1. A method of providing secure communications, comprising: receiving, at a processor associated with a secure access system, a request to create, on the secure access system, a safe user account for a user to enable the user to access resources associated with a referring organization, the user associated with an identification, the identification associated with the referring organization; in response to the request, providing, by the processor, a plurality of types of authenticators for association with the safe user account; receiving, by the processor, a selection of a type of authenticator; in response to receiving the selection of the type of authenticator, providing, by the processor to the user, a message requesting setup information associated with an authenticator corresponding to the type of authenticator selected; in response to receiving the setup information, creating the safe user account for the user and associating the authenticator with the safe user account; and receiving, at the processor from the user, the identification associated with the referring organization and the authenticator associated with the safe user account to gain access to the resources associated with the referring organization.