10. A system comprising at least one data processor, and memory storing instructions which, when executed by the at least one data processor, causes the at least one data processor to perform operations comprising: accessing, from at least one database, data from a plurality of disparate data sources; automatically building, using the data obtained from the accessed data sources, a first test model and a second test model, the first test model and the second test model having predetermined predictive variables and the first test model and the second test model built from one or more of the plurality of disparate data sources; determining a set of predictive variables from the predetermined predictive variables in the first test model and the second test model by comparing a predictive power of the predictive variables of the first test model and the second test model, the set of predictive variables being a subset of the predetermined predictive variables; generating a dataset comprising data selected from the disparate data sources and corresponding to the determined set of predictive variables; and building, from the dataset, a model that combines the set of predictive variables, the model characterizing a quantitative estimate of a probability that an entity will display a defined behavior.
10. A system comprising at least one data processor, and memory storing instructions which, when executed by the at least one data processor, causes the at least one data processor to perform operations comprising: accessing, from at least one database, data from a plurality of disparate data sources; automatically building, using the data obtained from the accessed data sources, a first test model and a second test model, the first test model and the second test model having predetermined predictive variables and the first test model and the second test model built from one or more of the plurality of disparate data sources; determining a set of predictive variables from the predetermined predictive variables in the first test model and the second test model by comparing a predictive power of the predictive variables of the first test model and the second test model, the set of predictive variables being a subset of the predetermined predictive variables; generating a dataset comprising data selected from the disparate data sources and corresponding to the determined set of predictive variables; and building, from the dataset, a model that combines the set of predictive variables, the model characterizing a quantitative estimate of a probability that an entity will display a defined behavior. 14. The system of claim 10 , the operations further comprising merging data across multiple disparate data sources and in one or more varying combinations of the disparate data sources.