19. The computer-network system as in claim 1 , wherein the stationery/card personalization engine is configured to allow the user to incorporate a photo in the selected stationery/card design.
19. The computer-network system as in claim 1 , wherein the stationery/card personalization engine is configured to allow the user to incorporate a photo in the selected stationery/card design. 20. The computer-network system as in claim 19 , wherein the stationery/card personalization engine is configured to allow the user to select a photo stored on the wireless device, from a cloud image storage, from a web-based image storage, or from a social network.