1. A system, comprising: a financial server configured for communication with a plurality of gaming terminals via a communication network, the financial server having associated memory for storing data files corresponding to players' personal accounts and identifiable with player identification, the data files including information regarding finances available for use by players for wagering games, the financial server further configured for communication with a bank or other financial institution; and a player tracking server configured for communication with the gaming terminals and the financial server, the player tracking server including a memory for storing data files corresponding to players and identifiable with the player identification, the data files including player reward information, the player tracking server configured for associating points with a player's data file based upon the player's play of wagering games at one or more of the gaming terminals; wherein the financial server and the player tracking server are further configured to provide access to a player's data files via one of the gaming terminals.