1. A single-point-of-access cyber system, comprising: devices and programming for processing cyber activities; devices and programming structured to provide a single point of cyber access to an individual; one or more input output devices for providing either or both of local and remote cyber interactions between said individual and said devices and programming that are providing said individual with a single point of cyber access; devices and programming for providing proper identification of either or both of one or more individuals and one or more cyber devices, wherein the identity of each properly identified cyber device is established, verified and confirmed; devices and programming providing one or more cyber communications networks; and devices and programming for carrying out cyber activities among any properly identified entities selected from the group consisting of individuals, others, device-based cyber assets, and device-based cyber resources; wherein said system has an architecture which defines both the components of the single-point-of-access cyber system and the interrelationship of said components, said architecture comprising (a) one or more operating systems providing programming for carrying out processes and procedures establishing and maintaining a cyber environment that provides for using and enforcing single-point-of-access cyber system architectural rules and requirements, (b) one or more operating systems providing operational programming for single-point-of-access cyber system devices and components, and (c) single-point-of-access cyber system architectural rules and requirements; wherein said single-point-of-access cyber system structure includes (a) one or more point of cyber access computers, (b) one or more cyber devices constructed, arranged, and interconnected for cyber interactions with said one or more point of cyber access computers, and (c) a cyber communications network; wherein said one or more input output devices provide for cyber interaction between said individual and said one or more point of cyber access computers; wherein said one or more point of cyber access computers, said one or more input output devices, and said one or more cyber devices interconnect using said cyber communications network, all using said one or more operating systems; wherein said one or more point of cyber access computers include said individual's point of cyber access computer, said individual's point of cyber access computer being a combination of the following three separate computers: (a) said individual's point of cyber access computer which establishes or confirms the identity of the sender of each cyber interaction prior to providing said sender's cyber interaction further access to said individual's point of cyber access computer; (b) said individual's private computer which can only be accessed through said individual's point of cyber access computer, and can only be accessed by cyber interactions from: said individual; and, said individual's device-based cyber assets; and, (c) said individual's public computer which can be accessed by cyber interactions from others and can only be accessed through said individual's point of cyber access computer.