17. A tangible machine readable medium storing instructions that, when executed by a computing device, cause the computing device to perform a method, the method comprising: producing biometric data from a user by sensing a biometric with a biometric identification unit, and producing an image of the biometric from the biometric data, and matching the image to a stored template associated with the user; providing an authentication risk management natural identification authentication score using a biometric identification unit natural identification evaluation engine, wherein the natural identification authentication score is based on a hardware marking, a quality of the image of the biometric and a matching granularity between the image of the biometric and the stored template; generating a computed authentication score based on at least one of a PIN, a password and a token; and receiving the natural identification authentication score and the computed authentication score and providing a credentials quality assessment engine (CQAE) authentication score based on a combination of the natural identification authentication score and the computed authentication score.
18. The machine readable medium of claim 17 wherein the received computed authentication score is based on at least one of a PIN, a password and a token.