1. An automated, data integrating, processor-implemented method, comprising: accessing a database of consumer information; obtaining information of at least one consumer account from the accessed database; generating a list of updated account information based on the obtained information, comprising: obtaining a timestamp of the obtained information, forming a query based on the timestamp of the obtained information, determining what information was updated after the timestamp, and storing the information updated after the timestamp in the list of updated account information; storing the obtained information of the at least one consumer account in temporary memory space; querying a list of existing consumer accounts based on the obtained information of the at least one consumer account; if the obtained information of the at least one consumer account matches with an existing consumer account, storing the obtained information of the at least one consumer associated with the matched consumer account; if the obtained information of the at least one consumer account does not match with any existing consumer account, creating a new consumer account based on the obtained information of the at least one consumer account; receiving a data report specification including at least a limiter and a chooser; generating a database query statement based on the chooser; querying tables in a database associated with the limiter using the database query statement; retrieving at least one data value corresponding to the chooser based on the querying the tables; and generating a report comprising the at least one data value.