1. Apparatus comprising: an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of hardware devices including: a card reader operative to read card data from user cards, wherein the card data corresponds to financial accounts; a check acceptor, wherein the check acceptor is configured to receive and scan financial checks that include thereon magnetic ink character recognition (MICR) characters, wherein the check acceptor includes: at least one magnetic sensor, at least one transport, wherein the at least one transport is operative to move a check adjacent to the at least one magnetic sensor, wherein the at least one magnetic sensor is operative to generate electrical signals corresponding to the presence of magnetic indicia on the check; at least one processor in operative communication with the card reader and the check acceptor, wherein the at least one processor is operative to cause: a processor determination that card data read from a card corresponds to a financial account with which financial transfers are authorized to be conducted through machine operation; and a financial transfer at least one of to and from the financial account responsive at least in part to the determination; wherein the at least one processor is operative to determine locations of a plurality of zones on the check, including a MICR zone that includes a plurality of MICR characters therein, and at least one further zone that does not include any MICR characters therein, wherein responsive at least in part to the electrical signals corresponding to the presence of magnetic indicia on the check, the at least one processor is operative to determine for each located zone, whether the respective zone includes a detectable amount of magnetic indicia that is above at least one predetermined threshold for the respective zone, whether the respective zone does not include a detectable amount of magnetic indicia that is above the at least one predetermined threshold, wherein the at least one processor is operative to determine a probability associated with the check being fraudulent responsive at least in part to whether each located zone does or does not include a detectable amount of magnetic indicia that is above the at least one predetermined threshold.
1. Apparatus comprising: an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of hardware devices including: a card reader operative to read card data from user cards, wherein the card data corresponds to financial accounts; a check acceptor, wherein the check acceptor is configured to receive and scan financial checks that include thereon magnetic ink character recognition (MICR) characters, wherein the check acceptor includes: at least one magnetic sensor, at least one transport, wherein the at least one transport is operative to move a check adjacent to the at least one magnetic sensor, wherein the at least one magnetic sensor is operative to generate electrical signals corresponding to the presence of magnetic indicia on the check; at least one processor in operative communication with the card reader and the check acceptor, wherein the at least one processor is operative to cause: a processor determination that card data read from a card corresponds to a financial account with which financial transfers are authorized to be conducted through machine operation; and a financial transfer at least one of to and from the financial account responsive at least in part to the determination; wherein the at least one processor is operative to determine locations of a plurality of zones on the check, including a MICR zone that includes a plurality of MICR characters therein, and at least one further zone that does not include any MICR characters therein, wherein responsive at least in part to the electrical signals corresponding to the presence of magnetic indicia on the check, the at least one processor is operative to determine for each located zone, whether the respective zone includes a detectable amount of magnetic indicia that is above at least one predetermined threshold for the respective zone, whether the respective zone does not include a detectable amount of magnetic indicia that is above the at least one predetermined threshold, wherein the at least one processor is operative to determine a probability associated with the check being fraudulent responsive at least in part to whether each located zone does or does not include a detectable amount of magnetic indicia that is above the at least one predetermined threshold. 11. The apparatus according to claim 1 , wherein the automated banking machine includes a cash dispenser.