1. A method for enabling the storage, distribution, and use of associated text and media files, comprising: (a) inputting a textual content file comprising a story into a text database storage medium coupled to an operator system computing device; (b) inputting a non-textual content file into a non-text database storage medium coupled to said operator system computing device; (c) associating said textual content files with said non-textual content files forming a combined media format, said combined media format comprising segregated and encrypted text content file components and non-text content file components; (d) independently restricting access and/or independently granting access to said segregated and encrypted text content file components; (e) independently restricting access and/or independently granting access to said segregated and encrypted non-text content file components; (f) inputting a user investment marking point into said combined media format, said user investment marking point indicating a user experience point where a user is likely to have gained sufficient understanding and attachment to the story to have a high interest in additional non-textual media associated with said combined media format; (g) inputting event marking points into said combined media format; (h) associating creator information with said text content file and said non-text content file, receiving purchasing information, and associating said creator information, said text content file and said non-text content file with said purchasing information to generate a purchased product file; (i) inputting creator identification information into a creator identification information database storage medium coupled to an operator system computing device; (j) sending a purchaser purchase identification information; (k) inputting creator contract information into a creator contract information database storage medium coupled to an operator system computing device; (l) associating said creator contract information to said text and/or non-text content files comprising said combined media format; (m) inputting purchase identification information into a purchase identification information database storage medium coupled to an operator system computing device; (n) associating said purchase identification information to said combined media format and generating a user-downloadable user-specific combined media format instance; (o) receiving from the purchaser said purchase identification information and comparing said purchase identification information associated with said user-downloadable user-specific combined media format instance with said purchase identification information in said purchase identification information database; and (p) facilitating the communication of said user-downloadable user-specific combined media format instance to a local user computing device using an internet connection, at least one of the above steps being implemented by a computer processor.