1. A computerized method of transforming disparate data for use in rendering a decision involving a potentially insurable risk, said method comprising: receiving data from a plurality of sources, said data being in a plurality of formats; extracting the received data and converting the extracted data into one or more standard formats; filtering the converted data by relevancy to the decision to be rendered; generating presentable knowledge from the converted data; presenting the knowledge to a decision-making entity for rendering the decision; monitoring one or more actions on the presented knowledge by the decision-making entity; and adjusting one or more of said extracting, converting, filtering, and generating as a function of the monitored actions.