1. A method of character differentiation of on-line communications originating from a subscriber access point coupled to a network, the method comprising: receiving user generated events from one of a plurality of computing devices coupled to the access point, each event associated with a subscriber identification (ID) and a session identification (ID), the events generated by a communication session between one of the plurality of computing devices and a communication endpoint through the network; generating a session fingerprint using a plurality of received events for the associated subscriber ID and session ID wherein the session fingerprint comprises a feature vector based upon data contained in the received events; and storing a character record comprising the generated fingerprint, an associated character identifier (ID) and the subscriber ID.