87. A system for preparing personalized communication documents for a plurality of consumer entities comprising: a computing system; one or more electronic databases coupled to the computing system; one or more software routines executing on the computing system which are adapted to: i) process data from a first electronic data file in said one or more electronic databases containing financial product and/or financial service data for the customized communications, which financial product and/or financial service data includes a plurality of separate descriptions, characteristics and/or identifications for at least a first financial product and/or financial service; ii) process data from a second electronic data file in said one or more electronic databases containing customer information for certain of the plurality of consumer entities, said customer information including customer related data in addition to, but not excluding, any one or more of customer name, customer address and customer account information obtained for said certain of the plurality of consumer entities; iii) perform an automated composition process to compose an electronic document file representing a customized communication document for at least one of said certain of the plurality of the consumer entities, said customized communication document comprising information relating to an offering for one or more financial products or services; wherein at least some content included in said customized communication document is customized content generated for said electronic file which includes variable data specifically for a consumer entity automatically derived and/or calculated from said first electronic data file and/or said second electronic data file during said automated composition process for said electronic file and said consumer entity.
87. A system for preparing personalized communication documents for a plurality of consumer entities comprising: a computing system; one or more electronic databases coupled to the computing system; one or more software routines executing on the computing system which are adapted to: i) process data from a first electronic data file in said one or more electronic databases containing financial product and/or financial service data for the customized communications, which financial product and/or financial service data includes a plurality of separate descriptions, characteristics and/or identifications for at least a first financial product and/or financial service; ii) process data from a second electronic data file in said one or more electronic databases containing customer information for certain of the plurality of consumer entities, said customer information including customer related data in addition to, but not excluding, any one or more of customer name, customer address and customer account information obtained for said certain of the plurality of consumer entities; iii) perform an automated composition process to compose an electronic document file representing a customized communication document for at least one of said certain of the plurality of the consumer entities, said customized communication document comprising information relating to an offering for one or more financial products or services; wherein at least some content included in said customized communication document is customized content generated for said electronic file which includes variable data specifically for a consumer entity automatically derived and/or calculated from said first electronic data file and/or said second electronic data file during said automated composition process for said electronic file and said consumer entity. 90. The system of claim 87 , wherein said customized content includes graphics.