1. A method for transferring value from a value provider, the method comprising: receiving a request initiated by a value owner to transfer value from the value provider to a recipient in a converted form; receiving the value from the value provider with an exchange provider, the exchange provider including a processor configured for conversion of the value into the converted form; converting the received value with the processor of the exchange provider to the converted form; and transmitting the converted value from the exchange provider to the recipient.