1. A personal interactive voice response service node, comprising: a memory that stores executable instructions; and a processor that executes the executable instructions, wherein, the personal interactive voice response service node accepts personalized instructions from an individual to define interactive voice response service node prompts for a communications address to which communications are answered by the personal interactive voice response service node; wherein the personal interactive voice response service node accepts personalized instructions from an individual via voice or keypad input to map actions to correspond to selections of interactive voice response service node prompts, and when executed by the processor, the executable instructions cause the personal interactive voice response service node to identify a selection of an interactive voice response service node prompt and execute an action associated with the selection identified, wherein voice communications to and from the personal interactive voice response service node are packetized in data packets and transmitted over the internet through a network server that coordinates communications for a plurality of personal interactive voice response service nodes.