1. A system for organizing price modeling data using hierarchically organized portfolios, useful in association with a business policy, the system comprising: a collection of transactions in a transaction database representing a first hierarchical level, wherein the collection of transactions includes data corresponding to a plurality of items, and wherein plurality of items belong to one of a first portfolio of items requiring approval on a pending deal, and a second portfolio of items configured to ignore approval on the pending deal; at least one collection of at least one hierarchically organized portfolio at a higher hierarchical level than a previous hierarchical level, wherein the at least one collection of at least one hierarchically organized portfolio is generated by an algorithm that sorts sales associates by measured productivity indicators, the at least one hierarchically organized portfolio representing at least one selection from the previous hierarchical level, and wherein the pending deal requires approval at the at least one hierarchically organized portfolio if the value of the pending deal is above a capped amount; and wherein the hierarchically organized portfolios are arranged to be responsive to an enterprise approval hierarchy of the enterprise selling the plurality of items, wherein the approval criteria includes more than one authority level within the enterprise selling the plurality of items, and wherein each authority level is linked to a variance from the business policy, and wherein approval is only required when a deal offering falls outside limits of the business policy.