22. The computer-implemented method according to claim 17 , wherein the receiving identity information during the second transaction comprises: using near field technology to capture the identity information when a credit card is in proximity to the payment system, wherein the suggesting, during the second transaction, of the email address associated with the payment method comprises: identifying an existing profile for the consumer, where the profile identifies the identity information of the consumer and the payment method.
17. A computer-implemented method for programmatically interfacing each of two or more affiliate merchant devices including at least a first merchant device and a second merchant device, with a payment application to reduce a transaction time for consumer-facing operations in a retail environment, the method comprising: receiving, from the first merchant device, during a first transaction, a first name and a last name of a consumer and an associated payment method; determining geographical information associated with the first transaction; subsequent to the first transaction, receiving, during a second transaction, with the second merchant device, identity information; determining that the consumer previously interacted with an affiliate merchant device, the affiliate merchant device being the first merchant device, subsequently matching (1) the identity information received during the second transaction to the first and last name of the consumer received during the first transaction and (2) the geographical information associated with the first transaction to geographical information associated with the second transaction; and identifying, during the second transaction, a consumer profile associated with the payment method, the consumer profile associated with the email suggestor system; identify, from the consumer profile, an associated email address associated with the consumer profile; providing, during the second transaction, an interface to a third-party payment application; and causing, during the second transaction, display of the email address associated with the consumer profile associated with the payment method configured to reduce the transaction time, subsequent to the identification of the associated email address associated with the consumer profile.