1. An email suggestor system for interfacing each of two or more affiliate merchant devices including at least a first merchant device and a second merchant device, with a payment application to reduce a transaction time for consumer-facing operations in a retail environment, the email suggestor system comprising an apparatus, the apparatus comprising at least one processor and at least one memory including program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to: receive, from the first merchant device, during a first transaction, a first name and a last name of a consumer and an associated payment method; subsequent to the first transaction, receive, during a second transaction, with the second merchant device, identity information, the second merchant device being different than the first merchant device; determine that the consumer previously interacted with an affiliate merchant device, the affiliate merchant device being the first merchant device; subsequent to the determination that the consumer previously interacted with the affiliate merchant device, match the identity information received during the second transaction to the first and last name of the consumer received during the first transaction; identify, based on the match of the identity information received during the second transaction to the first and last name of the consumer received during the first transaction, a consumer profile associated with the payment method, the consumer profile associated with the email suggestor system; identify, from the consumer profile, an associated email address associated with the consumer profile; provide, during the second transaction, an interface to a third-party payment application configured to reduce the transaction time, subsequent to the identification of the associated email address associated with the consumer profile; and cause, during the second transaction, display of the email address associated with the consumer profile associated with the payment method.
1. An email suggestor system for interfacing each of two or more affiliate merchant devices including at least a first merchant device and a second merchant device, with a payment application to reduce a transaction time for consumer-facing operations in a retail environment, the email suggestor system comprising an apparatus, the apparatus comprising at least one processor and at least one memory including program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to: receive, from the first merchant device, during a first transaction, a first name and a last name of a consumer and an associated payment method; subsequent to the first transaction, receive, during a second transaction, with the second merchant device, identity information, the second merchant device being different than the first merchant device; determine that the consumer previously interacted with an affiliate merchant device, the affiliate merchant device being the first merchant device; subsequent to the determination that the consumer previously interacted with the affiliate merchant device, match the identity information received during the second transaction to the first and last name of the consumer received during the first transaction; identify, based on the match of the identity information received during the second transaction to the first and last name of the consumer received during the first transaction, a consumer profile associated with the payment method, the consumer profile associated with the email suggestor system; identify, from the consumer profile, an associated email address associated with the consumer profile; provide, during the second transaction, an interface to a third-party payment application configured to reduce the transaction time, subsequent to the identification of the associated email address associated with the consumer profile; and cause, during the second transaction, display of the email address associated with the consumer profile associated with the payment method. 8. The email suggestor system according to claim 1 , wherein the apparatus further comprises computer program code configured to, with the processor, cause the apparatus to: wherein, in an instance in which the payment information is on file with the first merchant device, generate a form that includes the identity information and the email address; and requesting a response from the consumer.