7. The email suggestor system according to claim 1 , wherein the apparatus further comprises computer program code configured to, with the processor, cause the apparatus to: wherein the suggesting, during the second transaction, of the email address associated with the payment method comprises: identifying an existing profile for the consumer, wherein the existing profile identifies the identity information of the consumer and the payment method.
1. An email suggestor system for interfacing each of two or more affiliate merchant devices including at least a first merchant device and a second merchant device, with a payment application to reduce a transaction time for consumer-facing operations in a retail environment, the email suggestor system comprising an apparatus, the apparatus comprising at least one processor and at least one memory including program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to: receive, from the first merchant device, during a first transaction, a first name and a last name of a consumer and an associated payment method; determine geographical information associated with the first transaction; subsequent to the first transaction, receive, during a second transaction, with the second merchant device, identity information; determine that the consumer previously interacted with an affiliate merchant device, the affiliate merchant device being the first merchant device, subsequently match (1) the identity information received during the second transaction to the first and last name of the consumer received during the first transaction and (2) the geographical information associated with the first transaction to geographical information associated with the second transaction; identify, during the second transaction at the second merchant device, a consumer profile associated with the payment method, the consumer profile associated with the email suggestor system; identify, from the consumer profile, an associated email address associated with the consumer profile; provide, during the second transaction, an interface to a third-party payment application configured to reduce the transaction time, subsequent to the identification of the associated email address associated with the consumer profile; and cause, during the second transaction, display of the email address associated with the consumer profile associated with the payment method.