1. A system for facilitating the modeling of long term investment options or retirement trust options on behalf of a minor child, comprising: an input component capable of receiving, from a user, a type selection of defined benefit or defined contribution, a contribution form selection of single lump sum or lump sum plus at least one additional contribution, a benefit form selection of lump sum or annuitized, core funding elements including at least the amount of a targeted benefit or contribution, an age of the beneficiary at the time of funding and a targeted age of the beneficiary at retirement; and an investment options evaluation component for determining at least one trust investment option based upon said selected type, selected form, and core funding elements.