1. A method for enabling the storage, distribution, and use of associated text and media files, comprising: (a) inputting a textual content file into a text database storage medium coupled to an operator system computing device; (b) inputting a non-textual content file into a non-text database storage medium coupled to said operator system computing device; (c) coupling said textual content files with said non-textual content files forming a combined media format; combined media format comprising individually segregated and individually encrypted text content file components and non-text content file components; (d) independently restricting access and/or independently granting access to said individually segregated and individually encrypted text content file components; (e) independently restricting access and/or independently granting access to said individually segregated and individually encrypted non-text content file components; (f) inputting a user investment marking point into said combined media format, said user investment marking point indicating a user experience point where a user is likely to have gained sufficient understanding and attachment to the story to have a high interest in additional non-textual media associated with the combined media format; and (g) inputting event marking points into said combined media format.