1. A method for telephone-based electronic communication, said method comprising: receiving an incoming telephone call from a user; allowing said user to enter login and password information using predetermined codes; verifying login and password information for said user to provide access to a menu of communication options; presenting a menu of communication options to said user including: interacting with an e-mail account; and browsing the internet; and allowing said user to select one of said communication options using a predetermined code, wherein said communication option of browsing the internet includes: accepting a document location from said user specified by at least one of a favorites menu and a user input; retrieving a text document including HTML tags specified by the document location; building a new text body based on the text document, wherein the new text body includes HTML document table text in accordance with a subscript tag and a superscript tag; and further comprising adding comma length pauses in accordance with at least one of: a list item tag, a hyperlink tag, a paragraph tag, a horizontal line tag, and a table element end tag in the HTML document; converting the new text body to speech; listing at least one link in the text document; accepting input from said user to designate one of said links as a selected link; and retrieving a second document specified by the selected link, wherein said communication option of interacting with an e-mail account includes: retrieving an e-mail from a mail account; listing the subject line and send name of said e-mail for said user; presenting the user with the option of sending one of several preselected replies by entering a code; and sending an e-mail reply selected by said user.