38. A method according to claim 34 , further comprising: electronically receiving software programming code for calculating a result according to a first possible formula of the one or more possible formulas.
38. A method according to claim 34 , further comprising: electronically receiving software programming code for calculating a result according to a first possible formula of the one or more possible formulas. 39. A method according to claim 38 , further comprising: electronically receiving a user interface mechanism to allow a user to insert the software programming code in a file.