1. A method for verifying an individual to access a user account in an application service provider data repository within a computer memory device, wherein the application service provider provides web services for a plurality of customers, each customer having a plurality of users with respective user identification data, said method comprising: receiving user identification data from the individual through a website hosted on a server, the website associated with one of the plurality of customers; retrieving customer identification data based on a uniform resource locator associated with the website; concatenating the user identification data and customer identification data to create a user key; and authenticating access to the user account based on the created user key.