1. A method for calculating the financial status of a company, comprising the steps of: calculating the company's value in accordance with the formula dV V = ( r + λ ) ⁢ dt + σ ⁢ ⁢ dW - dN wherein V is the value of the company, r is the risk neutral rate, λ is the intensity of jump arrivals, σ is the company's volatility, N) is the standard Poisson process, W is the standard Wiener process, and t is a time between 0 and T, the maturity of the debt; and using the company value to calculate a financial metric for the company.