1. A computer-implemented system for improved security of data, comprising: at least one processor, including hardware and software, the at least one processor configured to: receive a computer-based intelligent cipher transfer object comprising: owner data secured by one or more inner cloaking patterns, and a portable dynamic rule set, said portable dynamic rule set comprising a machine-executable code secured by one or more outer cloaking patterns, receive, from an external agent, a request to access some or all of the owner data; reverse the outer cloaking patterns to retrieve the machine-executable code; and activate the portable dynamic rule set by executing the machine-executable code, thereby causing the at least one processor to: verify, using portable dynamic rule set, that the external agent is authorized to access some or all of the owner data as requested, and upon verifying that the external agent is authorized, provide access to some or all of the owner data for which the external agent has been verified for access by reversing at least a portion of the one or more inner cloaking patterns.