1. One or more computer memory having embodied thereon computer executable instructions that, when executed by a server, perform a method of using health-related variables associated with a user having a health condition to generate current and future health states of the user, the method comprising: receiving structured and unstructured health-related data associated with the user having the health condition, the structured and unstructured health-related data comprising data over a past period of time up to a current period of time, the structured and unstructured health-related data comprising data received from at least one of personal health risk assessments, biometric screenings, and health-related insurance claims associated with the user; codifying the structured and unstructured health-related data into a set of codified concepts of standard nomenclature; utilizing a principal component analysis (PCA), reducing the set of discrete concepts of standard nomenclature to a finite set of factors that represent the current and future health states of the user, wherein each factor in the finite set of factors is a rotated linear weighted combination of the set of codified concepts; utilizing the PCA: (A) generating at least a first health score for the each factor in the finite set of factors, wherein the at least first health score comprises a percentile comparison of the user's current health state to health states of people who share one or more demographic traits with the user, (B) generating at least a second health score for the each factor in the finite set of factors, wherein the at least second health score represents the future health state of the user, further wherein the at least second health score comprises a percentile comparison of the user's future health state to health states of the people who share one or more demographic traits with the user, and wherein the at least second health score is determined by applying regression analysis to the finite set of factors; and generating a set of goals related to the user for achieving an ideal future health state.