What is the difference between 預金 and 入金?


Both 預金{よきん} and 入金{にゅうきん} can mean **deposit**. Is there any difference in
the usage of these terms?




入金 is a suru-verb that refers to the individual transactions of putting money
into a bank account. The antonym is 出金. In daily conversations (お金を)預ける or
(お金を)入れる might be more common.

預金 usually refers to the money (already) in an account. It occasionally works
as a suru-verb, but when it does, it refers to the long-term state of having
money in a bank account.

In other words, if you do 入金, your 預金 will increase.




入金 is a suru-verb that refers to the individual transactions of putting money
into a bank account. The antonym is 出金. In daily conversations (お金を)預ける or
(お金を)入れる might be more common.

預金 usually refers to the money (already) in an account. It occasionally works
as a suru-verb, but when it does, it refers to the long-term state of having
money in a bank account.

In other words, if you do 入金, your 預金 will increase.

