1. An apparatus, comprising: a user interface module implemented in at least one of a memory or a processing device, the user interface module configured to receive, from a user device associated with a user, user information associated with the user; a classification module operatively coupled to the user interface module, the classification module configured to: apply a classifier defined within a classification tree to the user information, including calculating a classification score representing an estimated likelihood that the user is associated with at least one user type from a plurality of user types, compare the classification score to a classification criterion associated with an identified user type from the plurality of user types, and classify, when the classification score meets the classification criterion, the user as the identified user type; a database configured to store at least one of user account information associated with the user, historical information associated with the user, or historical information associated with a group of users including the user; and an interface generation module configured to generate a signal based on the identified user type, the user account information, the historical information associated with the user, and the historical information associated with the group of users, the signal specifying a user interface to be presented to the user, the user interface module configured to transmit the signal to the user device.