1. A apparatus for automatic vehicle location, collision notification, and synthetic voice communication, the apparatus having a controller with a memory, a Global Positioning System, and means for wireless communication connectively disposed within a vehicle, the memory having stored therein a plurality of data structures formulated into instruction modules to direct the functioning of the controller, the memory further having stored therein at least one navigational location record comprising: a) a Global Positioning Module receiving data from the Global Positioning System, said Global Positioning Module selectively translating said received data into the vehicle's present navigational position; b) an Automatic Speed Controlled Location Detection Module in communication with said Global Positioning Module, said Automatic Speed Controlled Location Detection Module dynamically searching the memory for a match between said vehicle's present navigational position and the navigational location record; c) an Automatic Speed Controlled Collision Detection Module receiving at least one vehicle collision indicator from at least one vehicle collision sensor; d) said Automatic Speed Controlled Collision Detection Module in communication with said Automatic Speed Controlled Location Detection Module, said Automatic Speed Controlled Collision Detection Module formulating said match between said vehicle's navigational position and the navigational location record into a collision event; e) a Data to Speech Translation Module in communication with said Automatic Speed Controlled Collision Detection Module, said Data to Speech Translation Module translating said collision event into a synthetic voice; whereby means for said wireless communication transmits said synthetic voice.