1. A dynamic memory component comprising: a memory interface to receive a refresh request and a data-access request from a memory controller external to the memory component, the memory interface including a request decoder to decode a refresh memory address from the refresh request, and to decode a data-access memory address from the data-access request; a first memory bank that is activated in response to the refresh request; a second memory bank that is activated in response to the data-access request; a refresh register to store the refresh memory address and to apply the refresh memory address to the first memory bank when the first memory bank is activated; and a data-access register: to store the data-access memory address; and to apply the data-access memory address to the second memory bank when the second memory bank is activated, and while the refresh register applies the refresh memory address to the first memory bank.