22. The method of claim 20 , wherein the multiple sources include various departments of a single company.
20. A computer-implemented method for implementing a marketing campaign to targeted consumers, the method comprising: receiving at a central computing system communicatively coupled to a network, offer information from multiple sources comprising a plurality of providers of information/products/services; receiving at the central computing system individualized data pertaining to multiple consumers; arranging, under the control of a processor, personalized offers based on the offer information received from the multiple sources and the data pertaining to the multiple consumers; selecting and distributing a group of personalized offers including offers from a plurality of different providers of information/products/services to at least one of the multiple consumers; and a communications interface for delivering groups of personalized offers to consumers over a plurality of different types of delivery channels.