11. A method for telephone-based electronic communication, said method comprising: receiving an incoming telephone call from a user; allowing said user to enter login and password information using predetermined codes; verifying login and password information for said user to provide access to a menu of communication options; presenting a menu of communication options to said user including: interacting with an e-mail account; and interacting with the internet; and allowing said user to select one of said communication options using a predetermined code, wherein said communication option of interacting with the internet includes: accepting a document location from said user specified by at least one of a favorites menu and user input; retrieving a document specified by said document location; building a new text body based on the text document, wherein the new text body includes HTML document table text in accordance with a subscript tag and a superscript tag; and further comprising adding comma length pauses in accordance with at least one of: a list item tag, a hyperlink tag, a paragraph tag, a horizontal line tag, and a table element end tag in the HTML document; audibly transmitting the contents of said document to said user, wherein said contents include at least one link to an additional document; accepting an instruction from said user to retrieve said additional document; and retrieving said additional document, wherein said communication option of interacting with an e-mail account includes: retrieving an e-mail from a mail account; listing the subject line and send name of said e-mail for said user; presenting the user with the option of sending one of several preselected replies by entering a code; and sending an e-mail reply when selected by said user.
11. A method for telephone-based electronic communication, said method comprising: receiving an incoming telephone call from a user; allowing said user to enter login and password information using predetermined codes; verifying login and password information for said user to provide access to a menu of communication options; presenting a menu of communication options to said user including: interacting with an e-mail account; and interacting with the internet; and allowing said user to select one of said communication options using a predetermined code, wherein said communication option of interacting with the internet includes: accepting a document location from said user specified by at least one of a favorites menu and user input; retrieving a document specified by said document location; building a new text body based on the text document, wherein the new text body includes HTML document table text in accordance with a subscript tag and a superscript tag; and further comprising adding comma length pauses in accordance with at least one of: a list item tag, a hyperlink tag, a paragraph tag, a horizontal line tag, and a table element end tag in the HTML document; audibly transmitting the contents of said document to said user, wherein said contents include at least one link to an additional document; accepting an instruction from said user to retrieve said additional document; and retrieving said additional document, wherein said communication option of interacting with an e-mail account includes: retrieving an e-mail from a mail account; listing the subject line and send name of said e-mail for said user; presenting the user with the option of sending one of several preselected replies by entering a code; and sending an e-mail reply when selected by said user. 17. The method of claim 11 wherein said presenting the user with the option of sending one of several preselected replies by entering a code includes entering a voice code.