title: CSV encoding error: "\x98" to UTF-8 in conversion from Windows-1251 to UTF-8
body: <p>Got this error with CSV while using:</p>
  
  <pre><code>@csv = CSV.read(params[:file].path, headers: true, skip_blanks: true, encoding:'windows-1251:utf-8')
  ...
  </code></pre>
  
  <p>Error:</p>
  
  <pre><code>=&gt; Encoding::UndefinedConversionError ("\x98" to UTF-8 in conversion from Windows-1251 to UTF-8):
  </code></pre>
  
  <p>How can I fix this?</p>
  
  <p>Thanks! </p>