1. A method of that enables reconciliation of accounts between a mobile virtual network operator (MVNO) and a mobile host operator (MHO), the method comprising: receiving, by an asset loader server, data that defines a user event, wherein the MVNO charges a user at a retail rate associated with the user event; generating, by the asset loader server, a generated wholesale bill associated with the user event, wherein a rate charged in the generated wholesale bill is based on a negotiated rate between the MVNO and the MHO; and communicating, by the asset loader server, the generated wholesale bill to a billing interface of the MVNO configured to receive an extensible markup language (XML) file that defines an MHO wholesale bill associated with the MHO, wherein a format of the generated wholesale bill is substantially similar to a format of the XML file associated with the MHO.