2. A knowledge based user educational guidance system for accessing, storing, compiling and transferring mentor experience information directed to financial services comprising: a server communicatively linked to a plurality of personal computers or workstations; said server providing to said personal computers or workstations a graphical user interface for introducing and navigating throughout said knowledge based system; said system providing a set of non-linear alternative learning paths which require interactive user participation in accordance with said mentor experience information; means for the user to non-linearly and interactively select a desired learning path based on user interest and demonstrated performance; means for providing contextual case based explication and application of said mentor knowledge and experience directed to financial services; means for providing a set of interactive multi-tiered valid use simulations of application of said knowledge in accordance with said knowledge based system; interactive means for mentoring said user when, as, and if user learning guidance is required; and consequential feedback means for the user based on user responses to said mentoring.
2. A knowledge based user educational guidance system for accessing, storing, compiling and transferring mentor experience information directed to financial services comprising: a server communicatively linked to a plurality of personal computers or workstations; said server providing to said personal computers or workstations a graphical user interface for introducing and navigating throughout said knowledge based system; said system providing a set of non-linear alternative learning paths which require interactive user participation in accordance with said mentor experience information; means for the user to non-linearly and interactively select a desired learning path based on user interest and demonstrated performance; means for providing contextual case based explication and application of said mentor knowledge and experience directed to financial services; means for providing a set of interactive multi-tiered valid use simulations of application of said knowledge in accordance with said knowledge based system; interactive means for mentoring said user when, as, and if user learning guidance is required; and consequential feedback means for the user based on user responses to said mentoring. 7. The knowledge based user educational guidance system for accessing, storing, compiling and transferring mentor experience information directed to financial services of claim 2 in which said system is cross-referenced and hypertext linked to an on-the-job training episode file.