1. A cellular phone comprising: first circuitry for receiving a text message or cellular phone call and sending a notification of the receipt of said text message or cellular phone call to an application programmatic interface for software on said cellular phone; second circuitry including display circuitry and user interface circuitry and baseband processor circuitry and control software coupled to said second circuitry and controlling said second circuitry via said baseband processor circuitry, said second circuitry coupled to said first circuitry and structured to respond to said notification sent by said first circuitry by controlling said cellular phone to display on a display a pre-stored text message which can be sent via a short message service channel to a sender of said text message received by said first circuitry or to a cell phone of a caller who is making said cellular phone call received by said first circuitry and structured to monitor user interface circuitry of said cell phone to receive a response from a user of said cell to determine if said user wishes to send said pre-stored text message as an auto-response to said text message or cellular phone call; and third circuitry controlled by said second circuitry and control software and structured to retrieve said pre-stored text message from memory and send it via said short message service channel to the sender of said text message or to the cell phone of said caller if said user indicates he or she does want to send said pre-stored text message as an auto-response.