18. The method of claim 17 , further comprising: receiving, at the interface, a response to communicating the highest priority repayment plan; and communicating, by the interface, a second highest priority repayment plan of the plurality of payment plans when the response indicates the user rejects the highest priority repayment plan.
17. The method of claim 16 , wherein communicating the one or more of the plurality of repayment plans to the user via the user device further comprises communicating a highest priority repayment plan of the plurality of payment plans.