25. A method of providing secure communications between a system and a user station, the user station including a telephone and a computer, said method comprising the steps of: establishing a data link between the station computer and a data server; authenticating the user via computer; placing a call to the station telephone in response to said step of authenticating; authenticating the user by telephone; providing information to the user via telephone or via said data link only if the user has been authenticated by computer and by telephone.
25. A method of providing secure communications between a system and a user station, the user station including a telephone and a computer, said method comprising the steps of: establishing a data link between the station computer and a data server; authenticating the user via computer; placing a call to the station telephone in response to said step of authenticating; authenticating the user by telephone; providing information to the user via telephone or via said data link only if the user has been authenticated by computer and by telephone. 27. The method of claim 25 wherein said step of authenticating the user via computer comprises the steps of: providing a Certificate ID or number from the station computer to the data server; and authenticating the Certificate ID or number.