1. A method comprising: receiving an electronic policy document specifying a plurality of criteria; identifying, in a segment of unstructured text in the policy document, a criteria delimiter; identifying a first portion and a second portion of the segment of unstructured text, wherein the first and second portions are identified based on the criteria delimiter, wherein the first and second portions comprise a first criterion and a second criterion, respectively; and responsive to identifying an anaphora in the second portion of the segment of unstructured text that is related to a term in the first portion of the segment of unstructured text, combining the first criterion and the second criterion into a composite criterion.