title: Cant enable checkout without a PayPal account
body: <p>I have setup a woocommerce on website with Paypal chekout. The Paypal account is Business and settings are changed to "Paypal Account Optional" - on.</p>
  
  <p>But the checkout still forces to create Paypal account without simple credit card checkout. Why?? What could be possible wrong here? Thank you! </p>