Difference between car 損保 and 車両保険


A person asked for car insurance recommendations, and here is the whole reply
of another person:

>
> うちは以前ソニー損保つ使ってたね。何回か事故ったりしてたけど特に不満はなかったかな、値段も安かったし。車両保険はつけたことがないのでよくわからないんだけど。

I am confused: Isn't ソニー損保 a kind of 車両保険?




Apparently the 損保 in the reply is only the most basic insurance option
(covering damage caused to others).

車両保険 on the other side covers self-accidents, accidents caused by oneself, and
natural damages.

[![enter image description
here](https://i.stack.imgur.com/04XRl.gif)](https://i.stack.imgur.com/04XRl.gif)




Apparently the 損保 in the reply is only the most basic insurance option
(covering damage caused to others).

車両保険 on the other side covers self-accidents, accidents caused by oneself, and
natural damages.

[![enter image description
here](https://i.stack.imgur.com/04XRl.gif)](https://i.stack.imgur.com/04XRl.gif)

