1. Any method, performed by hardware executing software, of determining whether to authorize a transaction using transaction authorization business rules identified from a minimum bounding box derived from a modified Patient Rule Induction Method (PRIM) algorithm, wherein the transaction is being conducted with a merchant on an account issued by an issuer to an account holder and the merchant submits information for the transaction to an acquirer for submission to an entity for the determination of whether to authorize the transaction using the transaction authorization business rules.