1. A system for providing remote access and management of data across at least one communications network, comprising: a computer server, said computer server coupled to said communications network; and a remote data access and management computing application, said remote data access and management computing application operating on said computer server to process received requests for remote access and management of desired data, by participating users and authenticating and honoring said requests by delivering desired data and corresponding data directory structures to said participating users over said communications network.