1. A method for processing risk factors for a user, comprising: receiving protocol data for creating a risk factor coaching engine by an application stored and executed at a computing device, the risk factor coaching engine stored in memory and executable by a processor to process a first set of stored user health data for a user, wherein the protocol data includes a rule and one or more health attribute values, the rule and the one or more health attribute values each including a computer programming expression editable by a user through a graphical interface, the graphical interface including a first menu for editing the programmable expressions and a second menu for entering the user health data; determining a user health score through execution of the risk factor coaching engine by the processor and based on the user health data, wherein determining the user health score includes evaluating the expressions of the one or more health attribute values by inputting the user health data to calculate one or more calculated health attribute values, and then evaluating the expression of the rule by inputting the one or more calculated health attribute values to calculate the user health score; performing a first action through execution of the risk factor coaching engine by the processor and based on the user health score, the first action including reporting information to the user about the presence of the health risk; and storing updated user health data in memory based on the performed first action, the updated user health data including the user health score.
10. The method of claim 1 , further comprising: executing the risk factor coaching engine based on the updated user health data; and performing a second action through execution of the risk factor coaching engine by the processor and based on the updated user health data.