21. The method of claim 1 , comprising: receiving the plurality of data files, the plurality of data files including economic data; and generating the list that includes the key terms, the key terms including purchasing data, stock market data, financial data, loan data, or credit history data.
21. The method of claim 1 , comprising: receiving the plurality of data files, the plurality of data files including economic data; and generating the list that includes the key terms, the key terms including purchasing data, stock market data, financial data, loan data, or credit history data. 22. The method of claim 21 , further comprising: using the rule set to make a determination as to whether an individual is likely to purchase an item or default on a loan.