4. The system of claim 1 , wherein the account data is not personally-identifiable account data.
4. The system of claim 1 , wherein the account data is not personally-identifiable account data. 5. The system of claim 4 , further comprising a credit reporting agency database, said credit reporting agency database comprising personally-identifiable account data, wherein said processor is configured to transfer account data from said credit reporting agency database to said account database.