28. An integrated voice biometrics cloud security (IVCS) gateway system, comprising: a database; an application layer based packet forwarding and control engine comprising: a voice biometrics callback and routing policy engine, and; one or more IP protocol handlers; a voice biometrics verification server (VBVS) comprising: a third party call control, an interactive voice response (IVR) module, and a suspicious activity playground; one or more WAN Ethernet switch ports for connection to ISP cloud; and one or more LAN Ethernet switch ports for connection to resource servers, wherein the application layer based packet forwarding and control engine executes instructions to: intercept, by a gateway, an access request sent to a network address of a resource server from a user using a user device the access request the access request comprising a unique user record identifier; identify a specific user device used by the user to send the access request based on a cookie or an identifier stored in the specific user device by the gateway; select a voice biometrics record of the user recorded by using the specific user device used by the user to send the access request from among a plurality of voice biometrics records stored for the user during an enrollment period; place a call to the specific user device based on information from the cookie or the identifier; send, to the user device, a challenge messages prompting the user to respond by voice, wherein the challenge message corresponds to the selected voice biometerics record; receive, from the user device, a voice sample of the user; compare the voice sample of the user against the selected voice biometrics record; convert the voice sample into a speech-to-text phrase; and compare the speech-to-text phrase against a stored secret text phrase to verify the speech-to-text phrase matches the stored secret phrase.
28. An integrated voice biometrics cloud security (IVCS) gateway system, comprising: a database; an application layer based packet forwarding and control engine comprising: a voice biometrics callback and routing policy engine, and; one or more IP protocol handlers; a voice biometrics verification server (VBVS) comprising: a third party call control, an interactive voice response (IVR) module, and a suspicious activity playground; one or more WAN Ethernet switch ports for connection to ISP cloud; and one or more LAN Ethernet switch ports for connection to resource servers, wherein the application layer based packet forwarding and control engine executes instructions to: intercept, by a gateway, an access request sent to a network address of a resource server from a user using a user device the access request the access request comprising a unique user record identifier; identify a specific user device used by the user to send the access request based on a cookie or an identifier stored in the specific user device by the gateway; select a voice biometrics record of the user recorded by using the specific user device used by the user to send the access request from among a plurality of voice biometrics records stored for the user during an enrollment period; place a call to the specific user device based on information from the cookie or the identifier; send, to the user device, a challenge messages prompting the user to respond by voice, wherein the challenge message corresponds to the selected voice biometerics record; receive, from the user device, a voice sample of the user; compare the voice sample of the user against the selected voice biometrics record; convert the voice sample into a speech-to-text phrase; and compare the speech-to-text phrase against a stored secret text phrase to verify the speech-to-text phrase matches the stored secret phrase. 34. The system of claim 28 , wherein the application layer based packet forwarding and control engine executes instructions to: store the unique user record identifier; store the voice sample of the user; store an address of the resource server that is accessed; and record an access time stamp for the resource server.