1. An analytical system for generating and accessing arguments, wherein each argument has an associated conclusion as to whether a particular situation will likely have a negative or positive result, the analytical system comprising: a database for storing a plurality of templates that each include a plurality of questions which may be answered to generate a particular argument having an associated conclusion regarding a particular situation that is based on answers to its associated template questions; and an argument server for selecting one of the templates which is most relevant to a particular situation and for receiving input to one or more of the selected template's questions to thereby generate a new argument having an associated conclusion based on such answers, the associated conclusion indicating whether the particular situation will likely have a positive or negative result.