1. A digital conversation generating processor-implemented method, comprising: instantiating a conversational artificial-intelligence agent; identifying an individual target for conversation; initiating a conversational dialogue between the individual target and the artificial-intelligence agent; recording a first dialogue segment from the individual target as part of the conversational dialogue, wherein the first dialogue segment is a subportion of the conversational dialogue; responding to the first dialogue segment from the individual target with an at least one subsequent interactive dialogue segment, wherein the at least one subsequent dialogue segment is a subportion of the conversational dialogue; recording an interactive dialogue comprising the first dialogue segment and the at least one subsequent interactive dialogue segment; retrieving the recorded interactive dialogue between the individual target and the artificial-intelligence agent; allocating a value point to each subsequent interactive dialogue segment of the interactive dialogue; creating a digital conversation asset comprising at least the retrieved interactive dialogue associated with the allocated value point to each subsequent interactive dialogue segment of the interactive dialogue; determining a value for the digital conversation asset at least based on the allocated value point to each subsequent interactive dialogue segment of the interactive dialogue; and providing the created digital conversation asset associated with the determined value for exchange.