3. The system as recited in claim 1 , wherein the hierarchical data structure comprises a plurality of predefined substructures, a particular predefined substructure of the plurality of predefined substructures corresponding to a categorization of a particular component of the plurality of components of the loss event.
3. The system as recited in claim 1 , wherein the hierarchical data structure comprises a plurality of predefined substructures, a particular predefined substructure of the plurality of predefined substructures corresponding to a categorization of a particular component of the plurality of components of the loss event. 4. The system as recited in claim 3 , wherein the hierarchical data structure comprises a predefined substructure corresponding to one of an insured vehicle, an insured person, or an insured dwelling.