16. A system for providing remote web-based financial portfolio coaching comprising: at least one memory to store data and instructions; and at least one processor configured to access the at least one memory and execute instructions to: receive a selection, from a user, of a service agreement for the user, wherein the selected service agreement is chosen from a plurality of different service agreements providing various service levels related to portfolio modeling and coaching, and wherein the various service levels define distinct combinations of support, financial models, portfolio modeling, and coaching services to the user; identify a current financial portfolio for the user; generate, based upon a financial model selected from a set of financial models defined by the selected service agreement, a user profile based on personal financial parameters of the user, wherein the user profile includes at least a risk tolerance level; providing, via an internet connection, automated financial coaching in a natural language format; and providing, to the user, recommended changes to the current financial portfolio based on the user profile and the distinct combination of services defined by the selected service agreement, including providing customized financial coaching tailored to life intentions of the user and providing suggestions of financial products and recommended securities for the user to purchase.
16. A system for providing remote web-based financial portfolio coaching comprising: at least one memory to store data and instructions; and at least one processor configured to access the at least one memory and execute instructions to: receive a selection, from a user, of a service agreement for the user, wherein the selected service agreement is chosen from a plurality of different service agreements providing various service levels related to portfolio modeling and coaching, and wherein the various service levels define distinct combinations of support, financial models, portfolio modeling, and coaching services to the user; identify a current financial portfolio for the user; generate, based upon a financial model selected from a set of financial models defined by the selected service agreement, a user profile based on personal financial parameters of the user, wherein the user profile includes at least a risk tolerance level; providing, via an internet connection, automated financial coaching in a natural language format; and providing, to the user, recommended changes to the current financial portfolio based on the user profile and the distinct combination of services defined by the selected service agreement, including providing customized financial coaching tailored to life intentions of the user and providing suggestions of financial products and recommended securities for the user to purchase. 17. The system of claim 16 wherein the profile is based on personal financial parameters of the user, and the personal financial parameters further include: a user investment style; and a user bull/bear market attitude.