1. A multi-lingual output device for output of transactional information for a given customer, the device comprising: a data base for determining what transaction information needs to be outputted, the local language in which the information is to be outputted, and the preferred language of the customer in which the information is to be outputted; and, a local transaction subsystem in communication with said database, wherein said local transaction subsystem includes input device receiving means for accepting an input device and output generating means for generating a signal to an output device.