Difference between 貸す and 貸し出す


What is the difference between 貸す and 貸し出す? Please explain it to me. Thank
you!




[類語例解辞典 says](http://dictionary.goo.ne.jp/leaf/thsrs/1828/m0u/)

> **[使い分け]**  
>  【１】「貸す」は、一般的に広く用いられる。  
>  【２】「貸し出す」は、公共機関や店が、そこの所有物を一時的に、そこから持ち出すことを認める意。また、銀行などの金融機関では金銭についてもいう。

Namely, the difference is that 貸し出す is used when some sort of organization,
store, or bank is doing the lending.

(If this is accurate, I don't think 貸す and 貸し出す are parallel to "lend" and
"lend out" in English, where I think the only difference is "lend out" is more
natural without an indirect object: ○ "He lent out the book last Monday", ?
"He lent the book last Monday".)

