1. A data storage card for use with a card reader comprising, a wallet-size card having opposed sides and a length equal to or exceeding a width, a first strip of high resolution reflective read-only optical memory material adhered to the card, said first strip containing photolithographically prerecorded high and low reflectivity data areas representing data bits, the reflective contrast ratio between said high and low reflectivity data areas at least two to one, and a second strip of magnetic recordable material adhered to the card.