Diifference between 資金 and 資本


Both 資金 and 資本 appear to mean 'funds' or 'capital' but again I do not
understand if or what difference exists between them.




**資本** refers to initial properties/resources you prepare or invest to start a
business. Typically, it refers to money, but technically speaking, you can
start a business with anything as 資本. For example, in
[わらしべ長者](https://en.wikipedia.org/wiki/Straw_Millionaire), one may say the
protagonist's 資本 was a piece of straw. People often figuratively say 体が資本だ
referring to blue collar workers and athletes whose income is directly based
on their healthy body.

**資本金** , as the kanji 金 suggests, refers to money invested to start a
company. Laypeople use this word loosely, but it's a complicated concept when
used as a strict legal term. The Japanese law requires to you declare the 資本金
when you create and register a company, but it can be as little as one yen.
The actual money to run the company can be borrowed from a bank, but such
money is not called 資本金. 資本金 is a semi-fixed value (e.g., the 資本金 of Nintendo
is 10,065,400,000 yen), and is mostly unrelated to how healthily the company
is run each year.

**資金** is money used to actually run a company every day. Running out of 資金
basically means going bankrupt.




**資本** refers to initial properties/resources you prepare or invest to start a
business. Typically, it refers to money, but technically speaking, you can
start a business with anything as 資本. For example, in
[わらしべ長者](https://en.wikipedia.org/wiki/Straw_Millionaire), one may say the
protagonist's 資本 was a piece of straw. People often figuratively say 体が資本だ
referring to blue collar workers and athletes whose income is directly based
on their healthy body.

**資本金** , as the kanji 金 suggests, refers to money invested to start a
company. Laypeople use this word loosely, but it's a complicated concept when
used as a strict legal term. The Japanese law requires to you declare the 資本金
when you create and register a company, but it can be as little as one yen.
The actual money to run the company can be borrowed from a bank, but such
money is not called 資本金. 資本金 is a semi-fixed value (e.g., the 資本金 of Nintendo
is 10,065,400,000 yen), and is mostly unrelated to how healthily the company
is run each year.

**資金** is money used to actually run a company every day. Running out of 資金
basically means going bankrupt.

