1. A system comprising: a processor; a tangible, non-transitory memory communicating with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising: converting, by the processor, SQL variables to Statistical Analysis System (SAS) variables in SAS flat files; extracting, by the processor, data from the SAS flat files based at least in part on contents of customer files respectively associated with customers, analyzing, by the processor, customer variables in the customer files to determine trends in customer behavior; determining, by the processor, the customer variables to use in a plurality of models, determining, by the processor, model logic based on the customer variables and the trends in customer behavior; and enabling, by the processor, creation of the plurality of models based on the model logic.