Implicit grammar in this sentence


Sentence in question:  
万が一、事故に巻き込まれたりしたら、確実に勝ち目はないだろうなぁと、いつも不安になった。

For full context:  
<https://www.satorireader.com/articles/sanzu-no-kawa-
episode-1-edition-m?sentenceID=SrOvSLFfSOyCJFzmEmFt>

My attempt at translation:  
"I was (=became?) anxious that in the unlikely event that I would have gotten
involved into an accident, I wouldn't have a chance."

First, I'm not sure why たり is used here. Usually I see たり when multiple
examples are given, but here it is only one thing. I guess it is because the
speaker wants to express that this is just one of the (bad) things that
could've happened?

Second, the usage of と. Thanks to the aids provided SatoriReader, I could
check for the function of と here myself. I usually encountered と in the
quotative function only when followed by a verb expressing thought (e.g. 思う)
or speech (e.g. 言う). In this case, the thought is kind of indicated by だろう.
However, I wanted to ask wether this is a common phenomenon in japanese, that
thought or speech isn't explicitely indicated through the respective verbs
when と is used in a quotative function.




Two resources were kindly introduced in the comment. I adopt this method: [Use
of quote marker と before unusual
verbs](https://japanese.stackexchange.com/questions/24583/use-of-quote-
marker-%E3%81%A8-before-unusual-verbs). It explains you can use an italic font
for a quotation. So, you might try to express "確実に勝ち目はないだろうなぁと" using an
italic font in English writing.

Probably going like this, "If I were to get involved in the accident, _it's
pretty sure that I could not win_ , I was getting nervous like that".

As for "たり", in the following sentence, other good things for having a small
vehicle are explicitly stated "燃費もいいし、駐車するのも楽だから". I think your guess is
correct for "たり".

