title: read.csv() return a data frame with only variable instead of 17
body: <p>I read into r an excel file and the output gives me a data frame with one variable V1 instead of 17 variable
  the following is my code and a part of <code>str(read.csv.obj)</code></p>
  <pre><code>bank &lt;- read.csv('./bank.csv', skip = 1, header = F, sep = &quot;,&quot;, stringsAsFactors = F)
  str(bank)
  # 'data.frame': 4521 obs. of  1 variable:
  # $ V1: chr
  </code></pre>
  <p>How should I get the right data frame</p>