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<p>In November 1990, the Navy instituted a personal financial management program to reduce lost manhours due to financial hardships. Financial hardships can be attributed in part to inadequate training in personal financial management. At inception, 18 sites were established to train personal financial management counselors and the Bureau of Naval Personnel (PERS-66) was tasked with carrying out the program objectives. In four years, program demands increased the number of training sites to 29, incurring additional costs at the program level. As an alternative to establishing additional training sites, this thesis examines the concept of Mobile Training Teams to train Command Financial Specialists at overseas Family Service Centers that require such training. It compares the cost of decentralized training at nine OUTCONUS training sites to the cost of conducting the training by a single centralized Mobile Training Team. Individual models of Command Financial Specialist instruction by Mobile Training Team are provided to act as an established baseline.
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<br>Subjects: NA</div>
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Hamel, Jerome F.</div>
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