accessing an electronic record resident on the web server and displaying the electronic record via the interface; instructions for receiving the input from the plurality of users, comprising: an indication of a portion of the electronic record corresponding to an annotation input by one of the plurality of users, an indication of a location for a discussion window in the electronic record, and a plurality of successive annotations for insertion into the discussion window, each of the plurality of successive annotations corresponding to the annotation; instructions for displaying the discussion window at the location in the electronic record; instructions for time-tagging and entering into the discussion window the plurality of successive annotations; instructions for updating the discussion window to display the plurality of successive annotations, instructions for associating the electronic record with the plurality of successive annotations and storing the plurality of successive annotations with the electronic record on the web server upon receipt of each of the plurality of successive annotations; instructions for customizing the discussion window based on a determination made by one of the plurality of users; and instructions for customizing the discussion window by assigning a color code to the discussion window, wherein the assigning of the color code is based on at least one of: a categorization of the discussion window; importance of the discussion window; and a characteristic of the discussion window. 18. The system according to claim 17 , wherein the annotation engine further comprises instructions for emailing the plurality of successive annotations to the plurality of users.