20. The method of claim 19 , wherein the real-time communication connection includes a telephonic connection established between the advisor and the user according to the visual display advertisement and the telephonic connection is provided by Internet telephony.
19. A method, comprising: providing to a user a visual display advertisement on a media channel, the visual display advertisement advertising availability of an advisor to provide advice, wherein the visual display advertisement includes at least a user selectable reference to establish a real-time communication connection with the advisor, an indication of whether the advisor is currently available to communicate via real time communication at a time when the user is viewing the visual display advertisement, wherein the visual display advertisement advertises the advisor to the user at least partially based on an order relative to other advisors, the order at least partially based on one or both of a compensation rate and a quality score; while the advisor is currently available, receiving a user selection of the user selectable reference corresponding to the advisor, and a central controller using the user selection of the user selectable reference to establish a real-time communication connection between the advisor and the user prior to the user submitting a question for the advisor including the central controller establishing a real-time communication connection with the advisor and with the user prior to the user submitting a question for the advisor, wherein the establishing the real-time communication connection comprises the central controller originating a first communication connection to the advisor and a second communication connection to the user; and charging an amount for the real-time communication connection established between the advisor and the user based at least in part on the compensation rate.