1. A method comprising: receiving, by a computer-based system, an image of a receipt, wherein the image of the receipt is captured by an app on a mobile device; retrieving, by the computer-based system and from a transaction processor system and in response to the receiving, a record of charge (ROC) associated with a transaction account, wherein the ROC is provided by a merchant via a merchant system to the transaction processor system, wherein the ROC includes a standard industrial classification (SIC) code of the merchant and a location associated with the ROC; and matching, by the computer-based system, the image of the receipt to the ROC based upon SIC code and location information acquired from the image of the receipt.