Mabel McIndoe, who exhibited her art under her maiden name Mabel Hill, photographed by Francis Lawrence Jones at his studio in George Street, Dunedin. Hill moved to Dunedin after her wedding in January 1898; the photographer died later that year.  So if the photo was really taken by him, the stated year of the photo (circa 1902) is wrong.
Francis Lawrence Jones (died 1898)
1898
<a rel="nofollow" class="external free" href="http://natlib.govt.nz/records/22680367">http://natlib.govt.nz/records/22680367</a>