1. A method comprising: calculating, by a computer-based system for managing reward points, a first set of reward points based on a consumer ID, a purchase price, a first currency to point ratio and a Stock Keeping Unit (SKU); calculating, by said computer-based system, a second set of reward points based on said consumer ID, said purchase price, a second currency to point ratio and a universal product code (UPC) related to said SKU; and combining, by said computer-based system, said first set of reward points and said second set of reward points within a loyalty account associated with said consumer ID.