37. A method for automatically preparing customized communications for a plurality of consumer entities, the method comprising the steps of: using data from a first electronic data file containing financial product and/or financial service data for the customized communications, which financial product and/or financial service data includes a plurality of separate descriptions, characteristics and/or identifications for at least a first financial product and/or financial service; using data from a second electronic data file containing customer information for at least certain of the plurality of consumer entities, said customer information including customer related data in addition to, but not excluding, any one or more of customer name, customer address and customer account information obtained for said certain of the plurality of consumer entities; performing an automated composition process using one or more computing systems configured to access said first electronic data file and second electronic data file to compose an electronic document file representing a customized communication for at least one of said certain of the plurality of the consumer entities; wherein said customized communication includes an identifying section adapted to present identifying content to identify a consumer entity, and a separate customized section adapted to present at least some customized content relating to an offering for said consumer entity of said first financial product and/or financial service; wherein at least some of said customized content included in said customized communication for said separate customized section is variable information that is determined for said consumer entity from said first electronic data file and said second electronic data file during creation of said electronic document file; delivering said customized communications to said at least one of said certain of the plurality of consumer entities based on said electronic document file.
37. A method for automatically preparing customized communications for a plurality of consumer entities, the method comprising the steps of: using data from a first electronic data file containing financial product and/or financial service data for the customized communications, which financial product and/or financial service data includes a plurality of separate descriptions, characteristics and/or identifications for at least a first financial product and/or financial service; using data from a second electronic data file containing customer information for at least certain of the plurality of consumer entities, said customer information including customer related data in addition to, but not excluding, any one or more of customer name, customer address and customer account information obtained for said certain of the plurality of consumer entities; performing an automated composition process using one or more computing systems configured to access said first electronic data file and second electronic data file to compose an electronic document file representing a customized communication for at least one of said certain of the plurality of the consumer entities; wherein said customized communication includes an identifying section adapted to present identifying content to identify a consumer entity, and a separate customized section adapted to present at least some customized content relating to an offering for said consumer entity of said first financial product and/or financial service; wherein at least some of said customized content included in said customized communication for said separate customized section is variable information that is determined for said consumer entity from said first electronic data file and said second electronic data file during creation of said electronic document file; delivering said customized communications to said at least one of said certain of the plurality of consumer entities based on said electronic document file. 47. The method of claim 37 , wherein the electronic document file is produced into an electronically transmittable document or a paper document.