1. A method for automatically organizing digitized photographic images into events based on spoken annotations, where the events are useful in organizing photographic albums, said method comprising the steps of: providing natural-language text based on spoken annotations corresponding to a plurality of frames of photographic images; extracting predetermined information from the natural-language text that characterizes the annotations of the images; segmenting the images into events by examining each annotation for the presence of certain categories of information which are indicative of a boundary between events; and identifying each event by assembling the categories of information into event descriptions.