4. A computer program product that can be directly loaded to the memory of a digital computer and which comprises software used to execute the steps of a method for providing a faith-based financial plan when the computer program is run on a computer, the method comprising: receiving, from a user, user information comprising financial information and user-selected goals and values and user-selected weighting criteria, the user-selected weighting criteria defining quantitative levels of importance for one or more of user-selected goals and values; storing the user information in a database; compiling financial statements and reports for the user based on the financial information of the user; retrieving faith-based principles and faith-based financial management rules, based upon the financial statements and reports, from a faith-based rules database; generating, by way of a programmed computer, a behavior model to determine patterns of financial behaviors based upon the compiled financial statements and reports; extracting key financial behavior information from the behavior model; generating a behavior profile by comparing the key financial behavior information, the user-selected goals and values, the user-selected weighting criteria and the faith-based rules, the behavior profile identifies trends of financial usage, ranks priorities of financial usage, and assigns quantitative values to the financial usage to determine management of the user's finances in comparison to the user-selected goals and values and the user-selected weighting criteria according to the faith-based principles and the faith-based financial management rules; developing financial plans for the user based on results of the behavior profile; preparing a spending and savings plan for the user to facilitate the financial plans; analyzing, by way of the programmed computer, the behavior profile to identify targeted financial areas of improvement and targeted faith-based areas of improvement; generating faith-based categories based upon the targeted financial areas of improvements and the targeted faith-based areas of improvements, the faith-based categories comprise faith-based scriptures and faith-based examples; displaying on a display screen at least one of the financial statement and report, the behavior profile, the financial plans, the spending and saving plan, the targeted financial areas of improvement, the targeted faith-based areas of improvement, and the faith-based categories; displaying on the display screen an update request to the user to revise, based upon the faith-based scriptures and faith-based examples of the faith-based categories, the steps of receiving, storing, compiling, retrieving, generating, extracting, developing and preparing the financial plans; upon receiving the update request from the user, developing and preparing updated financial plans; and instructing the faith-based rules database, upon receipt of the update request, to conduct an analysis to determine how the targeted faith-based areas of improvement affect the targeted financial areas of improvement and including the analysis in the updated financial plans.
5. The computer program product of claim 4 , wherein the database collects and records information in a plurality of electronic data collection forms comprising at least one of: an Expense Record Log, a Weekly Spending Report, a Personal Vision Statement, a Debt Ledger, a Debt Tracker, a Savings Record, a Loan Transaction Ledger, a Goal Worksheet, a Priorities Worksheet, a Financial Planning Personal Goals and Priorities Worksheet, a Statement of Financial Position, a Cash Flow Statement, a Budget Ratio Analysis, and a Summary of Financial Findings.