27. One or more non-transitory computer-readable media storing computer-executable instructions that, when executed on one or more processors, perform acts comprising: mining multiple corpuses of text to locate phrases, individual ones of the phrases comprising at least two grammatically-correct words; storing the located phrases in a corpus of phrases, wherein the located phrases have at least a first word and a second word, the first word being a different part-of-speech than the second word; and associating at least some of the located phrases with users and corresponding payment instruments associated with the users, locations associated with the users, or delivery methods associated with the users.
28. One or more non-transitory computer-readable media as recited in claim 27 , further storing computer-executable instructions that, when executed on the one or more processors, perform acts comprising: mining the multiple corpuses of text to locate statistically improbable phrases that appear in at least one of the corpuses of text more than a threshold number of times; storing the located statistically improbable phrases in the corpus of phrases; and associating at least some of the located statistically improbable phrases with users and corresponding payment instruments associated with the users, locations associated with the users, or delivery methods associated with the users.