9. The knowledge based user educational guidance system for accessing, storing, compiling and transferring mentor experience information directed to financial services of claim 2 in which said system further comprises at least one of a settlement issue file, a credit issue file, a compliance issue file, a legal documentation issue file, a legal enforceability issue file, an accounting issue file, a balance sheet consideration issue file, a tax treatment issue file, a suitability issue file, an ethical issue file, and a safety and soundness issue file.
2. A knowledge based user educational guidance system for accessing, storing, compiling and transferring mentor experience information directed to financial services comprising: a server communicatively linked to a plurality of personal computers or workstations; said server providing to said personal computers or workstations a graphical user interface for introducing and navigating throughout said knowledge based system; said system providing a set of non-linear alternative learning paths which require interactive user participation in accordance with said mentor experience information; means for the user to non-linearly and interactively select a desired learning path based on user interest and demonstrated performance; means for providing contextual case based explication and application of said mentor knowledge and experience directed to financial services; means for providing a set of interactive multi-tiered valid use simulations of application of said knowledge in accordance with said knowledge based system; interactive means for mentoring said user when, as, and if user learning guidance is required; and consequential feedback means for the user based on user responses to said mentoring.