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<p>The purpose of this project is to examine whether the wave of bank mergers in Europe (1990s to the  present) has led to improvements in bank profitability, bank efficiency, and benefits to consumers. We identify  trends and average in financial data for various banks pre and post merger, and situate our results within the  context of developments within the various countries. There are many reasons for bank mergers: economy of  scales, resources, or acquisition of talented management. Increasing shareholders profit may provide the primary  incentive for mergers, although greater market power is another motivation. The result of this project, however, is  a comprehensive listing of improvements in the profitability of European banks from mergers, efficiencies, and,  finally, benefits to consumers. The project's framework was trends per unit output.
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<br>Subjects: European Banking Mergers; DoD Acquisition; Finance (Net Income; Total Assets; Total Loans; Deposits and Short Term Finance; Interest Expenses per Deposits; Loan Loss Provision per Loan; Loans per Deposits; Return on Assets; Total Branches; Cost per Employee; and Total Operating Costs); Statistical Research (Mean; Standard Deviation; Coefficient of Correlation; Regression Analysis; and Outliers); and Little's Law</div>
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<dl><dd>Asbury, Sheila T.</dd>
<dd>Smith, Gene T.</dd>
<dd>Rodriguez-Aponte,Augusto</dd></dl></div>
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