1. An apparatus comprising: an input device, configured to receive input from a user: a communication device configured to transmit wireless signals to a transaction device; a memory comprising predetermined payment information stored therein comprising a user defined action for authorizing a wireless payment; and a processor communicably coupled to the input device, the communication device and the memory, wherein the processor is configured to operate computer instruction code to: receive transaction information from the transaction device related to a transaction; receive a first input from the user; determine if the first input matches the user defined action for authorizing a wireless payment; and use the communication device to wirelessly transmit the predetermined payment information and authorize payment if the first input matches the user defined action stored in the memory.